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C&M CONCEPT

Active Private limited companyfounded 2023active for 3 yearsRue Emile Vandervelde 88, 4860 PepinsterKBO/BCE: BE 0799.514.976

Lifetime

3 annual accounts with figures on one time axis
peak €57,837 (2023)
€44,280▲ 102%
lowest -€16,669 (2024)
€9,132▲ €25,802
peak €28,125 (2023)
€20,588▲ 79.7%
€104,103▲ 2.4%
Board4 names since 2023
4 directors and 3 others
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €21,928 to €44,280Back to profit: €9,132Equity from €11,456 to €20,588Cash from €2,182 to €43,800

Key points

from the 2025 annual accounts

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Debts

€104,103 83% of the balance sheet
Suppliers 10%Taxes and wages 8%Other 83%

Of this, €67,803 falls due within a year.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 7,974 companies had the same profile as C&M CONCEPT has now. Each dot stands for 20 companies, two years later.

94.4%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.3% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,974 companies, not a prediction for C&M CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Managing director
Managing director
Director, since 13-03-2023
Director, since 13-03-2023
  • 50 sharesdeed of 16-03-2023
  • 50 sharesdeed of 16-03-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0799514976
Incorporation Founding capital of €5,000, 100 shares · Founders: and · Appointments: , , and · published on 16-03-2023 · Gazette deed
First establishment C&M, Rue Emile Vandervelde 88, Pepinster
All 8 events

Comparable companies

same main activity, similar in size and age
Company
C&M CONCEPT Pepinster €124,691 €44,280 16.5% -
A.C. SOLUTION Verviers €129,742 €47,279 84.1% -
ELSAFLO Wavre €123,473 €47,845 92.4% -
ZOOM EXPERT Watermael-Boitsfort €134,882 €45,501 19.8% -
CHEUMENI Molenbeek-Saint-Jean €131,862 €44,106 75.0% -
The Chase Beveren-Kruibeke-Zwijndrecht €111,240 €45,391 21.6% -
LESAGE MANAGEMENT Nazareth-De Pinte €127,258 €49,901 68.8% -

These companies have the same main activity as C&M CONCEPT: other business support services (NACE 82990). They are comparable in size and age: total assets between €111,000 and €135,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 14-03-2023Normal situation
Activity
Other business support servicesNACE 82990and 3 others
Joint committee
145Horticulture · annual accounts 2024
Establishment unit
2.342.846.7404860 Pepinster, since 14-03-2023
Financial year end
31 December
Peppol
Reachable since 09-09-2025
Company details

Annual accounts 2025

€124,691▲ 10.3%
Filing
Filed on 29-06-2026, 32 days before the end of the filing period
Financials

Insights on C&M CONCEPT

C&M CONCEPT files the micro format. That format states no turnover. The gross margin fell from €57,837 in 2023 to €44,280 in 2025.

In March 2023, the Official Gazette published the appointment of as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about C&M CONCEPT

What is the company number of C&M CONCEPT?
The company number of C&M CONCEPT is 0799.514.976. The VAT number is the same number with BE in front: BE 0799.514.976.
Where is C&M CONCEPT based?
The registered office is at Rue Emile Vandervelde 88, 4860 Pepinster.Company details
What does C&M CONCEPT do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of C&M CONCEPT?
C&M CONCEPT is a private limited company (BV).
When was C&M CONCEPT founded?
C&M CONCEPT was founded on 14-03-2023.
Is C&M CONCEPT still active?
Yes, C&M CONCEPT is an active enterprise in the KBO register.
How many employees does C&M CONCEPT have?
C&M CONCEPT had an average of 0.6 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does C&M CONCEPT fall under?
In its 2024 annual accounts, C&M CONCEPT states joint committee 145 (Horticulture).
What is the turnover of C&M CONCEPT?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €44,280 and 41 comparable companies (NACE 82990). It probably lies between €71,000 and €150,000.
Is C&M CONCEPT profitable?
In financial year 2025, C&M CONCEPT made a profit of €9,132.
Where can I find the annual accounts of C&M CONCEPT?
C&M CONCEPT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of C&M CONCEPT due?
C&M CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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