C.T.I.
ActiveSummary
C.T.I. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+24
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.71 against 4.22 in 2024; short-term debt: 20.6% and cash: 11.6% of total assets), and 20.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
14%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €36k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
2 d early
2023
30 d late
2022
26 d late
2021
2 d early
2020
1 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 21.5%
2024 · €30k
2018: €626khighest in 8 years
2019: €576k▼ -8.0% vs 2018
2020: €7k▼ -98.8% vs 2019lowest in 8 years
2021: €13k▲ +88.4% vs 2020
2022: €12k▼ -5.2% vs 2021
2023: €26k▲ +110% vs 2022
2024: €30k▲ +15.0% vs 2023
2025: €36k▲ +21.5% vs 2024
2018 → 2025
Total assets
€46k▲ 16.8%
2024 · €39k
2018: €680khighest in 8 years
2019: €580k▼ -14.7% vs 2018
2020: €12k▼ -97.9% vs 2019lowest in 8 years
2021: €19k▲ +54.8% vs 2020
2022: €23k▲ +21.7% vs 2021
2023: €33k▲ +43.8% vs 2022
2024: €39k▲ +19.1% vs 2023
2025: €46k▲ +16.8% vs 2024
2018 → 2025
Net result
€6k▲ 64.7%
2024 · €4k
2018: €29khighest in 8 years
2019: €-50k▼ -270% vs 2018
2020: €-569k▼ -1042% vs 2019lowest in 8 years
2021: €6k▲ +101% vs 2020
2022: €-670▼ -111% vs 2021
2023: €14k▲ +2128% vs 2022
2024: €4k▼ -71.4% vs 2023
2025: €6k▲ +64.7% vs 2024
2018 → 2025
Working capital
€35k▲ 17.1%
2024 · €30k
2018: €475k
2019: €566k▲ +19.0% vs 2018highest in 8 years
2020: €-3k▼ -101% vs 2019lowest in 8 years
2021: €698▲ +121% vs 2020
2022: €12k▲ +1662% vs 2021
2023: €26k▲ +110% vs 2022
2024: €30k▲ +15.0% vs 2023
2025: €35k▲ +17.1% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€12k▼ 5.2%€26k▲ 110%€30k▲ 15.0%€36k▲ 21.5%
2021: €13k
2022: €12k▼ -5.2% vs 2021lowest in 5 years
2023: €26k▲ +110% vs 2022
2024: €30k▲ +15.0% vs 2023
2025: €36k▲ +21.5% vs 2024highest in 5 years
Operating result€5k-€11k▲ 125%€13k▲ 17.9%€3k▼ 78.3%€5k▲ 78.2%
2021: €5k
2022: €11k▲ +125% vs 2021
2023: €13k▲ +17.9% vs 2022highest in 5 years
2024: €3k▼ -78.3% vs 2023lowest in 5 years
2025: €5k▲ +78.2% vs 2024
Net result€6k-€-670€14k€4k▼ 71.4%€6k▲ 64.7%
2021: €6k
2022: €-670▼ -111% vs 2021lowest in 5 years
2023: €14k▲ +2128% vs 2022highest in 5 years
2024: €4k▼ -71.4% vs 2023
2025: €6k▲ +64.7% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 78% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€1k
Current assets
€44k
Equity and liabilities €46k
Equity
€36k ▲ 21.5%
Debt
€9k ▲ 1.8%
Debt's share of the balance-sheet total falls from 23.7% to 20.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k
Cash flow
€7k
Current ratio
4.71▲
2024 · 4.22
Debt to equity
0.26▼
2024 · 0.31
ROE
17.7%▲
2024 · 13.0%
ROA
14.0%▲
2024 · 9.9%
Interest coverage
54.55
Debt ≤ 1 year
€9k▲
2024 · €9k
Income taxes
€270▲
2024 · €258
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€39k€46k▲
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Current assets29/58€39k€44k▲
Amounts receivable within one year40/41€37k€39k▲
Trade receivables40€9k€7k▼
Other amounts receivable41€28k€32k▲
Cash at bank and in hand54/58€278€5k▲
Deferred charges and accrued income490/1€2k€104▼
Equity and liabilities
Total equity and liabilities10/49€39k€46k▲
Equity10/15€30k€36k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€86k€86k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€27k€27k=
Distributable reserves133€53k€53k=
Profit (loss) carried forward14€-119k€-112k▲
Amounts payable17/49€9k€9k▲
Amounts payable within one year42/48€9k€9k▲
Trade debts44€407€382▼
Suppliers440/4€407€382▼
Taxes, remuneration and social security45€9k€9k▲
Taxes450/3€9k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€339
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€4k€7k▲
Operating profit (loss)9901€3k€5k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€74€100▲
Recurring financial charges65€74€100▲
Profit (loss) for the period before taxes9903€4k€7k▲
Income taxes67/77€258€270▲
Profit (loss) for the period9904€4k€6k▲
Profit (loss) for the period to be appropriated9905€4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-119k€-112k▲
Profit (loss) brought forward from the previous period14P€-122k€-119k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €339 | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €-567k | €0 | - | - |
| Other operating charges640/8 | €982 | €643 | €569k | €1k | €2k | ▲ 7.8% |
| Gross operating margin9900 | €6k | €12k | €14k | €4k | €7k | ▲ 61.8% |
| Operating profit (loss)9901 | €5k | €11k | €13k | €3k | €5k | ▲ 78.2% |
