C&S
ActiveC&S has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €104k and a net result of €42k. Equity is growing by ~85.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 6717 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▲+29
Solvency72▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.68 in 2023; short-term debt: 46.5% and cash: 36.9% of total assets), and 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
1 d early
2022
3 d early
2021
171 d late
2020
52 d late
2018
263 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€104k▲ 68.7%
2023 · €62k
2018: €3k
2020: €9k
2021: €20k
2022: €68k
2023: €62k
2018 → 2024
Total assets
€223k▲ 57.1%
2023 · €142k
2018: €45k
2020: €13k
2021: €52k
2022: €128k
2023: €142k
2018 → 2024
Net result
€42k
2023 · €-6k
2018: €-3k
2020: €3k
2021: €11k
2022: €48k
2023: €-6k
2018 → 2024
Working capital
€-4k▲ 83.6%
2023 · €-26k
2018: €-38k
2020: €7k
2021: €-22k
2022: €-20k
2023: €-26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€9k-€20k▲ 124%€68k▲ 245%€62k▼ 8.9%€104k▲ 68.7%
Operating result€3k-€13k▲ 384%€63k▲ 395%€-2k€59k
Net result€3k-€11k▲ 320%€48k▲ 342%€-6k€42k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €59k after a loss of €2k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €223k
Fixed assets
€123k▲ 41.1%
Current assets
€99k▲ 83.0%
Equity and liabilities €223k
Equity
€104k▲ 68.7%
Debt
€119k▲ 48.3%
The debt ratio falls from 56.6% to 53.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€106k▲
2023 · €41k
Cash flow
€90k▲
2023 · €37k
Solvency
46.6%▲
2023 · 43.4%
Current ratio
0.96▲
2023 · 0.68
Quick ratio
0.96▲
2023 · 0.68
Debt / equity
1.15▼
2023 · 1.30
ROE
40.7%▲
2023 · -9.8%
ROA
19.0%▲
2023 · -4.2%
Interest coverage
361.85▲
2023 · 101.03
Debt
€119k▲
2023 · €80k
Debt ≤ 1 year
€104k▲
2023 · €80k
Income taxes
€16k▲
2023 · €3k
Staff costs
€153k▲
2023 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€142k€223k▲
Fixed assets21/28€88k€123k▲
Tangible fixed assets22/27€88k€123k▲
Plant, machinery and equipment23€5k€7k▲
Furniture and vehicles24€82k€116k▲
Current assets29/58€54k€99k▲
Amounts receivable within one year40/41-€17k
Trade receivables40-€15k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€54k€82k▲
Equity and liabilities
Total equity and liabilities10/49€142k€223k▲
Equity10/15€62k€104k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€43k€85k▲
Amounts payable17/49€80k€119k▲
Amounts payable within one year42/48€80k€104k▲
Trade debts44€19k€45k▲
Suppliers440/4€19k€45k▲
Taxes, remuneration and social security45€9k€23k▲
Taxes450/3€4k€17k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€53k€35k▼
Accrued charges and deferred income492/3-€15k
Income statement
Code20232024
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€64k€153k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€48k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€5k
Gross operating margin9900€108k€266k▲
Operating profit (loss)9901€-2k€59k▲
Financial income75/76B€2€1▼
Recurring financial income75€2€1▼
Financial charges65/66B€406€294▼
Recurring financial charges65€406€294▼
Profit (loss) for the period before taxes9903€-3k€59k▲
Income taxes67/77€3k€16k▲
Profit (loss) for the period9904€-6k€42k▲
Profit (loss) for the period to be appropriated9905€-6k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€85k▲
Profit (loss) brought forward from the previous period14P€49k€43k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-12
Financial
Equity above €100kEq €104k ▲68.7%
Equity rises from €62k to €104k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-6k ▼113%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 171 days late
2022
31-12
Financial
Highest result since 2018net €48k ▲342%
Operating result €63k, net result €48k, both a record.
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 52 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity times 24current ratio 2.72
Current ratio from 0.11 to 2.72; short-term debt falls from €42k to €4k.
19-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 263 days late
2018
12-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 104 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Coomansheide 19032 GentGround area
162 m²
Building footprint
71 m²
Volume, LiDAR
49 m³
Parcel 44074C0574/00A000, Flanders · tallest building 8.3 m. Linked by address, not a title deed.
1 establishment unit
C&S
since 20162.251.370.592
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074C0574/00A000 | Flanders | 162 m² | 1 · 71 m² | 8.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VF LUXURY
BE 0720.702.773
Sint-Jans-Molenbeek · Eq €104k
TAXI EUROPE & EUROMOBILITY
BE 0860.453.445
Charleroi · Eq €105k
HiPas
BE 0832.827.449
Beveren-Kruibeke-Zwijndrecht · Eq €105k
TAXI A+
BE 0860.014.470
Namur · Eq €103k
HACHTAR
BE 0732.971.986
Brussel · Eq €102k
Of 6,687 companies in sector 49330 we hold annual accounts for 2,284. 1,587 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-03-2016
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49410Freight transport by road
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ilyass.sarrokh@gmail.com