C.M.T.
ActiveC.M.T. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.32M and a net result of €52k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 41% of 6144 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
61 d early
2022
118 d early
2021
72 d early
2020
73 d early
2019
93 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.32M▲ 4.1%
2023 · €1.26M
2018: €1.27M
2019: €1.23M
2020: €1.21M
2021: €1.22M
2022: €1.25M
2023: €1.26M
2018 → 2024
Net result
€52k▲ 231%
2023 · €16k
2018: €-10k
2019: €-46k
2020: €-19k
2021: €15k
2022: €26k
2023: €16k
2018 → 2024
Total assets
€3.11M▲ 1.1%
2023 · €3.07M
2018: €1.75M
2019: €2.25M
2020: €2.13M
2021: €2.10M
2022: €2.13M
2023: €3.07M
2018 → 2024
Solvency
42.4%▲ 1.2pp
2023 · 41.2%
2018: 72.7%
2019: 54.5%
2020: 56.6%
2021: 58.2%
2022: 58.6%
2023: 41.2%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.21M-€1.22M▲ 1.2%€1.25M▲ 2.1%€1.26M▲ 1.3%€1.32M▲ 4.1%
Operating result€3k-€40k▲ 1,472%€48k▲ 20.1%€53k▲ 11.1%€124k▲ 132%
Net result€-19k-€15k€26k▲ 78.3%€16k▼ 39.6%€52k▲ 231%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 132% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.11M
Fixed assets
€3.01M▼ 1.1%
Current assets
€92k▲ 309%
Equity and liabilities €3.11M
Equity
€1.32M▲ 4.1%
Debt
€1.79M▼ 1.0%
The debt ratio falls from 58.8% to 57.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
42.4%▲
2023 · 41.2%
ROE
4.0%▲
2023 · 1.3%
ROA
1.7%▲
2023 · 0.5%
Debt
€1.79M▼
2023 · €1.81M
Debt ≤ 1 year
€870k▲
2023 · €731k
Debt > 1 year
€919k▼
2023 · €1.06M
Income taxes
€17k▲
2023 · €494
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.07M€3.11M▲
Fixed assets21/28€3.05M€3.01M▼
Tangible fixed assets22/27€761k€726k▼
Land and buildings22€707k€689k▼
Furniture and vehicles24€9k€4k▼
Leasing and similar rights25€45k€33k▼
Financial fixed assets28€2.29M€2.29M=
Current assets29/58€22k€92k▲
Amounts receivable within one year40/41€6k€12k▲
Trade receivables40€6k€4k▼
Other amounts receivable41-€8k
Current investments50/53€2k€2k▲
Cash at bank and in hand54/58€12k€75k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€3.07M€3.11M▲
Equity10/15€1.26M€1.32M▲
Contributions10/11€1.30M€1.30M=
Reserves13-€17k
Distributable reserves133-€17k
Profit (loss) carried forward14€-35k€0▲
Amounts payable17/49€1.81M€1.79M▼
Amounts payable after more than one year17€1.06M€919k▼
Financial debts170/4€1.06M€919k▼
Amounts payable within one year42/48€731k€870k▲
Current portion of amounts payable after more than one year42€37k€143k▲
Trade debts44€7k€10k▲
Suppliers440/4€7k€10k▲
Taxes, remuneration and social security45€14k€23k▲
Taxes450/3€14k€23k▲
Other amounts payable47/48€673k€693k▲
Accrued charges and deferred income492/3€13k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€35k=
Other operating charges640/8€16k€15k▼
Gross operating margin9900€104k€173k▲
Operating profit (loss)9901€53k€124k▲
Financial income75/76B€22€1k▲
Recurring financial income75€22€1k▲
Financial charges65/66B€37k€56k▲
Recurring financial charges65€37k€56k▲
Profit (loss) for the period before taxes9903€16k€69k▲
Income taxes67/77€494€17k▲
Profit (loss) for the period9904€16k€52k▲
Profit (loss) for the period to be appropriated9905€16k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€17k▲
Profit (loss) brought forward from the previous period14P€-51k€-35k▲
Transfer to equity691/2-€17k
To other reserves6921-€17k
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €52k ▲231%
Operating result €124k, net result €52k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after 3 loss-making years.
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
05-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zuienkerke · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weimanstraat 98377 ZuienkerkeGround area
802 m²
Building footprint
301 m²
Volume, LiDAR
1,016 m³
Parcel 31462C0448/00C000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
C.M.T.
since 20162.258.647.374
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31462C0448/00C000 | Flanders | 802 m² | 1 · 301 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 7,495 EUR awarded · 7,495 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,495 EUR | 7,495 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 12,023 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:patrickvinckier@telenet.be
Phone:0475 45 50 79