C - STORM
ActiveSummary
C - STORM has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€216,516) and a net result of -€42,367. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability12▼-58
Solvency0▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.64 against 0.68 in 2024; short-term debt: 102.8% and cash: 3.8% of total assets), and equity is negative.
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-28.8%
Return on assets
-5.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€216,516
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
14 d early
2023
30 d early
2022
29 d late
2021
30 d early
2020
17 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€216,516▼ 24.3%
2024 · -€174,149
Total assets
€750,874▲ 0.9%
2024 · €744,505
Net result
-€42,367
2024 · €7,102
Working capital
-€274,441▼ 17.5%
2024 · -€233,654
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€41,824▲ 141%-€4,600€10,660€8,662▼ 18.7%-€40,968
Net result€41,164above the sector's middle half▲ 203%-€6,149below the sector's middle half€8,958within the sector's middle half€7,102within the sector's middle half▼ 20.7%-€42,367below the sector's middle half
Equity-€184,060below the sector's middle half▲ 18.3%-€190,209below the sector's middle half▼ 3.3%-€181,251below the sector's middle half▲ 4.7%-€174,149below the sector's middle half▲ 3.9%-€216,516below the sector's middle half▼ 24.3%
Total assets€759,826above the sector's middle half▲ 2.8%€749,333above the sector's middle half▼ 1.4%€732,459above the sector's middle half▼ 2.3%€744,505above the sector's middle half▲ 1.6%€750,874above the sector's middle half▲ 0.9%
Debt€943,885▼ 2.1%€939,541▼ 0.5%€913,709▼ 2.7%€918,654▲ 0.5%€967,389▲ 5.3%
Working capital-€228,915below the sector's middle half▲ 9.8%-€243,824below the sector's middle half▼ 6.5%-€238,746below the sector's middle half▲ 2.1%-€233,654below the sector's middle half▲ 2.1%-€274,441below the sector's middle half▼ 17.5%
Solvency-24.2%below the sector's middle half▲ 6.2pp-25.4%below the sector's middle half▼ 1.2pp-24.7%below the sector's middle half▲ 0.6pp-23.4%below the sector's middle half▲ 1.4pp-28.8%below the sector's middle half▼ 5.4pp
Current ratio0.69below the sector's middle half▲ 0.030.67below the sector's middle half▼ 0.020.67below the sector's middle half=0.68below the sector's middle half▲ 0.010.64below the sector's middle half▼ 0.03
Return on assets (ROA)5.4%within the sector's middle half▲ 3.6pp-0.8%within the sector's middle half▼ 6.2pp1.2%within the sector's middle half▲ 2.0pp1.0%within the sector's middle half▼ 0.3pp-5.6%below the sector's middle half▼ 6.6pp
Staff (FTE)1=1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €40,968 after €8,662 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €750,874
Fixed assets
€253,686 ▼ 0.6%
Current assets
€497,188 ▲ 1.6%
Key figures and ratios
EBITDA
-€39,387▼
2024 · €10,242
Cash flow
-€40,786▼
2024 · €8,682
Quick ratio
0.04▼
2024 · 0.05
Debt to equity
-4.47▲
2024 · -5.28
Interest coverage
-24.73▼
2024 · 5.99
Debt ≤ 1 year
€771,628▲
2024 · €722,893
Debt > 1 year
€195,761=
2024 · €195,761
Staff costs
€40,947▲
2024 · €39,036
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,799 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
5.9%
stopped otherwise
90%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €29,148 | €34,517 | €37,628 | €39,036 | €40,947 | ▲ 4.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,210 | €3,189 | €2,816 | €1,581 | €1,581 | = |
| Other operating charges640/8 | €5,149 | €5,214 | €2,159 | €8,673 | €7,124 | ▼ 17.9% |
| Gross operating margin9900 | €79,331 | €38,320 | €53,262 | €57,951 | €8,684 | ▼ 85.0% |
| Operating profit (loss)9901 | €41,824 | -€4,600 | €10,660 | €8,662 | -€40,968 | ▼ 573% |
| Financial income75/76B | €1,894 | €763 | €930 | €150 | €194 | ▲ 28.9% |
| Recurring financial income75 | €1,894 | €763 | €930 | €150 | €194 | ▲ 28.9% |
| Financial charges65/66B | €2,554 | €2,312 | €2,631 | €1,710 | €1,593 | ▼ 6.9% |
| Recurring financial charges65 | €2,554 | €2,312 | €2,631 | €1,710 | €1,593 | ▼ 6.9% |
| Profit (loss) for the period before taxes9903 | €41,164 | -€6,149 | €8,958 | €7,102 | -€42,367 | ▼ 697% |
| Profit (loss) for the period9904 | €41,164 | -€6,149 | €8,958 | €7,102 | -€42,367 | ▼ 697% |
| Profit (loss) for the period to be appropriated9905 | €41,164 | -€6,149 | €8,958 | €7,102 | -€42,367 | ▼ 697% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €759,826 | €749,333 | €732,459 | €744,505 | €750,874 | ▲ 0.9% |
