Financials
- Financial year
- 2025
- Total assets
- €725,585
- Profit
- €32,642
- Solvency
- 39.0%
C-Optics
ActiveSummary
The computed 12-month bankruptcy probability of C-Optics is 1.7% (moderate). The 2025 annual accounts show equity of €282,642 and a net result of €32,642. Its solvency ranks better than 53% of 12,650 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other retail sale of new goods
NACE 47789Retail sale of prescription glasses, lenses and sunglasses NACE 47742
1 site
Size
€725,585total assets 2025
- Staff
- 0.9 FTE
- Equity
- €282,642
- Profit
- €32,642
Turnover not published (abbreviated format)
Structure
- Parent
- Clear Vision België · 100%
- Clear Vision BelgiëDirector · permanent representative Vangenechten Tom
- Vandenbalck Holding BVDirector · permanent representative Catherine Socquet
- BRIL INVESTDirector
Auditor: VAN HAVERMAET BEDRIJFSREVISORENAccounts 32 days early
Why 55raises riskFounded in 20241 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 01-07-2026)Size: 0.9 FTE, total assets €725,585Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 45% of its sector peers (NACE 47, micro)
Financial strength
Average
Solvency
64
equity 39.0% of total assets
Liquidity
25
short-term debt 61.0% · cash 5.2%
Profitability
74
return on assets 4.5%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 1.8%
01-2026: 1.9%▲ +0.1 percentage points vs 12-2025
02-2026: 3.9%▲ +2.0 percentage points vs 01-2026
03-2026: 4.4%▲ +0.5 percentage points vs 02-2026
04-2026: 4.5%▲ +0.1 percentage points vs 03-2026
05-2026: 4.9%▲ +0.4 percentage points vs 04-2026
06-2026: 5.1%▲ +0.2 percentage points vs 05-2026highest value
07-2026: 5.1%● unchanged vs 06-2026highest value
08-2026: 1.6%▼ -3.5 percentage points vs 07-2026lowest value
09-2026: 1.6%● unchanged vs 08-2026lowest value
10-2026: 1.7%▲ +0.1 percentage points vs 09-2026
Credit of up to €15,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.28, below 1; short-term debt: 61% and cash: 5.2% of total assets), and 61% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 54% on solvency, 22% on liquidity and 60% on profitability.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
32 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Appointment: Vandenbalck Holding BV (director)Permanent representatives: Catherine Socquet and…
- Annual accounts filedfinancial year 2025 · abbreviated…
- Permanent representative: Adriaan ErnonAppointment: Van Havermaet Bedrijfsrevisoren (statutory…
Key points
By topic
Board & ownership
- Board
- 3 members
- Parent
- Clear Vision België · 100%
- Auditor
- VAN HAVERMAET BEDRIJFSREVISOREN
- Clear Vision BelgiëDirector
- Vandenbalck Holding BVDirector
- BRIL INVESTDirector
Network & group
- Connected companies
- 4
Timeline
- Events
- 5
- Since
- 2024
- 27-01-2026Registered office
- 18-11-2024Incorporation
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other retail sale of new goodsNACE 47789
- Founded
- 13-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 13
- Who signs
- Each director alone
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