C.V.B.
ActiveSummary
For C.V.B., at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €134,877 and a net result of €2,148. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 33676 sector peers (fiscal year 2023). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability62▼-7
Solvency74▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
48.9%
Return on assets
0.8%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline29-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 04-08-2025, 369 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
369 d late
2022
71 d late
2021
131 d late
2020
131 d late
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 158 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€134,877▲ 1.6%
2022 · €132,729
Total assets
€276,004▼ 4.0%
2022 · €287,479
Net result
€2,148▲ 127%
2022 · €945
Working capital
€123,570▲ 0.2%
2022 · €123,381
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€21,476▲ 63.7%-€8,455€7,952€247▼ 96.9%-€111
Net result€13,352▲ 68.6%€1,389within the sector's middle half▼ 89.6%€10,850within the sector's middle half▲ 681%€945within the sector's middle half▼ 91.3%€2,148within the sector's middle half▲ 127%
Equity€119,544▲ 12.6%€120,934above the sector's middle half▲ 1.2%€131,784above the sector's middle half▲ 9.0%€132,729above the sector's middle half▲ 0.7%€134,877above the sector's middle half▲ 1.6%
Total assets€232,588▲ 16.1%€204,394within the sector's middle half▼ 12.1%€180,782within the sector's middle half▼ 11.6%€287,479within the sector's middle half▲ 59.0%€276,004within the sector's middle half▼ 4.0%
Debt€113,043▲ 20.1%€83,460▼ 26.2%€48,998▼ 41.3%€154,750▲ 216%€141,127▼ 8.8%
Working capital€107,002▲ 13.6%€113,610above the sector's middle half▲ 6.2%€105,899above the sector's middle half▼ 6.8%€123,381above the sector's middle half▲ 16.5%€123,570above the sector's middle half▲ 0.2%
Solvency51.4%▼ 1.6pp59.2%within the sector's middle half▲ 7.8pp72.9%above the sector's middle half▲ 13.7pp46.2%within the sector's middle half▼ 26.7pp48.9%within the sector's middle half▲ 2.7pp
Current ratio2.25▼ 0.492.84within the sector's middle half▲ 0.593.74above the sector's middle half▲ 0.901.87within the sector's middle half▼ 1.862.08within the sector's middle half▲ 0.21
Return on assets (ROA)5.7%▲ 1.8pp0.7%within the sector's middle half▼ 5.1pp6.0%within the sector's middle half▲ 5.3pp0.3%below the sector's middle half▼ 5.7pp0.8%within the sector's middle half▲ 0.4pp
Staff (FTE)2=1.1within the sector's middle half▼ 45.0%1▼ 9.1%1.4▲ 40.0%1.1▼ 21.4%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €111 after €247 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €276,004
Fixed assets
€38,213 ▲ 66.3%
Current assets
€237,792 ▼ 10.1%
Equity and liabilities €276,004
Equity
€134,877 ▲ 1.6%
Debt
€141,127 ▼ 8.8%
Debt's share of the balance-sheet total falls from 53.8% to 51.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7,004▼
2022 · €13,488
Cash flow
€9,263▼
2022 · €14,187
Debt to equity
1.05▼
2022 · 1.17
ROE
1.6%▲
2022 · 0.7%
Interest coverage
5.05▼
2022 · 7.18
Debt ≤ 1 year
€114,222▼
2022 · €141,125
Debt > 1 year
€26,906▲
2022 · €13,625
Income taxes
€3,153▼
2022 · €5,031
Staff costs
€51,785▼
2022 · €57,332
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €23,051 | €57,332 | €51,785 | ▼ 9.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,222 | €13,414 | €15,088 | €13,242 | €7,115 | ▼ 46.3% |
| Other operating charges640/8 | - | - | €2,729 | €15,118 | €4,980 | ▼ 67.1% |
| Gross operating margin9900 | €82,080 | €39,655 | €48,820 | €85,939 | €63,769 | ▼ 25.8% |
| Operating profit (loss)9901 | €21,476 | -€8,455 | €7,952 | €247 | -€111 | ▼ 145% |
| Financial income75/76B | - | - | €6,309 | €7,608 | €6,799 | ▼ 10.6% |
| Recurring financial income75 | €7 | €11,769 | €6,309 | €7,608 | €6,799 | ▼ 10.6% |
| Financial charges65/66B | - | - | €924 | €1,879 | €1,387 | ▼ 26.2% |
| Recurring financial charges65 | €2,928 | €1,543 | €924 | €1,879 | €1,387 | ▼ 26.2% |
| Profit (loss) for the period before taxes9903 | €18,555 | €1,771 | €13,337 | €5,976 | €5,301 | ▼ 11.3% |
| Income taxes67/77 | €5,203 | €382 | €2,486 | €5,031 | €3,153 | ▼ 37.3% |
| Profit (loss) for the period9904 | €13,352 | €1,389 | €10,850 | €945 | €2,148 | ▲ 127% |
| Profit (loss) for the period to be appropriated9905 | €13,352 | €1,389 | €10,850 | €945 | €2,148 | ▲ 127% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €232,588 | €204,394 | €180,782 | €287,479 | €276,004 | ▼ 4.0% |
| Fixed assets21/28 | €39,937 | €29,052 | €36,215 | €22,973 | €38,213 | ▲ 66.3% |
| Intangible fixed assets21 | €686 | - | - | - | - | - |
