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C.V.H.M.

Active
Private limited companyfounded 2024active for 2 yearsNijvelsesteenweg 433, 1500 Halle, BelgiumKBO/BCE: BE 1004.734.710
Summary

The computed 12-month bankruptcy probability of C.V.H.M. is 5.5% (elevated). The 2024 annual accounts show equity of €1,260 and a net result of €1,260. Its solvency ranks better than 10% of 1,616 sector peers (NACE 33, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Repair and maintenance of machinery
NACE 33120Bodywork repair (including spraying and painting) NACE 95314
1 site
Size
€311,632turnover 2024
Equity
€1,260
Profit
€1,260
Financial health
36 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.5%
Structure
Accounts filed 130 days late0 of 1 deed read
Why 36raises risk1 financial year not filed after the legal deadline; latest accounts 130 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 15-12-2025)Founded in 2024lowers riskLiquidity: current ratio 1.02, cash €56,237Show the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 27% of its sector peers (NACE 33, micro)
Financial strength
Average
Solvency 27
equity 2.2% of total assets
Liquidity 50
short-term debt 97.8% · cash 100.0%
Profitability 64
return on assets 2.2%
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (2,380 companies, NACE 33, micro)
Last 24 months 02-2025: 1.8%lowest value 03-2025: 1.8%● unchanged vs 02-2025lowest value 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 2.3%▲ +0.4 percentage points vs 04-2025 06-2025: 2.4%▲ +0.1 percentage points vs 05-2025 07-2025: 2.7%▲ +0.3 percentage points vs 06-2025 08-2025: 2.9%▲ +0.2 percentage points vs 07-2025 09-2025: 2.9%● unchanged vs 08-2025 10-2025: 2.9%● unchanged vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 3.1%▲ +0.2 percentage points vs 11-2025 01-2026: 2.6%▼ -0.5 percentage points vs 12-2025 02-2026: 2.8%▲ +0.2 percentage points vs 01-2026 03-2026: 3.1%▲ +0.3 percentage points vs 02-2026 04-2026: 3.1%● unchanged vs 03-2026 05-2026: 3.0%▼ -0.1 percentage points vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 3.6%▲ +0.7 percentage points vs 07-2026 09-2026: 4.1%▲ +0.5 percentage points vs 08-2026 10-2026: 5.5%▲ +1.4 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.02, below the usual 1.5; short-term debt: 97.8% and cash: 100% of total assets), and 97.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro): better than 10% on solvency, 43% on liquidity and 27% on profitability.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 130 days late; 1 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 15-12-2025)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.02, cash €56,237
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1616 sector peers (2024).
NBB · sector comparison
Position among 1616 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-12-2025, 130 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filing
Deviation from the deadline
2024
130 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 130 days after the deadline; the sector median (NACE 33) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 11% on solvencysector median 46.9% · 1,616 companies 2.2% View
  • Caution: Latest accounts filed lateafter the legal deadline 130 days View
  • Turnover 2024first financial year filed €311,632 View

By topic

Financials

Financial year
2024
Turnover
€311,632
Profit
€1,260
Solvency
2.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Repair and maintenance of machineryNACE 33120
Founded
16-01-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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