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C & S Management

Active
Private limited companyfounded 20233 yrs activeAlfons Schneiderlaan 309, 2100 Antwerpen, BelgiumKBO/BCE: BE 0802.631.646
Summary

C & S Management has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €565. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 87% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
84 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+64
Solvency100▲+29
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
25 d early
2024
31 d early
2023
on the day
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€2k▲ 29.6%
2024 · €2k
2023: €2k 2024: €2k
2023 → 2025
Total assets
€3k▼ 32.5%
2024 · €4k
2023: €7k 2024: €4k
2023 → 2025
Net result
€565
2024 · €-118
2023: €26 2024: €-118
2023 → 2025
Working capital
€2k▲ 44.0%
2024 · €2k
2023: €2k 2024: €2k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€2k-€2k▼ 5.8%€2k▲ 29.6%
Operating result€33-€-118€747
Net result€26-€-118€565
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-250€0€250€500€750Operating result 2023: €33€33Net result 2023: €26€26Operating result 2024: €-118€-118Net result 2024: €-118€-118Operating result 2025: €747€747Net result 2025: €565€565202320242025€-250€0€250€500€750Operating result 2023: €33€33Net result 2023: €26€26Operating result 2024: €-118€-118Net result 2024: €-118€-118Operating result 2025: €747€747Net result 2025: €565€565202320242025
The operating result returns to profit in 2025: €747 after a loss of €118 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3k
Fixed assets €15 ▼ 92.6%
Current assets €3k ▼ 29.4%
Equity and liabilities €3k
Equity €2k ▲ 29.6%
Debt €307 ▼ 86.1%
Debt's share of the balance-sheet total falls from 53.7% to 11.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€933
2024 · €68
Cash flow
€751
2024 · €68
Interest coverage
13.36
Debt ≤ 1 year
€307
2024 · €2k
Income taxes
€112
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€4k€3k
Fixed assets21/28€200€15
Tangible fixed assets22/27€200€15
Furniture and vehicles24€200€15
Current assets29/58€4k€3k
Amounts receivable within one year40/41€4k€2k
Trade receivables40€4k€2k
Cash at bank and in hand54/58€176€272
Equity and liabilities
Total equity and liabilities10/49€4k€3k
Equity10/15€2k€2k
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-92€474
Amounts payable17/49€2k€307
Amounts payable within one year42/48€2k€307
Trade debts44€50€50=
Suppliers440/4€50€50=
Taxes, remuneration and social security45€2k€257
Taxes450/3€2k€112
Remuneration and social security454/9€145€145=
Income statement Code20242025
Remuneration, social security and pensions62€33k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€185€185=
Other operating charges640/8€505€268
Gross operating margin9900€33k€1k
Operating profit (loss)9901€-118€747
Financial charges65/66B-€70
Recurring financial charges65-€70
Profit (loss) for the period before taxes9903€-118€677
Income taxes67/77-€112
Profit (loss) for the period9904€-118€565
Profit (loss) for the period to be appropriated9905€-118€565
Appropriation of the result
Profit (loss) to be appropriated9906€-92€474
Profit (loss) brought forward from the previous period14P€26€-92

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €565
Net result €565 after one loss-making year.
31-12
Financial Liquidity times 5current ratio 9.01
Current ratio from 1.77 to 9.01; short-term debt falls from €2k to €307.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-118 ▼552%
Net result drops to €-118, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Alfons Schneiderlaan 3092100 Antwerpen
Ground area
651 m²
Building footprint
206 m²
Volume, LiDAR
1,960 m³
Parcel 11344A0512/00D007, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
C & S Management
Alfons Schneiderlaan 309, 2100 AntwerpenFinancial service activities, except insurance and pension funding
since 20232.345.942.723
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11344A0512/00D007 Flanders 650 m² 1 · 206 m² 11.0 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,699 companies in sector 70100 we hold annual accounts for 3,494. 491 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.