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C.S.H.

Active
Private limited companyfounded 20251 yr activeRue du Laid Pas 17, 6540 Lobbes, BelgiumKBO/BCE: BE 1018.743.191
Summary

C.S.H. has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €5k. Its solvency ranks better than 39% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysis Watch Report Compare
C.S.H.ActiveChecked score 72/100
Risk analysis Report Compare

Checked score

Score 2025
72 / 100
Healthy
Every signal that weighs is under Signals.
Axes
Profitability82
Solvency62
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.08; short-term debt: 62.8% and cash: 45.8% of total assets), and 62.8% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
19 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€80k
EBIT margin
7.9%
Net result
€5k
Working capital
€1k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €21k
Fixed assets €7k
Current assets €14k
Equity and liabilities €21k
Equity €8k
Debt €13k
Debt finances 62.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€6k
Cash flow
€5k
Current ratio
1.08
Debt to equity
1.69
ROE
62.1%
ROA
23.1%
Interest coverage
153.05
Debt ≤ 1 year
€13k
Income taxes
€1k
Staff costs
€187
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€21k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€7k
Current assets29/58€14k
Amounts receivable within one year40/41€5k
Trade receivables40€2k
Other amounts receivable41€2k
Cash at bank and in hand54/58€10k
Equity and liabilities
Total equity and liabilities10/49€21k
Equity10/15€8k
Contributions10/11€3k
Reserves13€4k
Non-distributable reserves130/1€300
Reserves not available under the articles1311€300
Distributable reserves133€4k
Profit (loss) carried forward14€623
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Taxes, remuneration and social security45€6k
Taxes450/3€4k
Remuneration and social security454/9€2k
Other amounts payable47/48€7k
Income statement Code2025
Turnover70€80k
Goods, raw materials, services and sundry goods60/61€73k
Remuneration, social security and pensions62€187
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72
Other operating charges640/8€559
Gross operating margin9900€7k
Operating profit (loss)9901€6k
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€1k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
Transfer to equity691/2€4k
To the legal reserve6920€300
To other reserves6921€4k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2025
Turnover70€80k
Goods, raw materials, services and sundry goods60/61€73k
Remuneration, social security and pensions62€187
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72
Other operating charges640/8€559
Gross operating margin9900€7k
Operating profit (loss)9901€6k
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€1k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Line2025
Assets
Total assets20/58€21k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€7k
Current assets29/58€14k
Amounts receivable within one year40/41€5k
Trade receivables40€2k
Other amounts receivable41€2k
Cash at bank and in hand54/58€10k
Equity and liabilities
Total equity and liabilities10/49€21k
Equity10/15€8k
Contributions10/11€3k
Reserves13€4k
Non-distributable reserves130/1€300
Reserves not available under the articles1311€300
Distributable reserves133€4k
Profit (loss) carried forward14€623
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Taxes, remuneration and social security45€6k
Taxes450/3€4k
Remuneration and social security454/9€2k
Other amounts payable47/48€7k
Line2025
Profit (loss) for the period9904€5k
+ Depreciation and write-downs630€72
Operating cash flow (approximation)€5k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-09
State Gazette act Appointment: Sarah Castagna (day-to-day manager)
2 facts ▸
  • General meeting, 25-08-2026
  • Director appointment, Sarah Castagna (day-to-day manager)
12-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Sarah Castagna
Day-to-day manager · since 01-10-2026
Current
01-10-2026 Appointed as Day-to-day manager
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Lobbes · 2 establishment units since 2025
seat establishment All 2 establishment units on the map
Ground area
946 m²
Building footprint
214 m²
Volume, LiDAR
1,706 m³
2 parcels, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
csh srl
Rue du Laid Pas 17, 6540 LobbesOther business support services
since 20252.372.285.745
Maison Thibaut
Rue de Mons(F-E) 315, 6140 Fontaine-l'EvêqueRetail sale of meat and meat products, excluding game and poultry
since 20262.392.322.777
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56044B1027/00P000 Wallonia 609 m² 1 · 105 m² 7.9 m · 2 fl.
52022C0236/00Z000 Wallonia 337 m² 1 · 108 m² 11.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Fontaine-l'Evêque2.392.322.777
1 permission
Toelating · Vleeswinkel · since 20-08-2026

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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 4,070 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.

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