C & M
Open bankruptcyA bankruptcy procedure is open for C & M according to publications in the Belgian State Gazette; curator: LIES DEWAEL.
Summary
The file additionally contains 3 judicial reorganisations. The 2024 annual accounts show negative equity (€-41k) and a net result of €399.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 36375 sector peers (2024).
NBB · sector comparisonPosition among 36375 sector peers
Solvency
better than 9%
← weakest
strongest →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€121k
EBIT margin
73.7%
Net result
€399
2023 · €-7k
2018: €91k
2019: €81k
2020: €-23k
2021: €89k
2023: €-7k
2018 → 2024
Working capital
€21k▲ 43.2%
2023 · €15k
2018: €-53k
2019: €-10k
2020: €-42k
2021: €-36k
2023: €15k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120232024Trend
Turnover€121k
Equity€-109k-€-132k▼ 21.0%€-43k▲ 67.4%€-42k▲ 3.3%€-41k▲ 1.0%
Operating result€-2k-€-53k▼ 2,911%€89k€-7k€399
Net result€81k-€-23k€89k€-7k€399
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €399 after a loss of €7k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.06M
Fixed assets
€13k =
Current assets
€1.05M ▲ 17.1%
Key figures and ratios
Solvency
-3.9%▲
2023 · -4.6%
Current ratio
1.02▲
2023 · 1.02
Debt to equity
-26.84▼
2023 · -22.90
ROA
0.0%▲
2023 · -0.8%
Debt
€1.10M▲
2023 · €951k
Debt ≤ 1 year
€1.03M▲
2023 · €881k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€909k€1.06M▲
Fixed assets21/28€13k€13k=
Financial fixed assets28€13k€13k=
Current assets29/58€896k€1.05M▲
Amounts receivable within one year40/41€896k€1.05M▲
Trade receivables40€735k€863k▲
Other amounts receivable41€160k€186k▲
Cash at bank and in hand54/58€849€849=
Equity and liabilities
Total equity and liabilities10/49€909k€1.06M▲
Equity10/15€-42k€-41k▲
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€15k€15k=
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Profit (loss) carried forward14€-207k€-206k▲
Amounts payable17/49€951k€1.10M▲
Amounts payable within one year42/48€881k€1.03M▲
Financial debts43€4k€4k=
Credit institutions430/8€4k€4k=
Trade debts44€704k€827k▲
Suppliers440/4€704k€827k▲
Taxes, remuneration and social security45€157k€181k▲
Taxes450/3€40k€64k▲
Remuneration and social security454/9€117k€117k=
Other amounts payable47/48€17k€17k=
Accrued charges and deferred income492/3€69k€75k▲
Income statement
Code20232024
Remuneration, social security and pensions62€10k-
Gross operating margin9900€2k€399▼
Operating profit (loss)9901€-7k€399▲
Profit (loss) for the period before taxes9903€-7k€399▲
Profit (loss) for the period9904€-7k€399▲
Profit (loss) for the period to be appropriated9905€-7k€399▲
Appropriation of the result
Profit (loss) to be appropriated9906€-207k€-206k▲
Profit (loss) brought forward from the previous period14P€-199k€-207k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
08-06
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · C & M NV BAZELLAAN 8, 1140 EVERE · event 02-06-2026
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 118 days late
17-11
Judicial reorganisation
Opening
ondernemingsrechtbank Brussel · collectif_pme · event 12-11-2025
2024
31-12
Financial
Back to profitnet €399
Net result €399 after one loss-making year.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 288 days late
01-02
Judicial reorganisation
Opening
ondernemingsrechtbank Brussel · collectif · event 25-01-2023
2021
31-12
Financial
Back to profitnet €89k
Net result €89k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 18 days late
2020
31-12
Financial
Weakest financial yearnet €-23k ▼128%
Net result drops to €-23k, the lowest in the series.
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 73 days late
09-10
Judicial reorganisation
Plan homologation
ondernemingsrechtbank Brussel · 20200004 · event 29-09-2020
Show earlier events
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 49 days late
2017
05-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 36 days late
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 65 days late
2015
26-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 87 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2001
Ground area
1.6 ha
Building footprint
8,184 m²
Volume, LiDAR
69,154 m³
2 parcels, Brussels, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COORDINATION & MANAGEMENT
since 20012.116.180.407
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372B0037/00M000 | Brussels | 1.6 ha | 1 · 8,028 m² | 14.8 m · 3 fl. |
| 23045F0063/00C000 | Flanders | 384 m² | 1 · 156 m² | 10.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | LIES DEWAEL DE KLEETLAAN 5 BC, 1831 DIEGEM- |
02-06-2026 → present |
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,545 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-05-2000
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43211General electrical installation work
47551Retail sale of household furniture
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.