C-Value
ActiveSummary
C-Value has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.27M and a net result of €161k. Equity is growing by ~35% per year across the filed fiscal years. Its solvency ranks better than 53% of 1416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-7
Solvency67▲+12
Growth67▼-6
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.48 in 2024; short-term debt: 53.2% and cash: 0.6% of total assets), but 58.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
5.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
26 d late
2024
24 d early
2023
20 d early
2022
3 d late
2021
3 d late
2020
26 d early
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€9.88M▼ 23.7%
2024 · €12.94M
2018: €7.77M
2019: €6.08M
2020: €10.24M
2021: €13.98M
2022: €14.15M
2023: €12.90M
2024: €12.94M
2018 → 2025
EBIT margin
2.0%▼ 2.0pp
2024 · 4.0%
2018: 1.3%
2019: 2.8%
2020: 2.8%
2021: 1.3%
2022: 0.6%
2023: 1.7%
2024: 4.0%
2018 → 2025
Net result
€161k▼ 59.9%
2024 · €402k
2018: €48k
2019: €109k
2020: €216k
2021: €134k
2022: €54k
2023: €138k
2024: €402k
2018 → 2025
Working capital
€1.41M▲ 20.1%
2024 · €1.18M
2018: €108k
2019: €216k
2020: €412k
2021: €497k
2022: €645k
2023: €766k
2024: €1.18M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€13.98M-€14.15M▲ 1.2%€12.90M▼ 8.9%€12.94M▲ 0.3%€9.88M▼ 23.7%
Equity€510k-€564k▲ 10.7%€702k▲ 24.5%€1.10M▲ 57.4%€1.27M▲ 14.6%
Operating result€175k-€88k▼ 49.7%€226k▲ 156%€520k▲ 131%€198k▼ 62.0%
Net result€134k-€54k▼ 59.5%€138k▲ 154%€402k▲ 192%€161k▼ 59.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.03M
Fixed assets
€989 ▼ 64.7%
Current assets
€3.03M ▼ 16.7%
Equity and liabilities €3.03M
Equity
€1.27M ▲ 14.6%
Debt
€1.76M ▼ 30.4%
Debt's share of the balance-sheet total falls from 69.6% to 58.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€199k▼
2024 · €526k
Cash flow
€163k▼
2024 · €408k
Current ratio
1.88▲
2024 · 1.48
Debt to equity
1.39▼
2024 · 2.29
ROE
12.8%▼
2024 · 36.4%
ROA
5.3%▼
2024 · 11.1%
Interest coverage
137.22▼
2024 · 332.66
Debt ≤ 1 year
€1.61M▼
2024 · €2.46M
Income taxes
€55k▼
2024 · €124k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.64M€3.03M▼
Fixed assets21/28€3k€989▼
Tangible fixed assets22/27€3k€989▼
Plant, machinery and equipment23€2k€277▼
Other tangible fixed assets26€1k€712▼
Current assets29/58€3.63M€3.03M▼
Amounts receivable within one year40/41€3.45M€2.88M▼
Trade receivables40€2.09M€1.58M▼
Other amounts receivable41€1.36M€1.30M▼
Cash at bank and in hand54/58€184k€17k▼
Deferred charges and accrued income490/1€1k€125k▲
Equity and liabilities
Total equity and liabilities10/49€3.64M€3.03M▼
Equity10/15€1.10M€1.27M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.04M€1.20M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€46k€46k=
Distributable reserves133€990k€1.15M▲
Profit (loss) carried forward14€42€92▲
Amounts payable17/49€2.53M€1.76M▼
Amounts payable within one year42/48€2.46M€1.61M▼
Trade debts44€2.38M€1.54M▼
Suppliers440/4€2.38M€1.54M▼
Taxes, remuneration and social security45€71k€74k▲
Taxes450/3€71k€74k▲
Other amounts payable47/48€5k-
Accrued charges and deferred income492/3€76k€150k▲
Income statement
Code20242025
Turnover70€12.94M€9.88M▼
Goods, raw materials, services and sundry goods60/61€12.39M€9.69M▼
Remuneration, social security and pensions62€33k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€563k€201k▼
Operating profit (loss)9901€520k€198k▼
Financial income75/76B€7k€20k▲
Recurring financial income75€7k€20k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€526k€216k▼
Income taxes67/77€124k€55k▼
Profit (loss) for the period9904€402k€161k▼
Transfer to tax-exempt reserves689€21k-
Profit (loss) for the period to be appropriated9905€381k€161k▼
Appropriation of the result
Profit (loss) to be appropriated9906€382k€161k▼
Profit (loss) brought forward from the previous period14P€96€42▼
Transfer to equity691/2€382k€161k▼
To other reserves6921€382k€161k▼
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 26 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €402k ▲192%
Operating result €520k, net result €402k, both a record.
31-12
Financial
Equity above €1MEq €1.10M ▲57.4%
7 profitable years in a row build equity to €1.10M.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
31-12
Financial
Equity above €500kEq €510k ▲35.7%
4 profitable years in a row build equity to €510k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200kEq €219k ▲99.6%
2 profitable years in a row build equity to €219k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2017
Ground area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
C-Value
since 20172.261.259.743
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 7,221 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.