C-MORIA
ActiveC-MORIA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246k and a net result of €32k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 1893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-34
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 4.16 against 5.8 in 2024), and 17.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.4%
Return on assets
10.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
13 d early
2023
37 d early
2022
54 d early
2021
20 d early
2020
29 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€246k▲ 15.2%
2024 · €213k
2018: €96k
2019: €107k
2020: €129k
2021: €130k
2022: €149k
2023: €170k
2024: €213k
2018 → 2025
Total assets
€298k▲ 18.7%
2024 · €251k
2018: €156k
2019: €174k
2020: €203k
2021: €189k
2022: €167k
2023: €203k
2024: €251k
2018 → 2025
Net result
€32k▼ 25.9%
2024 · €44k
2018: €11k
2019: €11k
2020: €22k
2021: €29k
2022: €19k
2023: €21k
2024: €44k
2018 → 2025
Working capital
€162k▼ 8.0%
2024 · €176k
2018: €64k
2019: €85k
2020: €111k
2021: €118k
2022: €147k
2023: €164k
2024: €176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€149k▲ 14.7%€170k▲ 13.9%€213k▲ 25.8%€246k▲ 15.2%
Operating result€39k-€27k▼ 30.0%€29k▲ 8.4%€60k▲ 103%€42k▼ 30.3%
Net result€29k-€19k▼ 33.6%€21k▲ 8.8%€44k▲ 111%€32k▼ 25.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets
€85k▲ 120%
Current assets
€213k▲ 0.2%
Equity and liabilities €298k
Equity
€246k▲ 15.2%
Debt
€52k▲ 38.1%
The debt ratio rises from 15.1% to 17.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€56k▼
2024 · €67k
Cash flow
€47k▼
2024 · €51k
Solvency
82.4%▼
2024 · 84.9%
Current ratio
4.16▼
2024 · 5.80
Quick ratio
4.16▼
2024 · 5.80
Debt / equity
0.21▲
2024 · 0.18
ROE
13.2%▼
2024 · 20.5%
ROA
10.9%▼
2024 · 17.4%
Interest coverage
26.82▼
2024 · 259.27
Debt
€52k▲
2024 · €38k
Debt ≤ 1 year
€51k▲
2024 · €37k
Income taxes
€13k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€298k▲
Fixed assets21/28€39k€85k▲
Tangible fixed assets22/27€39k€85k▲
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€34k€70k▲
Other tangible fixed assets26-€12k
Financial fixed assets28€1€1=
Current assets29/58€213k€213k▲
Amounts receivable within one year40/41€35k€46k▲
Trade receivables40€35k€43k▲
Other amounts receivable41€0€3k▲
Cash at bank and in hand54/58€175k€164k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€251k€298k▲
Equity10/15€213k€246k▲
Contributions10/11€51k€51k=
Reserves13€163k€195k▲
Distributable reserves133€163k€195k▲
Amounts payable17/49€38k€52k▲
Amounts payable within one year42/48€37k€51k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€14k€19k▲
Taxes450/3€14k€19k▲
Other amounts payable47/48€20k€28k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Non-recurring operating income76A€11k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€-2k▼
Other operating charges640/8€596€3k▲
Gross operating margin9900€70k€57k▼
Operating profit (loss)9901€60k€42k▼
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€2k▲
Non-recurring financial income76B-€4k
Financial charges65/66B€260€2k▲
Recurring financial charges65€260€2k▲
Profit (loss) for the period before taxes9903€61k€45k▼
Income taxes67/77€17k€13k▼
Profit (loss) for the period9904€44k€32k▼
Profit (loss) for the period to be appropriated9905€44k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€32k▼
Transfer to equity691/2€44k€32k▼
To other reserves6921€44k€32k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €44k ▲111%
Operating result €60k, net result €44k, both a record.
31-12
Financial
Equity above €200kEq €213k ▲25.8%
7 profitable years in a row build equity to €213k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €170k ▲13.9%
6 profitable years in a row build equity to €170k.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 9.76
Current ratio from 3.04 to 9.76; short-term debt falls from €58k to €17k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
31-12
Financial
Weakest financial yearnet €11k ▼1.4%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €107k ▲11.6%
2 profitable years in a row build equity to €107k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukendreef 911850 GrimbergenGround area
979 m²
Building footprint
168 m²
Volume, LiDAR
1,151 m³
Parcel 23402E0053/00Z004, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beukendreef 91, 1850 Grimbergen
since 20092.184.199.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0053/00Z004 | Flanders | 979 m² | 1 · 168 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,142 companies in sector 63920 we hold annual accounts for 1,516. 1,138 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2010
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.