C.M.C.
ActiveSummary
C.M.C. has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €532k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 95% of 4886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.07 in 2024; short-term debt: 6.9% and cash: 0.2% of total assets), and 7.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.2%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
28 d late
2023
21 d late
2022
7 d late
2021
11 d late
2020
17 d late
2019
19 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▲ 272%
2024 · €814
Working capital
€-34k▲ 44.7%
2024 · €-61k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19k▲ 70.7%€10k▼ 49.4%€16k▲ 73.1%€7k▼ 55.6%€8k▲ 12.8%
Net result€10k▲ 138%€4k▼ 61.8%€8k▲ 107%€814▼ 89.4%€3k▲ 272%
Equity€517k▲ 1.9%€520k▲ 0.7%€528k▲ 1.5%€529k▲ 0.2%€532k▲ 0.6%
Total assets€643k▼ 2.4%€642k▼ 0.1%€634k▼ 1.2%€603k▼ 5.0%€577k▼ 4.3%
Debt€127k▼ 16.8%€122k▼ 3.5%€107k▼ 12.8%€74k▼ 30.7%€45k▼ 39.0%
Working capital€-113k▲ 18.8%€-105k▲ 6.6%€-89k▲ 15.0%€-61k▲ 31.7%€-34k▲ 44.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €577k
Fixed assets
€571k ▼ 4.5%
Current assets
€6k ▲ 28.4%
Equity and liabilities €577k
Equity
€532k ▲ 0.6%
Debt
€45k ▼ 39.0%
Debt's share of the balance-sheet total falls from 12.3% to 7.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €34k
Cash flow
€30k▲
2024 · €28k
Current ratio
0.15▲
2024 · 0.07
Debt to equity
0.08▼
2024 · 0.14
ROE
0.6%▲
2024 · 0.2%
ROA
0.5%▲
2024 · 0.1%
Interest coverage
10.53▲
2024 · 5.59
Debt ≤ 1 year
€40k▼
2024 · €66k
Income taxes
€2k▲
2024 · €331
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25k | €26k | €28k | €27k | €27k | = |
| Other operating charges640/8 | €4k | €4k | €5k | €5k | €5k | ▲ 3.1% |
| Gross operating margin9900 | €48k | €40k | €49k | €39k | €40k | ▲ 2.8% |
| Operating profit (loss)9901 | €19k | €10k | €16k | €7k | €8k | ▲ 12.8% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | €5k | €4k | €6k | €6k | €3k | ▼ 45.5% |
| Recurring financial charges65 | €5k | €4k | €6k | €6k | €3k | ▼ 45.5% |
| Profit (loss) for the period before taxes9903 | €14k | €5k | €11k | €1k | €5k | ▲ 326% |
| Income taxes67/77 | €4k | €1k | €3k | €331 | €2k | ▲ 460% |
| Profit (loss) for the period9904 | €10k | €4k | €8k | €814 | €3k | ▲ 272% |
| Profit (loss) for the period to be appropriated9905 | €10k | €4k | €8k | €814 | €3k | ▲ 272% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €643k | €642k | €634k | €603k | €577k | ▼ 4.3% |
| Fixed assets21/28 | €635k | €632k | €625k | €598k | €571k | ▼ 4.5% |
| Tangible fixed assets22/27 | €635k | €632k | €625k | €598k | €571k | ▼ 4.5% |
| Land and buildings22 | €627k | €625k | €619k | €593k | €566k | ▼ 4.4% |
| Furniture and vehicles24 | €7k | €7k | €6k | €5k | €4k | ▼ 14.6% |
| Current assets29/58 | €8k | €11k | €10k | €5k | €6k | ▲ 28.4% |
| Amounts receivable within one year40/41 | €27 | - | €605 | €4k | €5k | ▲ 39.0% |
| Trade receivables40 | - | - | - | €2k | - | - |
| Other amounts receivable41 | €27 | - | €605 | €2k | €5k | ▲ 142% |
| Cash at bank and in hand54/58 | €8k | €11k | €9k | €934 | €1k | ▲ 35.3% |
| Deferred charges and accrued income490/1 | €587 | €325 | €325 | €339 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €643k | €642k | €634k | €603k | €577k | ▼ 4.3% |
| Equity10/15 | €517k | €520k | €528k | €529k | €532k | ▲ 0.6% |
| Contributions10/11 | €365k | €365k | €365k | €365k | €365k | = |
| Capital10 | €365k | €365k | €365k | €365k | €365k | = |
| Issued capital100 | €365k | €365k | €365k | €365k | €365k | = |
| Reserves13 | €152k | €155k | €163k | €164k | €167k | ▲ 1.8% |
| Non-distributable reserves130/1 | €10k | €10k | €10k | €10k | €10k | ▲ 1.5% |
| Legal reserve130 | €10k | €10k | €10k | €10k | €10k | ▲ 1.5% |
| Distributable reserves133 | €142k | €145k | €153k | €153k | €156k | ▲ 1.9% |
| Amounts payable17/49 | €127k | €122k | €107k | €74k | €45k | ▼ 39.0% |
| Amounts payable within one year42/48 | €121k | €116k | €99k | €66k | €40k | ▼ 39.4% |
| Trade debts44 | €1k | €2k | €5k | - | - | - |
| Suppliers440/4 | €1k | €2k | €5k | - | - | - |
| Taxes, remuneration and social security45 | €4k | €6k | €3k | €331 | €1k | ▲ 351% |
| Taxes450/3 | €4k | €6k | €3k | €331 | €1k | ▲ 351% |
| Other amounts payable47/48 | €115k | €108k | €91k | €66k | €38k | ▼ 41.4% |
| Accrued charges and deferred income492/3 | €6k | €6k | €8k | €8k | €5k | ▼ 35.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €4k | €8k | €814 | €3k | ▲ 272% |
| + Depreciation and write-downs630 | €25k | €26k | €28k | €27k | €27k | = |
| Operating cash flow (approximation) | €35k | €29k | €35k | €28k | €30k | ▲ 7.9% |
| Investment in fixed assets (approximation) | - | €-23k | €-21k | €0 | €0 | - |
| Change in cash | - | €3k | €-2k | €-8k | €330 | ▲ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 18 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
31-12
Financial
Highest result since 2018net €10k ▲138%
Operating result €19k, net result €10k, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 19 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2003
Ground area
4,129 m²
Building footprint
525 m²
Volume, LiDAR
3,366 m³
Parcel 73322A0256/00K000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
C.M.C.
since 20032.134.361.472
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73322A0256/00K000 | Flanders | 4,129 m² | 1 · 525 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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OPTIGANCE
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ODK SHOP
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INTENS
BE 0469.464.657
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ADELHEID
BE 0428.321.415
Harelbeke · Eq €546k
Of 1,277 companies in sector 46160 we hold annual accounts for 686. 398 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-08-2003
Fiscal year end31-12
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46499Wholesale of other household goods
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.