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C.T.I

Active
Private limited companyfounded 2009active for 17 yearsRue Léopold 46, 4000 Liège, BelgiumKBO/BCE: BE 0812.692.328
Summary

C.T.I has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €138,160 and a net result of €579. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 58% of 731 sector peers (NACE 53, financial year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Other postal and courier activities
NACE 53200Logistics services NACE 52250
2 sites
Size
€336,616total assets 2024
Equity
€138,160
Profit
€579
Financial health
65 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
1.3%
Structure
Accounts 70 days overdue0 of 1 deed read
Why 65raises riskSector: Postal and courier activities (NACE 53)1 financial year not filed after the legal deadline; latest accounts 84 days late; 3 of the last 3 latelowers riskLiquidity: current ratio 1.46, cash €228,699Founded in 2009Show the evidence

Checked score

Score 2024
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 55% of its sector peers (NACE 53, micro)
Financial strength · tick = 2023
Strong
Solvency 66-1
equity 41.0% of total assets
Liquidity 69-1
short-term debt 59.0% · cash 67.9%
Profitability 69-2
return on assets 0.2%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (905 companies, NACE 53, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.8%▼ -0.1 percentage points vs 12-2024 02-2025: 0.7%▼ -0.1 percentage points vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.6%▼ -0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025lowest value 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 1.0%▲ +0.1 percentage points vs 08-2025 10-2025: 1.3%▲ +0.3 percentage points vs 09-2025 11-2025: 0.8%▼ -0.5 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.2 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026 10-2026: 1.3%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.46, compared with 1.63 in 2023; short-term debt: 59% and cash: 67.9% of total assets), and 59% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 57% on solvency, 82% on liquidity, 44% on profitability and 38% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.46, cash €228,699
NBB · annual accounts
raises risk · Sector: Postal and courier activities (NACE 53)
KBO
lowers risk · Founded in 2009
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 84 days late; 3 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
84 days late
2023
61 days late
2022
86 days late
2021
54 days late
2020
90 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 73 days after the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Annual accounts filedfinancial year 2022 · full…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Positive: Among the best 14% on equitysector median €31,569 · 733 companies €138,160 View
  • Total assets 20246 financial years filed €336,616 View

By topic

Financials

Financial year
2024
Total assets
€336,616
Profit
€579
Solvency
41.0%
Turnover▲ 8.5%
Net result
20182021
Go to Financials

Timeline

Events
19
Since
2011
  1. 31-12-2022Highest result from 2018 to 2024
  2. 31-12-2022Equity above €100,000
  3. 23-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Other postal and courier activitiesNACE 53200
Founded
22-06-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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