| Fixed assets21/28 | €261,503 | €259,663 | €256,847 | €255,267 | €253,686 | ▼ 0.6% |
| Intangible fixed assets21 | €70,000 | €70,000 | €70,000 | €70,000 | €70,000 | = |
| Tangible fixed assets22/27 | €173,214 | €171,375 | €168,559 | €166,978 | €165,398 | ▼ 0.9% |
| Land and buildings22 | €129,554 | €129,554 | €129,554 | €129,554 | €129,554 | = |
| Plant, machinery and equipment23 | €214 | €64 | €0 | - | - | - |
| Furniture and vehicles24 | €32,333 | €30,834 | €29,662 | €29,662 | €29,662 | = |
| Other tangible fixed assets26 | €11,113 | €10,923 | €9,342 | €7,762 | €6,181 | ▼ 20.4% |
| Financial fixed assets28 | €18,289 | €18,289 | €18,289 | €18,289 | €18,289 | = |
| Current assets29/58 | €498,323 | €489,670 | €475,612 | €489,239 | €497,188 | ▲ 1.6% |
| Stocks and contracts in progress3 | €437,969 | €440,252 | €446,969 | €453,687 | €464,490 | ▲ 2.4% |
| Stocks30/36 | €437,969 | €440,252 | €446,969 | €453,687 | €464,490 | ▲ 2.4% |
| Amounts receivable within one year40/41 | €946 | €0 | €4,109 | €0 | - | - |
| Trade receivables40 | €946 | €0 | €4,109 | €0 | - | - |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €47,702 | €37,695 | €22,522 | €22,895 | €28,577 | ▲ 24.8% |
| Deferred charges and accrued income490/1 | €11,706 | €11,723 | €2,011 | €12,656 | €4,120 | ▼ 67.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €759,826 | €749,333 | €732,459 | €744,505 | €750,874 | ▲ 0.9% |
| Equity10/15 | -€184,060 | -€190,209 | -€181,251 | -€174,149 | -€216,516 | ▼ 24.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Revaluation surpluses12 | €80,000 | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Profit (loss) carried forward14 | -€282,660 | -€288,809 | -€279,851 | -€272,749 | -€315,116 | ▼ 15.5% |
| Amounts payable17/49 | €943,885 | €939,541 | €913,709 | €918,654 | €967,389 | ▲ 5.3% |
| Amounts payable after more than one year17 | €216,647 | €206,047 | €199,352 | €195,761 | €195,761 | = |
| Financial debts170/4 | €20,886 | €10,286 | €3,591 | €0 | - | - |
| Other amounts payable178/9 | €195,761 | €195,761 | €195,761 | €195,761 | €195,761 | = |
| Amounts payable within one year42/48 | €727,238 | €733,494 | €714,357 | €722,893 | €771,628 | ▲ 6.7% |
| Current portion of amounts payable after more than one year42 | €16,453 | €10,600 | €6,695 | €3,591 | €0 | ▼ 100% |
| Trade debts44 | €20,433 | €12,952 | €8,991 | €24,407 | €19,503 | ▼ 20.1% |
| Suppliers440/4 | €20,433 | €12,952 | €8,991 | €24,407 | €19,503 | ▼ 20.1% |
| Taxes, remuneration and social security45 | €14,174 | €16,471 | €11,606 | €13,347 | €10,969 | ▼ 17.8% |
| Taxes450/3 | €9,590 | €10,579 | €7,024 | €7,427 | €6,017 | ▼ 19.0% |
| Remuneration and social security454/9 | €4,584 | €5,892 | €4,582 | €5,921 | €4,952 | ▼ 16.4% |
| Other amounts payable47/48 | €676,179 | €693,472 | €687,065 | €681,548 | €741,156 | ▲ 8.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,164 | -€6,149 | €8,958 | €7,102 | -€42,367 | ▼ 697% |
| + Depreciation and write-downs630 | €3,210 | €3,189 | €2,816 | €1,581 | €1,581 | = |
| Operating cash flow (approximation) | €44,374 | -€2,960 | €11,774 | €8,682 | -€40,786 | ▼ 570% |
| Investment in fixed assets (approximation) | - | -€1,350 | €0 | €0 | €0 | - |
| Change in cash | - | -€10,007 | -€15,173 | €373 | €5,682 | ▲ 1,422% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €8,958
Net result €8,958 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €41,164 ▲203%
Operating result €41,824, net result €41,164, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13,599
Net result €13,599 after 2 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 68 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Mons · 3 establishment units since 2000
Ground area
1.7 ha
Building footprint
1,866 m²
Volume, LiDAR
861 m³
2 parcels, Wallonia · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
Chaussée du Roeulx(M) 1207, 7021 Mons
since 20002.064.303.619
Atmosphère
since 20102.192.730.233
Rue Ernest Montellier, ZI, Nov. 32B, 5380 Fernelmont
since 20112.196.345.066
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92136A0143/00T005 | Wallonia | 1.5 ha | 1 · 1,784 m² | - |
| 53038B0668/00L000 | Wallonia | 1,137 m² | 1 · 81 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,606 companies in sector 47551 we hold annual accounts for 1,723. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded02-08-1993
Fiscal year end31-12
Activities, NACEBEL 2025
47551Retail sale of household furniture
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450699018
Registered
23-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.