C.M.C.
ActiveSummary
C.M.C. has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.6m and a net result of €662,869. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 4231 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €650,000 at 30 days acceptable
Liquidity ample (current ratio 10.42 against 8.96 in 2024; short-term debt: 8.2% and cash: 3.1% of total assets), and 9.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
6.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
29 d late
2022
31 d late
2021
23 d late
2020
27 d late
2019
42 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€662,869▲ 12.3%
2024 · €590,170
Working capital
€7.4m▲ 9.9%
2024 · €6.8m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€417,434▼ 29.7%€665,299▲ 59.4%€877,444▲ 31.9%€834,339▼ 4.9%€923,644▲ 10.7%
Net result€230,283above the sector's middle half▼ 48.1%€480,574above the sector's middle half▲ 109%€564,951above the sector's middle half▲ 17.6%€590,170above the sector's middle half▲ 4.5%€662,869above the sector's middle half▲ 12.3%
Equity€6.3mabove the sector's middle half▲ 3.8%€6.8mabove the sector's middle half▲ 7.6%€7.4mabove the sector's middle half▲ 8.3%€8.0mabove the sector's middle half▲ 8.0%€8.6mabove the sector's middle half▲ 8.3%
Total assets€8.0mabove the sector's middle half▲ 5.0%€7.6mabove the sector's middle half▼ 4.4%€8.3mabove the sector's middle half▲ 9.1%€9.0mabove the sector's middle half▲ 7.8%€9.6mabove the sector's middle half▲ 6.7%
Debt€1.5m▲ 10.9%€691,523▼ 54.6%€820,116▲ 18.6%€878,253▲ 7.1%€814,366▼ 7.3%
Working capital€5.1mabove the sector's middle half▲ 6.0%€5.6mabove the sector's middle half▲ 10.1%€6.2mabove the sector's middle half▲ 10.2%€6.8mabove the sector's middle half▲ 9.7%€7.4mabove the sector's middle half▲ 9.9%
Solvency79.3%above the sector's middle half▼ 0.9pp89.3%above the sector's middle half▲ 10.0pp88.6%above the sector's middle half▼ 0.7pp88.8%above the sector's middle half▲ 0.2pp90.2%above the sector's middle half▲ 1.4pp
Current ratio4.36above the sector's middle half▼ 0.169.25above the sector's middle half▲ 4.898.70above the sector's middle half▼ 0.558.96above the sector's middle half▲ 0.2610.42above the sector's middle half▲ 1.47
Return on assets (ROA)2.9%within the sector's middle half▼ 3.0pp6.3%within the sector's middle half▲ 3.4pp6.8%within the sector's middle half▲ 0.5pp6.6%within the sector's middle half▼ 0.2pp6.9%within the sector's middle half▲ 0.3pp
Staff (FTE)11.6above the sector's middle half▲ 7.4%11.4above the sector's middle half▼ 1.7%11.4above the sector's middle half=11.3above the sector's middle half▼ 0.9%10.6within the sector's middle half▼ 6.2%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.6m
Fixed assets
€1.3m ▼ 0.6%
Current assets
€8.2m ▲ 8.0%
Equity and liabilities €9.6m
Equity
€8.6m ▲ 8.3%
Provisions
€125,435 =
Debt
€814,366 ▼ 7.3%
Debt's share of the balance-sheet total falls from 9.8% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€945,369▲
2024 · €857,796
Cash flow
€684,594▲
2024 · €613,627
Quick ratio
10.28▲
2024 · 8.85
Debt to equity
0.09▼
2024 · 0.11
ROE
7.7%▲
2024 · 7.4%
Interest coverage
20.54▼
2024 · 21.96
Debt ≤ 1 year
€788,302▼
2024 · €849,776
Income taxes
€216,096▲
2024 · €206,432
Staff costs
€665,421▲
2024 · €608,228
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €566,508 | €549,210 | €582,559 | €608,228 | €665,421 | ▲ 9.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €76,138 | €31,942 | €22,513 | €23,457 | €21,725 | ▼ 7.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€1,200 | €18,835 | -€1,410 | €3,217 | €6,550 | ▲ 104% |
| Other operating charges640/8 | €24,971 | €24,807 | €27,380 | €27,593 | €33,843 | ▲ 22.7% |
| Non-recurring operating charges66A | - | - | €3,240 | - | - | - |
| Gross operating margin9900 | €1.1m | €1.3m | €1.5m | €1.5m | €1.7m | ▲ 10.3% |
| Operating profit (loss)9901 | €417,434 | €665,299 | €877,444 | €834,339 | €923,644 | ▲ 10.7% |
| Financial income75/76B | €9,192 | €1,690 | €3,262 | €1,322 | €1,337 | ▲ 1.1% |
| Recurring financial income75 | €9,192 | €1,690 | €3,262 | €1,322 | €1,337 | ▲ 1.1% |
| Financial charges65/66B | €22,054 | €26,124 | €27,815 | €39,059 | €46,017 | ▲ 17.8% |
| Recurring financial charges65 | €22,054 | €26,124 | €27,815 | €39,059 | €46,017 | ▲ 17.8% |
