C.RYDBERG
ActiveC.RYDBERG has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €70k. Equity is shrinking by ~28.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 14% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency12▲+2
Growth58=
Stability94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.99 against 0.91 in 2024), and 98.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.9%
Return on assets
87.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7689 sector peers (2025).
NBB · sector comparisonPosition among 7689 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
17 d early
2024
31 d late
2023
13 d late
2022
13 d early
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k=
2024 · €2k
2021: €40k
2022: €54k
2023: €93k
2024: €2k
2021 → 2025
Total assets
€80k▲ 15.6%
2024 · €69k
2021: €76k
2022: €82k
2023: €116k
2024: €69k
2021 → 2025
Net result
€70k▲ 23.7%
2024 · €57k
2021: €40k
2022: €16k
2023: €40k
2024: €57k
2021 → 2025
Working capital
€-992▲ 83.4%
2024 · €-6k
2021: €27k
2022: €43k
2023: €84k
2024: €-6k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€54k▲ 36.2%€93k▲ 71.2%€2k▼ 98.4%€2k=
Operating result€51k-€22k▼ 55.8%€52k▲ 133%€73k▲ 40.2%€90k▲ 22.9%
Net result€40k-€16k▼ 59.9%€40k▲ 152%€57k▲ 40.7%€70k▲ 23.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€3k▼ 63.5%
Current assets
€77k▲ 25.3%
Equity and liabilities €80k
Equity
€2k=
Debt
€78k▲ 16.0%
The debt ratio rises from 97.8% to 98.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€95k▲
2024 · €78k
Cash flow
€75k▲
2024 · €61k
Solvency
1.9%▼
2024 · 2.2%
Current ratio
0.99▲
2024 · 0.91
Quick ratio
0.99▲
2024 · 0.91
Debt / equity
52.06▲
2024 · 44.89
ROA
87.9%▲
2024 · 82.2%
Interest coverage
140.94▲
2024 · 62.91
Debt
€78k▲
2024 · €67k
Debt ≤ 1 year
€78k▲
2024 · €67k
Income taxes
€20k▲
2024 · €17k
Staff costs
€18k▲
2024 · €11k
A ratio outside any meaningful range has been withheld (balance sheet total €80k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€80k▲
Fixed assets21/28€8k€3k▼
Tangible fixed assets22/27€8k€3k▼
Plant, machinery and equipment23€3k€649▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€61k€77k▲
Amounts receivable within one year40/41€24k€51k▲
Trade receivables40€17k€29k▲
Other amounts receivable41€7k€22k▲
Cash at bank and in hand54/58€34k€23k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€69k€80k▲
Equity10/15€2k€2k=
Contributions10/11€2k€2k=
Amounts payable17/49€67k€78k▲
Amounts payable within one year42/48€67k€78k▲
Financial debts43€51€86▲
Credit institutions430/8€51€86▲
Trade debts44-€851
Suppliers440/4-€851
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€57k€70k▲
Accrued charges and deferred income492/3€30€244▲
Income statement
Code20242025
Remuneration, social security and pensions62€11k€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€1k€948▼
Non-recurring operating charges66A€247€317▲
Gross operating margin9900€90k€114k▲
Operating profit (loss)9901€73k€90k▲
Financial income75/76B€2k€679▼
Recurring financial income75€2k€679▼
Financial charges65/66B€1k€672▼
Recurring financial charges65€1k€672▼
Profit (loss) for the period before taxes9903€74k€90k▲
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€57k€70k▲
Profit (loss) for the period to be appropriated9905€57k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€148k€70k▼
Profit (loss) brought forward from the previous period14P€91k-
Profit to be distributed694/7€148k€70k▼
Return on contributions (dividend)694€148k€70k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €70k ▲23.7%
Operating result €90k, net result €70k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €16k ▼59.9%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Auguste Oleffelaan 91160 OudergemGround area
313 m²
Building footprint
148 m²
Volume, LiDAR
1,673 m³
Parcel 21002A0095/00W012, Brussels · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
C.RYDBERG
since 20212.316.744.634
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0095/00W012 | Brussels | 313 m² | 1 · 148 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Notariële bestuursvennootschap Helen Muylaert
BE 0734.495.678
Zemst · Eq €2k
Aedifis
BE 0743.797.087
Waterloo · Eq €2k
KoMMiTment
BE 0771.498.804
Tongeren-Borgloon · Eq €2k
MEFICO
BE 0792.545.329
Antwerpen · Eq €2k
JCSS
BE 0805.818.095
Anderlecht · Eq €2k
Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 1,362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
86230Dental practice
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.