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C0089

Active Private limited companyfounded 2012active for 13 yearsDuinhelmpad 8, 8670 KoksijdeKBO/BCE: BE 0508.727.089

Lifetime

12 annual accounts with figures on one time axis
peak €188,596 (2021)
€34,067▼ 73.8%
lowest -€141,934 (2023)
-€28,323▼ €79,688
peak €2.1m (2022)
€2.0m▼ 1.4%
€537,672▼ 48.6%
Board3 names since 2021
1 directorC & C PRIVATE
Owners2 names in the annual accounts
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Gross margin from €130,100 to €34,067Loss of €28,323Debts from €1.0m to €537,672Cash from €165,139 to €273,826

Key points

from the 2025 annual accounts

Result

-€28,323 -€28,323
€51,4002024-€28,3002025

From profit to loss in 2025, after a profit of €51,365 in 2024.

Filings

12 annual accounts since 2014
deadline201520202025

Two of the last ten came late. The 2024 accounts came latest: 8 days after the end of the period.

Position in the sector

-€28,323

Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,168 · 39,358 companies.

Checked score

95
Excellent
Financially stronger than 56% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 3,699 companies (NACE 47, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.9%▲ +0.4 percentage points vs 04-2025highest value 06-2025: 0.1%▼ -0.8 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.3%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%▼ -0.2 percentage points vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%▼ -0.1 percentage points vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100+9equity 78.5% of total assets
64+7short-term debt 3.8% · cash 10.9%
23-32return on assets -1.1%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
lowers risk
Figures for financial year 2025 (filed on 30-04-2026)
Size: total assets €2.5m
Founded in 2012
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 95% of them on solvency, 84% on liquidity, 14% on profitability and 32% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,686 companies had the same profile as C0089 has now. Each dot stands for 7 companies, two years later.

93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of C0089 itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,686 companies, not a prediction for C0089. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €180,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 17.69 (11.05 in 2024), above the usual 1.5. Short-term debt is 3.8% and cash 10.9% of total assets. 21.5% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed on 30-04-2026)
NBB · annual accounts
lowers risk · Size: total assets €2.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
8 days late
2023
on the day
2022
2 days early
2021
4 days late
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end07-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CC
Managing director, Beatrice MATTHYS
VB
Auditor, Bart ROOBROUCK
Board & ownership

Recent changes

Environmental permit granted Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Koksijde
Registered in the Peppol Directory Reachable for e-invoices through 0208:0508727089
Registered office moved from Veurne to Koksijde New registered office: Duinhelmpad 8, 8670 Koksijde · Previous registered office: Nijverheidsstraat 2, 8630 Veurne · Board meeting of 09-11-2023 · Gazette deed
Purpose change · Amendment of the articles “Algemene activiteiten; Beheer van een eigen roerend en onroerend vermogen; Bijzondere bepalingen” (deed in Dutch) · General meeting of 29-09-2022 · Gazette deed
All 31 events

Comparable companies

same main activity, similar in size and age
Company
C0089 Koksijde €2.5m €34,067 78.5% -
SENS BEHEER Beerse €2.2m €35,496 92.3% -
MARON INSURANCE GROUP Verviers €2.2m €30,904 27.5% -
MANAGELAB Geraardsbergen €2.4m €29,046 96.5% -
PPP Group Lasne €2.6m €29,107 37.3% 0
K. DE BONDT Zoutleeuw €2.5m €40,956 97.8% -
Ruwomat Invest Zulte €2.8m €31,253 99.0% -

These companies have the same main activity as C0089: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €2.2m and €2.8m, founded between 2011 and 2015.

Official details

Source: KBO
Status
Active since 27-12-2012Normal situation
Activity
Business and other management consultancyNACE 70200and 4 others
Establishment unit
2.233.296.4258670 Koksijde, since 21-12-2012
Financial year end
30 September
Peppol
Reachable since 30-04-2024
Company details

Annual accounts to 30-09-2025

≈ €99,000estimated
€2.5m▼ 17.7%
Filing
Filed on 30-04-2026, on the last day of the filing period
Financials

Insights on C0089

C0089 files the micro format. That format states no turnover. The gross margin fell from €81,961 in 2014 to €34,067 in 2025.

In December 2021, the Official Gazette published the appointment of C & C PRIVATE as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about C0089

What is the company number of C0089?
The company number of C0089 is 0508.727.089. The VAT number is the same number with BE in front: BE 0508.727.089.
Where is C0089 based?
The registered office is at Duinhelmpad 8, 8670 Koksijde.Company details
What does C0089 do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of C0089?
C0089 is a private limited company (BV).
When was C0089 founded?
C0089 was founded on 27-12-2012.
Is C0089 still active?
Yes, C0089 is an active enterprise in the KBO register.
What is the turnover of C0089?
The turnover in financial year 2025 is ≈ €99,000. This figure is estimated from the gross margin of €34,067 and 144 comparable companies (NACE 70200). It probably lies between €59,000 and €140,000.Financials
Is C0089 profitable?
In financial year 2025, C0089 made a loss of €28,323.
Where can I find the annual accounts of C0089?
C0089 filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of C0089 due?
C0089 must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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