| Financial income75/76B | €2k | €540 | €695 | €1k | €2k | ▲ 22.8% |
| Recurring financial income75 | €2k | €540 | €695 | €1k | €2k | ▲ 22.8% |
| Financial charges65/66B | €415 | €12k | €46 | €74 | €100 | ▲ 34.9% |
| Recurring financial charges65 | €415 | €12k | €46 | €74 | €100 | ▲ 34.9% |
| Profit (loss) for the period before taxes9903 | €6k | €-435 | €14k | €4k | €7k | ▲ 60.9% |
| Income taxes67/77 | €217 | €235 | €251 | €258 | €270 | ▲ 4.7% |
| Profit (loss) for the period9904 | €6k | €-670 | €14k | €4k | €6k | ▲ 64.7% |
| Profit (loss) for the period to be appropriated9905 | €6k | €-670 | €14k | €4k | €6k | ▲ 64.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €19k | €23k | €33k | €39k | €46k | ▲ 16.8% |
| Fixed assets21/28 | €12k | - | - | - | €1k | - |
| Tangible fixed assets22/27 | - | - | - | - | €1k | - |
| Furniture and vehicles24 | - | - | - | - | €1k | - |
| Financial fixed assets28 | €12k | - | - | - | - | - |
| Current assets29/58 | €6k | €23k | €33k | €39k | €44k | ▲ 13.5% |
| Amounts receivable within one year40/41 | €6k | €21k | €29k | €37k | €39k | ▲ 4.3% |
| Trade receivables40 | €5k | €7k | €7k | €9k | €7k | ▼ 26.0% |
| Other amounts receivable41 | €2k | €14k | €22k | €28k | €32k | ▲ 13.9% |
| Cash at bank and in hand54/58 | €27 | €1k | €3k | €278 | €5k | ▲ 1,810% |
| Deferred charges and accrued income490/1 | - | €513 | €695 | €2k | €104 | ▼ 93.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €19k | €23k | €33k | €39k | €46k | ▲ 16.8% |
| Equity10/15 | €13k | €12k | €26k | €30k | €36k | ▲ 21.5% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €86k | €86k | €86k | €86k | €86k | = |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | €27k | €27k | €27k | €27k | €27k | = |
| Distributable reserves133 | €53k | €53k | €53k | €53k | €53k | = |
| Profit (loss) carried forward14 | €-135k | €-136k | €-122k | €-119k | €-112k | ▲ 5.4% |
| Amounts payable17/49 | €6k | €10k | €7k | €9k | €9k | ▲ 1.8% |
| Amounts payable within one year42/48 | €6k | €10k | €7k | €9k | €9k | ▲ 1.8% |
| Trade debts44 | €4k | €2k | €0 | €407 | €382 | ▼ 6.1% |
| Suppliers440/4 | €4k | €2k | €0 | €407 | €382 | ▼ 6.1% |
| Taxes, remuneration and social security45 | €2k | €9k | €7k | €9k | €9k | ▲ 2.1% |
| Taxes450/3 | €2k | €6k | €7k | €9k | €9k | ▲ 2.1% |
| Remuneration and social security454/9 | - | €2k | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €-670 | €14k | €4k | €6k | ▲ 64.7% |
| + Depreciation and write-downs630 | - | - | - | - | €339 | - |
| Operating cash flow (approximation) | €6k | €-670 | €14k | €4k | €7k | ▲ 73.4% |
| Change in cash | - | €1k | €1k | €-2k | €5k | ▲ 317% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-09
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 4.77
Current ratio from 2.18 to 4.77; short-term debt falls from €10k to €7k.
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
30-09
Financial
Liquidity triplescurrent ratio 1.12
Current ratio from 0.35 to 1.12.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-569k
Net result drops to €-569k, the lowest in the series; recovery starts the following year.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
30-09
Financial
Liquidity times 13current ratio 128.69
Current ratio from 9.75 to 128.69; short-term debt falls from €54k to €4k.
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2002
Ground area
10 m²
Building footprint
176 m²
Volume, LiDAR
907 m³
Parcel 44028D0161/00X000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Charles Lebonstraat(HEU) 3, 9070 Destelbergen
since 20022.112.740.865
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028D0161/00X000 | Flanders | 10 m² | 1 · 176 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 454 EUR awarded · 454 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 227 EUR | 227 EUR |
| 2022 | 1 | 227 EUR | 227 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
PRESTIGE WORLDWIDE
BE 0740.435.345
Nijlen · Eq €36,153
R.V.
BE 0460.860.955
Herent · Eq €36,157
Sequel Partners
BE 1008.376.960
Zaventem · Eq €36,158
Bureau Van Hove
BE 0645.664.563
Büllingen · Eq €36,148
Maybird
BE 0749.641.437
Malle · Eq €36,147
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,918 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded21-12-1992
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
80010Investigation and private security services
Scores and ratios are computed by Checked and are not a credit decision.