| Profit (loss) for the period before taxes9903 | €404,571 | €640,865 | €852,892 | €796,603 | €878,965 | ▲ 10.3% |
| Income taxes67/77 | €174,288 | €160,292 | €287,941 | €206,432 | €216,096 | ▲ 4.7% |
| Profit (loss) for the period9904 | €230,283 | €480,574 | €564,951 | €590,170 | €662,869 | ▲ 12.3% |
| Transfer from tax-exempt reserves789 | €217,000 | €267,000 | €273,500 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €447,283 | €747,574 | €838,451 | €590,170 | €662,869 | ▲ 12.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.0m | €7.6m | €8.3m | €9.0m | €9.6m | ▲ 6.7% |
| Fixed assets21/28 | €1.4m | €1.3m | €1.3m | €1.3m | €1.3m | ▼ 0.6% |
| Intangible fixed assets21 | €245 | - | - | - | - | - |
| Tangible fixed assets22/27 | €103,138 | €71,441 | €72,376 | €73,124 | €64,738 | ▼ 11.5% |
| Land and buildings22 | €44,045 | €28,403 | €40,947 | €45,773 | €37,378 | ▼ 18.3% |
| Plant, machinery and equipment23 | €27,282 | €19,937 | €17,118 | €11,763 | €6,735 | ▼ 42.7% |
| Furniture and vehicles24 | €31,812 | €23,101 | €14,311 | €15,588 | €20,626 | ▲ 32.3% |
| Financial fixed assets28 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Current assets29/58 | €6.6m | €6.3m | €7.0m | €7.6m | €8.2m | ▲ 8.0% |
| Stocks and contracts in progress3 | €1.2m | €237,053 | €125,521 | €90,128 | €116,393 | ▲ 29.1% |
| Stocks30/36 | €1.2m | €237,053 | €125,521 | €90,128 | €116,393 | ▲ 29.1% |
| Amounts receivable within one year40/41 | €3.8m | €5.7m | €6.7m | €6.7m | €7.8m | ▲ 16.0% |
| Trade receivables40 | €629,215 | €859,571 | €651,034 | €731,677 | €1.8m | ▲ 145% |
| Other amounts receivable41 | €3.2m | €4.9m | €6.0m | €6.0m | €6.0m | ▲ 0.2% |
| Cash at bank and in hand54/58 | €1.6m | €263,073 | €164,753 | €791,249 | €299,313 | ▼ 62.2% |
| Deferred charges and accrued income490/1 | €22,817 | €21,873 | €17,466 | €19,740 | €19,127 | ▼ 3.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.0m | €7.6m | €8.3m | €9.0m | €9.6m | ▲ 6.7% |
| Equity10/15 | €6.3m | €6.8m | €7.4m | €8.0m | €8.6m | ▲ 8.3% |
| Contributions10/11 | €123,947 | €123,947 | €123,947 | €123,947 | €123,947 | = |
| Capital10 | €123,947 | €123,947 | €123,947 | €123,947 | €123,947 | = |
| Issued capital100 | €123,947 | €123,947 | €123,947 | €123,947 | €123,947 | = |
| Reserves13 | €6.2m | €6.7m | €7.2m | €7.8m | €8.5m | ▲ 8.5% |
| Non-distributable reserves130/1 | €15,446 | €15,446 | €15,446 | €15,446 | €15,446 | = |
| Legal reserve130 | €15,446 | €15,446 | €15,446 | €15,446 | €15,446 | = |
| Tax-exempt reserves132 | €559,250 | €292,250 | €18,750 | €18,750 | €18,750 | = |
| Distributable reserves133 | €5.6m | €6.4m | €7.2m | €7.8m | €8.5m | ▲ 8.5% |
| Provisions and deferred taxes16 | €125,435 | €125,435 | €125,435 | €125,435 | €125,435 | = |
| Provisions for liabilities and charges160/5 | €125,435 | €125,435 | €125,435 | €125,435 | €125,435 | = |
| Pensions and similar obligations160 | €125,435 | €125,435 | €125,435 | €125,435 | €125,435 | = |
| Amounts payable17/49 | €1.5m | €691,523 | €820,116 | €878,253 | €814,366 | ▼ 7.3% |
| Amounts payable within one year42/48 | €1.5m | €677,542 | €800,386 | €849,776 | €788,302 | ▼ 7.2% |
| Current portion of amounts payable after more than one year42 | €33,428 | €16,722 | €16,883 | €74,992 | €42,034 | ▼ 43.9% |
| Financial debts43 | €250,000 | - | - | - | - | - |
| Credit institutions430/8 | €250,000 | - | - | - | - | - |
| Trade debts44 | €637,380 | €107,165 | €136,973 | €49,428 | €169,435 | ▲ 243% |
| Suppliers440/4 | €637,380 | €107,165 | €136,973 | €49,428 | €169,435 | ▲ 243% |
| Taxes, remuneration and social security45 | €216,211 | €165,500 | €225,945 | €265,377 | €74,812 | ▼ 71.8% |
| Taxes450/3 | €161,211 | €113,000 | €168,445 | €204,877 | €10,312 | ▼ 95.0% |
| Remuneration and social security454/9 | €55,000 | €52,500 | €57,500 | €60,500 | €64,500 | ▲ 6.6% |
| Other amounts payable47/48 | €373,031 | €388,155 | €420,585 | €459,979 | €502,022 | ▲ 9.1% |
| Accrued charges and deferred income492/3 | €14,034 | €13,982 | €19,730 | €28,477 | €26,064 | ▼ 8.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €230,283 | €480,574 | €564,951 | €590,170 | €662,869 | ▲ 12.3% |
| + Depreciation and write-downs630 | €76,138 | €31,942 | €22,513 | €23,457 | €21,725 | ▼ 7.4% |
| Operating cash flow (approximation) | €306,421 | €512,516 | €587,464 | €613,627 | €684,594 | ▲ 11.6% |
