Starting capital
€5,000 100 shares
C14
Lifetime
1 annual account with figurespeak -€2,273 (2025)
-€2,273
lowest -€3,469 (2025)
-€3,469
peak €1,531 (2025)
€1,531
-not published
Board2 names since 2024
2 directorsSECTEUR OUEST and 1 other
Documentsfilings and deeds
30-09-202661 days late
2025abbreviated format
Loss of €3,469First year with figures
Key points
from the 2025 annual accountsAt the same address
28 companies
2025 accounts filed 61 days after the deadlineTurnover not published (abbreviated format)
Checked score
48
Fair
Financially stronger than 31% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 2.5%lowest value
01-2026: 2.5%● unchanged vs 12-2025lowest value
02-2026: 2.6%▲ +0.1 percentage points vs 01-2026
03-2026: 3.0%▲ +0.4 percentage points vs 02-2026
04-2026: 3.2%▲ +0.2 percentage points vs 03-2026
05-2026: 3.5%▲ +0.3 percentage points vs 04-2026
06-2026: 3.5%● unchanged vs 05-2026
07-2026: 3.7%▲ +0.2 percentage points vs 06-2026highest value
08-2026: 3.7%● unchanged vs 07-2026
09-2026: 3.6%▼ -0.1 percentage points vs 08-2026
10-2026: 3.6%● unchanged vs 09-2026
11-2026: 3.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
No main activity registered
lowers risk
Size: total assets €1,531
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 7% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 584 companies had the same profile as C14 has now. Each dot stands for 2 companies, two years later.
92.6%
were still trading
6.0%
stopped another way
1.4%
went bankrupt
The bankruptcy probability of C14 itself is higher: 3.6% within 12 months. It rests on far more data about C14 than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 584 companies, not a prediction for C14. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- SECTEUR OUEST 50 sharesdeed of 28-11-2024
- SILVER TREE INT 50 sharesdeed of 28-11-2024
Recent changes
Incorporation
Founding capital of €5,000, 100 shares · Founders: SECTEUR OUEST and SILVER TREE INT · Appointments: SECTEUR OUEST (director) and SILVER TREE INT (director) · published on 28-11-2024 · Gazette deed
First establishment
Louizalaan 347, Ixelles
Official details
Source: KBO- Status
- Active since 26-11-2024Normal situation
- Registered office
- 30 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- “L’achat, la vente, la location, la gestion, la rénovation, la transformation, l’embellissement, la division…” (deed in French)From the articles, 4 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.366.905.2151050 Ixelles, since 26-11-2024
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on C14
The computed 12-month bankruptcy probability of C14 is 3.6% (moderate). The annual accounts of C14 for financial year 2025 show a net loss of 227% of total assets.
The 2025 annual accounts show equity of €1,531 and a net result of -€3,469. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about C14
- What is the company number of C14?
- The company number of C14 is 1016.638.291. The VAT number is the same number with BE in front: BE 1016.638.291.
- Where is C14 based?
- The registered office is at Louizalaan 347, 1050 Ixelles.Company details
- What is the legal form of C14?
- C14 is a private limited company (BV).
- When was C14 founded?
- C14 was founded on 26-11-2024.
- Is C14 still active?
- Yes, C14 is an active enterprise in the KBO register.
- What is the turnover of C14?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is C14 profitable?
- In financial year 2025, C14 made a loss of €3,469.
- Where can I find the annual accounts of C14?
- C14 filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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