C & K CONSULTING
ActiveThe file of C & K CONSULTING contains 3 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.2% (very low). The 2024 annual accounts show equity of €158k and a net result of €98k. Equity is growing by ~39% per year across the filed fiscal years. Its solvency ranks better than 62% of 37971 sector peers (fiscal year 2024).
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+2
Growth78=
Stability85
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days only on tighter terms
Liquidity ample (current ratio 3.25 against 3.41 in 2023), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
49 d late
2022
25 d late
2021
16 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€158k▲ 64.9%
2023 · €96k
2018: €18k
2019: €34k
2020: €41k
2021: €42k
2022: €65k
2023: €96k
2018 → 2024
Total assets
€227k▲ 37.6%
2023 · €165k
2018: €60k
2019: €90k
2020: €79k
2021: €83k
2022: €176k
2023: €165k
2018 → 2024
Net result
€98k▲ 226%
2023 · €30k
2018: €3k
2019: €16k
2020: €21k
2021: €16k
2022: €39k
2023: €30k
2018 → 2024
Working capital
€156k▲ 115%
2023 · €73k
2018: €18k
2019: €34k
2020: €40k
2021: €39k
2022: €8k
2023: €73k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€41k-€42k▲ 1.5%€65k▲ 57.2%€96k▲ 46.0%€158k▲ 64.9%
Operating result€28k-€20k▼ 28.2%€55k▲ 177%€45k▼ 18.9%€130k▲ 189%
Net result€21k-€16k▼ 26.2%€39k▲ 149%€30k▼ 22.4%€98k▲ 226%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 189% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €227k
Fixed assets
€1k▼ 97.8%
Current assets
€226k▲ 119%
Equity and liabilities €227k
Equity
€158k▲ 64.9%
Debt
€69k▼ 0.1%
The debt ratio falls from 42.1% to 30.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€131k▲
2023 · €61k
Cash flow
€99k▲
2023 · €47k
Solvency
69.5%▲
2023 · 57.9%
Current ratio
3.25▼
2023 · 3.41
Quick ratio
3.25▼
2023 · 3.41
Debt / equity
0.44▼
2023 · 0.73
ROE
62.2%▲
2023 · 31.5%
ROA
43.2%▲
2023 · 18.3%
Interest coverage
62.55▲
2023 · 11.61
Debt
€69k▼
2023 · €69k
Debt ≤ 1 year
€69k▲
2023 · €30k
Income taxes
€29k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€165k€227k▲
Fixed assets21/28€62k€1k▼
Tangible fixed assets22/27€62k€1k▼
Plant, machinery and equipment23€1k€712▼
Furniture and vehicles24€1k€510▼
Leasing and similar rights25€59k-
Financial fixed assets28€158€158=
Current assets29/58€103k€226k▲
Amounts receivable after more than one year29€33k-
Other amounts receivable291€33k-
Amounts receivable within one year40/41€32k€170k▲
Trade receivables40€20k€131k▲
Other amounts receivable41€12k€39k▲
Cash at bank and in hand54/58€38k€53k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€165k€227k▲
Equity10/15€96k€158k▲
Contributions10/11€8k€8k=
Reserves13-€98k
Distributable reserves133-€98k
Profit (loss) carried forward14€88k€52k▼
Amounts payable17/49€69k€69k▼
Amounts payable after more than one year17€39k-
Financial debts170/4€39k-
Amounts payable within one year42/48€30k€69k▲
Current portion of amounts payable after more than one year42€9k-
Trade debts44€8k€23k▲
Suppliers440/4€8k€23k▲
Taxes, remuneration and social security45€13k€11k▼
Taxes450/3€13k€11k▼
Other amounts payable47/48-€36k
Income statement
Code20232024
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-4k
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€6k-
Gross operating margin9900€70k€129k▲
Operating profit (loss)9901€45k€130k▲
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€40k€128k▲
Income taxes67/77€9k€29k▲
Profit (loss) for the period9904€30k€98k▲
Profit (loss) for the period to be appropriated9905€30k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€186k▲
Profit (loss) brought forward from the previous period14P€57k€88k▲
Transfer to equity691/2-€98k
To other reserves6921-€98k
Profit to be distributed694/7-€36k
Directors or managers695-€36k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2018net €98k ▲226%
Operating result €130k, net result €98k, both a record.
31-12
Financial
Equity above €150kEq €158k ▲64.9%
7 profitable years in a row build equity to €158k.
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 3.41
Current ratio from 1.13 to 3.41; short-term debt falls from €62k to €30k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
14-10
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Gent, afdeling Dendermonde · C & K CONSULTING BVBA HOOG- STRAAT(HA) 107, 9450 HAALTERT · event 07-10-2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 360 days late
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 725 days late
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 1089 days late
25-04
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · C & K CONSULTING BVBA HOOGSTRAAT(HA) 107, 9450 HAALTERT · event 08-04-2019
12-04
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · C & K CONSULTING BVBA HOOGSTRAAT(HA) 107, 9450 HAALTERT · event 08-04-2019
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Da Vincilaan 11930 ZaventemGround area
8,965 m²
Building footprint
1,730 m²
Volume, LiDAR
60,495 m³
Parcel 23094D0111/00M002, Flanders · tallest building 45.7 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
Da Vincilaan 1, 1930 Zaventem
since 20122.208.258.844
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0111/00M002 | Flanders | 8,965 m² | 1 · 1,730 m² | 45.7 m · 14 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | DIRK BERT LINDENSTRAAT 162, 9470 DENDERLEEUW- |
08-04-2019 → present |
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,612 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.