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C.M. EVRARD

Active
Public limited companyfounded 197155 yrs activeRue Winston Churchill(CO) 281-283, 6180 Courcelles, BelgiumKBO/BCE: BE 0408.420.478
Summary

C.M. EVRARD has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €48,815 and a net result of -€20,963. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 15862 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch ReportCompare
C.M. EVRARDActiveChecked score 79/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of other machinery and equipment
NACE 46649Wholesale of electrical equipment, including installation materials NACE 46643NACE 46693
#3 oldest company in Courcelles, Wholesale and retail trade sector1 site
Size
€514,203total assets 2024
Equity
€48,815
Loss
-€20,963
Financial health
79 Excellent Checked score 2024
Bankruptcy chance 12 m
0.5%
Structure
Accounts 64 d overdue0 of 3 deeds read
Why 79- Figures for FY 2024 (filed 17-07-2025)- Equity €48,815 (9.5% of total assets)+ Size: total assets €514,203+ Liquidity: current ratio 1.10, cash €502,406Show the evidence

Checked score

Score 2024
79 / 100
Excellent
Probability in this band: under 0.55%
Better than 28% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 34-2
equity 9.5% of total assets
Liquidity 50-1
short-term debt 90.5% · cash 97.7%
Profitability 27+14
return on assets -4.1%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -6.2% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%▼ -0.3% vs 02-2025 04-2025: 0.3%▼ -1.3% vs 03-2025 05-2025: 0.3%▲ +0.6% vs 04-2025 06-2025: 0.3%▲ +1.3% vs 05-2025 07-2025: 0.4%▲ +14.3% vs 06-2025 08-2025: 0.1%▼ -67.3% vs 07-2025 09-2025: 0.1%▼ -8.3% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -8.2% vs 12-2025 02-2026: 0.1%▲ +1.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▼ -5.9% vs 03-2026lowest value 05-2026: 0.1%▲ +13.5% vs 04-2026 06-2026: 0.1%▼ -2.8% vs 05-2026 07-2026: 0.1%▲ +8.5% vs 06-2026 08-2026: 0.2%▲ +110% vs 07-2026 09-2026: 0.3%▲ +28.5% vs 08-2026 10-2026: 0.5%▲ +72.7% vs 09-2026highest value
  • Figures for FY 2024 (filed 17-07-2025) raises the probability
  • Size: total assets €514,203 lowers the probability for this profile
  • Liquidity: current ratio 1.10, cash €502,406 lowers the probability
  • Equity €48,815 (9.5% of total assets) raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.12 in 2023; short-term debt: 90.5% and cash: 97.7% of total assets), and 90.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 23%, liquidity 51%, profitability 24%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 17-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €514,203
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.10, cash €502,406
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €48,815 (9.5% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€20,963
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
14 d early
2023
27 d early
2022
30 d late
2021
396 d late
2020
90 d late
2019
224 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 117 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Annual accounts filedfiscal year 2021 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2024 -€20,963 View
  • Caution: Among the weakest 12% on net resultsector median €4,850 · 15,842 companies -€20,963 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Active since 1971founded 01-04-1971 55 years View

By topic

Financials

Fiscal year
2024
Total assets
€514,203
Loss
-€20,963
Solvency
9.5%
Total assets▼ 18.4%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 17-07-2025Annual accounts filed
  2. 04-07-2024Annual accounts filed
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of other machinery and equipmentNACE 46649
Founded
01-04-1971
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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