| Investment in fixed assets (approximation) | - | €0 | -€23,448 | -€24,206 | -€13,339 | ▲ 44.9% |
| Change in cash | - | -€1.3m | -€98,320 | €626,496 | -€491,936 | ▼ 179% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
26-03
State Gazette act
Appointments: OJORBE BV (bijkomend bestuurder) and BARGOO BV (managing director)Permanent representatives: Joris Bartholomeeusen and Sven Bartholomeeusen · Resignations: Agnes Van Loenhout (managing director) and Guido Bartholomeeusen (managing director)9 facts ▸
State Gazette act
Appointments: OJORBE BV (bijkomend bestuurder) and BARGOO BV (managing director)
Permanent representatives: Joris Bartholomeeusen and Sven Bartholomeeusen · Resignations: Agnes Van Loenhout (managing director) and Guido Bartholomeeusen (managing director)9 facts ▸
- General meeting, 31/05/2025
- Board meeting, 31/05/2025
- Director appointment, OJORBE BV (bijkomend bestuurder)
- Permanent representative, Joris Bartholomeeusen
- Director resignation, Agnes Van Loenhout (managing director)
- Director resignation, Guido Bartholomeeusen (managing director)
- Director appointment, OJORBE BV (managing director)
- Director appointment, BARGOO BV (managing director)
- Permanent representative, Sven Bartholomeeusen
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 9.25
Current ratio from 4.36 to 9.25; short-term debt falls from €1.5m to €677,542.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-12
Financial
Weakest financial yearnet €230,283 ▼48.1%
Net result drops to €230,283, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 42 days late
2019
31-12
Financial
Highest result since 2018net €680,876 ▲33.2%
Operating result €954,310, net result €680,876, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, 3 in day-to-day management, last change in 2025
Board 2
JORBE
CurrentBijkomend bestuurder · since 31-05-2025 · Private limited company (pre-2019) · perm. rep.: Joris Bartholomeeusen
OJORBE BV
CurrentBijkomend bestuurder · since 26-03-2026 · Legal entity · from a recent act
Day-to-day management 3
BARGOO
CurrentManaging director · since 31-05-2025 · Private limited company (pre-2019) · perm. rep.: Sven Bartholomeeusen
JORBE
CurrentManaging director · since 31-05-2025 · Private limited company (pre-2019) · perm. rep.: Joris Bartholomeeusen
OJORBE BV
CurrentManaging director · since 26-03-2026 · Legal entity · from a recent act
Permanent representatives 2
Joris Bartholomeeusen
CurrentPermanent representative · since 31-05-2025 · for JORBE
Sven Bartholomeeusen
CurrentPermanent representative · since 31-05-2025 · for BARGOO
"From a recent act": read from a Gazette act not yet processed into our list of directors.
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
7 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 1991
Ground area
9,260 m²
Building footprint
2,983 m²
Volume, LiDAR
16,557 m³
Parcel 13014F0080/00G000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
C.M.C.
since 19912.050.932.762
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014F0080/00G000 | Flanders | 9,260 m² | 1 · 2,983 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
5 people since 2025, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| JORBE |
|
| OJORBE BVfrom an act |
|
| BARGOO |
|
| Agnes Van Loenhout |
|
| Guido Bartholomeeusen |
|
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- IMMO CMC
- C.M.C.
Highest known parent: IMMO CMC. The sources do not say who stands above it.
Owners 1
- IMMO CMCparentSourceaccounts IMMO CMC 2025100%
Holdings 1
-
100%
According to the 2025 annual accounts of C.M.C. and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 103,537 EUR awarded · 103,537 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 27,442 EUR | 27,442 EUR |
| 2024 | 1 | 26,477 EUR | 26,477 EUR |
| 2023 | 1 | 26,023 EUR | 26,023 EUR |
| 2022 | 1 | 23,595 EUR | 23,595 EUR |
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Identification & contact
Identification
Legal formPublic limited company
Founded21-12-1990
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
47830Retail sale of motorcycles and motorcycle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442326631
Registered
18-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.