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C & P Pack

Active Private limited companyfounded 2007active for 19 yearsAmerikalei 196, 2000 AntwerpKBO/BCE: BE 0892.388.122

Lifetime

18 annual accounts with figures on one time axis
peak €56,537 (2010)
-€342▼ €14,938
lowest -€7,726 (2009)
-€3,060▼ €11,744
peak €37,091 (2013)
€26,896▼ 10.2%
€14,734▲ 0.4%
Board1 name since 2007
Documentsfilings and deeds
11-07-202620 days before the deadline
2025micro format
Gross margin from €14,596 to -€342Loss of €3,060

Key points

from the 2025 annual accounts

Filings

18 annual accounts since 2008
AprilJune31 JulyOctober2010201520202025

The 2024 accounts came 5 days late. The other nine of the last ten were filed on time.

Turnover not published (micro format)

Checked score

89
Excellent
Financially stronger than 46% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.6 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Average

90-2equity 64.6% of total assets
64-3short-term debt 35.4% · cash 24.2%
10-83return on assets -7.3%

Score breakdown

raises risk
Loss of €3,060 (financial year 2025)
lowers risk
Founded in 2007
Liquidity: current ratio 2.80, cash €10,076
Equity €26,896 (64.6% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 70% of them on solvency, 70% on liquidity, 16% on profitability and 26% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,908 companies had the same profile as C & P Pack has now. Each dot stands for 18 companies, two years later.

90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of C & P Pack itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,908 companies, not a prediction for C & P Pack. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.8 (2.99 in 2024), above the usual 1.5. Short-term debt is 35.4% and cash 24.2% of total assets. 35.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.80, cash €10,076
NBB · annual accounts
raises risk · Loss of €3,060 (financial year 2025)
NBB · annual accounts
lowers risk · Equity €26,896 (64.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
20 days early
2024
5 days late
2023
42 days early
2022
40 days early
2021
36 days early
2020
45 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SL
Director, since 20-09-2007
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0892388122
Change of role: Sofia Leopoldina Edwarda PERMENTIER, from director, formerly manager to director Director discharge: Sofia Leopoldina Edwarda PERMENTIER · Gazette deed
Incorporation published on 08-10-2007 · Gazette deed
First establishment Amerikalei 196, Antwerp
All 29 events

Comparable companies

same main activity, similar in size and age
Company
C & P Pack Antwerp €41,630 -€342 64.6% -
ACSIS EUROPE Temse €52,145 €537 99.2% -
TACKSONS Sint-Laureins €50,963 -€2,369 90.7% -
ITC Lokeren €71,727 -€100,733 -610.0% -
MJM Ixelles €60,712 -€28,843 -69.9% -
SMBI Sint-Martens-Latem €65,618 -€4,769 2.4% -
INDEPENDANT AUTOMOTIVE PARTNERS Menen €32,890 -€20,049 47.7% -

These companies have the same main activity as C & P Pack: non-specialised wholesale trade (NACE 46900). They are comparable in size and age: total assets between €32,900 and €71,700, founded between 2005 and 2010.

Official details

Source: KBO
Status
Active since 28-09-2007Normal situation
Activity
Non-specialised wholesale tradeNACE 46900
Establishment unit
2.165.437.0072000 Antwerp, since 28-09-2007
Financial year end
31 December
Peppol
Reachable since 21-11-2025
Company details

Annual accounts 2025

€41,630▼ 6.7%
Filing
Filed on 11-07-2026, 20 days before the end of the filing period
Financials

Insights on C & P Pack

C & P Pack files the micro format. That format states no turnover. The gross margin fell from €39,502 in 2008 to -€342 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about C & P Pack

What is the company number of C & P Pack?
The company number of C & P Pack is 0892.388.122. The VAT number is the same number with BE in front: BE 0892.388.122.
Where is C & P Pack based?
The registered office is at Amerikalei 196, 2000 Antwerp.Company details
What does C & P Pack do?
According to the KBO register, the main activity is non-specialised wholesale trade (NACE 46900).
What is the legal form of C & P Pack?
C & P Pack is a private limited company (BV).
When was C & P Pack founded?
C & P Pack was founded on 28-09-2007.
Is C & P Pack still active?
Yes, C & P Pack is an active enterprise in the KBO register.
What is the turnover of C & P Pack?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is C & P Pack profitable?
In financial year 2025, C & P Pack made a loss of €3,060.
Where can I find the annual accounts of C & P Pack?
C & P Pack filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of C & P Pack due?
C & P Pack must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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