C'RIUS
ActiveC'RIUS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €548k and a net result of €65k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 95% of 16860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-15
Solvency100=
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 25.15 against 22.56 in 2024), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
11.4%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €548k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
62 d early
2024
60 d early
2023
58 d early
2022
59 d early
2021
60 d early
2020
53 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€548k▲ 9.0%
2024 · €503k
2018: €510k
2019: €557k
2020: €576k
2021: €337k
2022: €396k
2023: €458k
2024: €503k
2018 → 2025
Total assets
€570k▲ 8.4%
2024 · €526k
2018: €560k
2019: €565k
2020: €593k
2021: €358k
2022: €424k
2023: €478k
2024: €526k
2018 → 2025
Net result
€65k▼ 13.1%
2024 · €75k
2018: €51k
2019: €47k
2020: €53k
2021: €47k
2022: €59k
2023: €61k
2024: €75k
2018 → 2025
Working capital
€548k▲ 9.0%
2024 · €503k
2018: €462k
2019: €525k
2020: €560k
2021: €337k
2022: €396k
2023: €458k
2024: €503k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€337k-€396k▲ 17.6%€458k▲ 15.5%€503k▲ 9.8%€548k▲ 9.0%
Operating result€65k-€82k▲ 25.9%€85k▲ 3.8%€92k▲ 9.0%€84k▼ 9.1%
Net result€47k-€59k▲ 26.5%€61k▲ 3.8%€75k▲ 21.7%€65k▼ 13.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €570k
Equity
€548k▲ 9.0%
Debt
€23k▼ 2.7%
The debt ratio falls from 4.4% to 4.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
96.0%▲
2024 · 95.6%
Current ratio
25.15▲
2024 · 22.56
Quick ratio
25.15▲
2024 · 22.56
Debt / equity
0.04▼
2024 · 0.05
ROE
11.9%▼
2024 · 14.9%
ROA
11.4%▼
2024 · 14.2%
Debt
€23k▼
2024 · €23k
Debt ≤ 1 year
€23k▼
2024 · €23k
Income taxes
€25k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€526k€570k▲
Current assets29/58€526k€570k▲
Amounts receivable within one year40/41€25k€22k▼
Trade receivables40€25k€22k▼
Current investments50/53€460k€400k▼
Cash at bank and in hand54/58€40k€149k▲
Deferred charges and accrued income490/1€947€297▼
Equity and liabilities
Total equity and liabilities10/49€526k€570k▲
Equity10/15€503k€548k▲
Contributions10/11€46k€46k=
Reserves13€457k€502k▲
Distributable reserves133€457k€502k▲
Amounts payable17/49€23k€23k▼
Amounts payable within one year42/48€23k€23k▼
Trade debts44€399€176▼
Suppliers440/4€399€176▼
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€15k€18k▲
Other amounts payable47/48€8k€5k▼
Income statement
Code20242025
Other operating charges640/8€556€572▲
Gross operating margin9900€93k€84k▼
Operating profit (loss)9901€92k€84k▼
Financial income75/76B€11k€6k▼
Recurring financial income75€11k€6k▼
Financial charges65/66B€30€42▲
Recurring financial charges65€30€42▲
Profit (loss) for the period before taxes9903€103k€90k▼
Income taxes67/77€28k€25k▼
Profit (loss) for the period9904€75k€65k▼
Profit (loss) for the period to be appropriated9905€75k€65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€65k▼
Transfer from equity791/2-€20k
Transfer to equity691/2€45k€65k▲
To other reserves6921€45k€65k▲
Profit to be distributed694/7€30k€20k▼
Return on contributions (dividend)694€30k€20k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €75k ▲21.7%
Operating result €92k, net result €75k, both a record.
31-12
Financial
Equity above €500kEq €503k ▲9.8%
7 profitable years in a row build equity to €503k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €47k ▼8.5%
Net result drops to €47k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 67.93
Current ratio from 10.27 to 67.93; short-term debt falls from €50k to €8k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2001
Ground area
4,607 m²
Building footprint
1,568 m²
Volume, LiDAR
13,874 m³
Parcel 42007A0826/00L000, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lomeersstraat (GRE) 5, 9200 Dendermonde
since 20012.095.365.492
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42007A0826/00L000 | Flanders | 4,607 m² | 1 · 1,568 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANTEMAK
BE 0458.384.386
Silly · Eq €548k
ANICS
BE 0468.871.076
Ukkel · Eq €547k
PlanOpSim
BE 0717.781.588
Merelbeke-Melle · Eq €547k
ASYMPTOTE
BE 0457.516.633
Sint-Pieters-Woluwe · Eq €548k
ETS-INFORMATICS
BE 0437.243.831
Kortrijk · Eq €549k
Of 16,803 companies in sector 62100 we hold annual accounts for 8,745. 5,300 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2001
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72100
72400
72500
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.