| Tangible fixed assets22/27 | €35,124 | €24,925 | €32,088 | €18,846 | €34,086 | ▲ 80.9% |
| Plant, machinery and equipment23 | - | - | €4,543 | €2,712 | €883 | ▼ 67.5% |
| Furniture and vehicles24 | - | - | €27,546 | €16,134 | €33,203 | ▲ 106% |
| Financial fixed assets28 | €4,127 | €4,127 | €4,127 | €4,127 | €4,127 | = |
| Current assets29/58 | €192,651 | €175,342 | €144,567 | €264,506 | €237,792 | ▼ 10.1% |
| Stocks and contracts in progress3 | €750 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €165,310 | €160,569 | €116,246 | €202,635 | €189,018 | ▼ 6.7% |
| Trade receivables40 | - | - | €2,845 | €79,411 | €46,096 | ▼ 42.0% |
| Other amounts receivable41 | - | - | €113,401 | €123,224 | €142,922 | ▲ 16.0% |
| Cash at bank and in hand54/58 | €26,451 | €13,166 | €26,168 | €60,438 | €46,226 | ▼ 23.5% |
| Deferred charges and accrued income490/1 | - | - | €2,153 | €1,433 | €2,547 | ▲ 77.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €232,588 | €204,394 | €180,782 | €287,479 | €276,004 | ▼ 4.0% |
| Equity10/15 | €119,544 | €120,934 | €131,784 | €132,729 | €134,877 | ▲ 1.6% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | - | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | - | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €13,519 | €13,519 | €13,519 | €13,519 | €13,519 | = |
| Non-distributable reserves130/1 | - | - | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | - | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | - | - | €7,319 | €7,319 | €7,319 | = |
| Profit (loss) carried forward14 | €44,025 | €45,414 | €56,265 | €57,210 | €59,358 | ▲ 3.8% |
| Amounts payable17/49 | €113,043 | €83,460 | €48,998 | €154,750 | €141,127 | ▼ 8.8% |
| Amounts payable after more than one year17 | €27,354 | €21,729 | €10,330 | €13,625 | €26,906 | ▲ 97.5% |
| Financial debts170/4 | - | - | €10,330 | €13,625 | €26,906 | ▲ 97.5% |
| Amounts payable within one year42/48 | €85,649 | €61,732 | €38,668 | €141,125 | €114,222 | ▼ 19.1% |
| Current portion of amounts payable after more than one year42 | - | - | €9,485 | €12,792 | €10,814 | ▼ 15.5% |
| Trade debts44 | €51,564 | €47,395 | €20,286 | €93,374 | €56,668 | ▼ 39.3% |
| Suppliers440/4 | - | - | €20,286 | €93,374 | €56,668 | ▼ 39.3% |
| Taxes, remuneration and social security45 | - | - | €8,897 | €34,959 | €46,739 | ▲ 33.7% |
| Taxes450/3 | - | - | €8,553 | €27,922 | €46,014 | ▲ 64.8% |
| Remuneration and social security454/9 | - | - | €345 | €7,036 | €725 | ▼ 89.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,352 | €1,389 | €10,850 | €945 | €2,148 | ▲ 127% |
| + Depreciation and write-downs630 | €15,222 | €13,414 | €15,088 | €13,242 | €7,115 | ▼ 46.3% |
| Operating cash flow (approximation) | €28,574 | €14,804 | €25,939 | €14,187 | €9,263 | ▼ 34.7% |
| Investment in fixed assets (approximation) | - | -€2,530 | -€22,251 | €0 | -€22,355 | - |
| Change in cash | - | -€13,285 | €13,002 | €34,270 | -€14,212 | ▼ 141% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 369 days late
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
31-12
Financial
Weakest financial yearnet €945 ▼91.3%
Net result drops to €945, the lowest in the series; recovery starts the following year.
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 131 days late
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 131 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Highest result since 2018net €13,352 ▲68.6%
Operating result €21,476, net result €13,352, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 43 days late
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 66 days late
2015
28-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée · 1 establishment unit since 2000
Ground area
7,483 m²
Building footprint
254 m²
Volume, LiDAR
1,612 m³
Parcel 92033B0025/00L002, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Graux, Denée 13, 5537 Anhée
since 20002.057.236.475
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92033B0025/00L002 | Wallonia | 7,483 m² | 1 · 254 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,524 companies in sector 43990 we hold annual accounts for 7,427. 6,140 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-03-1992
Fiscal year end31-12
Activities, NACEBEL 2025
43333Wallpapering and laying of floor and wall coverings in other materials
43990Other specialised construction activities
01480Raising of other animals
47762Retail sale of pets, pet food and pet supplies
Contact
E-mail
cvb@cybernet.beAnhée
Phone
+32477254071Anhée
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447089430
Also
9925:BE0447089430
Registered
28-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.