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C.T. Management

Active
Public limited companyfounded 199134 yrs activeChemin de Surisse(BOM) 34, 4607 Dalhem, BelgiumKBO/BCE: BE 0446.215.638
Summary

C.T. Management has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105,040 and a net result of €7,360. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 12386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
C.T. ManagementActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Other non-specialised retail sale
NACE 47120NACE 47191NACE 52122
#6 oldest company in Dalhem, Wholesale and retail trade sector1 site
Size
€173,845turnover 2025
Equity
€105,040
Profit
€7,360
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 8 d early0 of 5 deeds read
Why 93- Sector Retail trade (NACE 47)+ Founded in 1991+ Liquidity: current ratio 1.43, cash €42,271+ Legal form Public limited companyShow the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 65-35
equity 40.4% of total assets
Liquidity 48-5
short-term debt 45.4% · cash 16.3%
Profitability 74-2
return on assets 2.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%▲ +4.8% vs 12-2024 02-2025: 0.1%▲ +1.5% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +12.1% vs 03-2025 05-2025: 0.1%▲ +8.1% vs 04-2025 06-2025: 0.2%▲ +194% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▲ +2.6% vs 12-2025 02-2026: 0.2%▲ +3.3% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.3%▲ +11.6% vs 03-2026 05-2026: 0.3%▲ +6.8% vs 04-2026highest value 06-2026: 0.3%▼ -8.4% vs 05-2026 07-2026: 0.3%▲ +8.5% vs 06-2026 08-2026: 0.1%▼ -57.3% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Founded in 1991 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Liquidity: current ratio 1.43, cash €42,271 lowers the probability
  • Legal form Public limited company lowers the probability
Credit up to €9,000 at 30 days acceptable
Liquidity tight (current ratio 1.43 against 5.45 in 2024; short-term debt: 45.4% and cash: 16.3% of total assets), and 59.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 55%, liquidity 48%, profitability 59%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 1.43, cash €42,271
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Legal form Public limited company
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
84 d early
2023
92 d early
2022
83 d early
2021
54 d early
2019
51 d early
2018
47 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Equity above €100,000Eq €105,040 ▲7.5%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Oldest company in Dalhem, Wholesale and retail trade…in the Checked rankings #6 View
  • Positive: Turnover rose in 2025from €120,000 to €173,845 ▲ 44.9% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €7,360 7 years View
  • Known shareholdersaccounts at 31-12-2023 100% View

By topic

Financials

Fiscal year
2025
Turnover
€173,845
Profit
€7,360
Solvency
40.4%
Turnover▲ 44.9%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-07-2027
  1. 23-07-2026Annual accounts filed
  2. 31-12-2025Equity above €100,000
  3. 08-05-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
26-12-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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