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C & K

Active
Public limited companyfounded 199036 yrs activeNijverheidsstraat 3 A, 8020 Oostkamp, BelgiumKBO/BCE: BE 0441.649.314
Summary

C & K has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €799,014 and a net result of €395. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 9046 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability29=
Solvency54▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.9 in 2023; short-term debt: 49.7% and cash: 2.8% of total assets), but 70.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
44 d early
2023
30 d early
2022
28 d early
2021
34 d early
2020
37 d early
2019
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 September 1990, C & K was incorporated.1 Total assets went from EUR 2.5 million in 2018 to EUR 2.7 million in 2024 and headcount from 5.9 to 6.8 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€799,014=
2023 · €798,618
Total assets
€2.7m▼ 4.8%
2023 · €2.9m
Net result
€395▲ 29.5%
2023 · €305
Working capital
€1.3m▼ 0.2%
2023 · €1.3m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€116,842▲ 53.2%€145,726▲ 24.7%€45,854▼ 68.5%€105,065▲ 129%€102,648▼ 2.3%
Net result€43,626▲ 118%€79,252▲ 81.7%€770▼ 99.0%€305▼ 60.4%€395▲ 29.5%
Equity€718,291▲ 6.5%€797,543▲ 11.0%€798,313▲ 0.1%€798,618=€799,014=
Total assets€2.4m▲ 4.1%€3.1m▲ 27.2%€3.0m▼ 1.5%€2.9m▼ 4.6%€2.7m▼ 4.8%
Debt€1.7m▲ 3.1%€2.3m▲ 34.1%€2.2m▼ 2.1%€2.1m▼ 6.2%€1.9m▼ 6.6%
Working capital€1.3m▲ 4.0%€1.3m▲ 4.2%€1.3m▲ 0.6%€1.3m▼ 1.7%€1.3m▼ 0.2%
Staff (FTE)5.9▲ 3.5%6.5▲ 10.2%7.5▲ 15.4%6.8▼ 9.3%6.8=
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2020: €116,842€116,842Net result 2020: €43,626€43,626Operating result 2021: €145,726€145,726Net result 2021: €79,252€79,252Operating result 2022: €45,854€45,854Net result 2022: €770€770Operating result 2023: €105,065€105,065Net result 2023: €305€305Operating result 2024: €102,648€102,648Net result 2024: €395€39520202021202220232024€0€50,000€100,000Operating result 2022: €45,854€45,900Net result 2022: €770€770Operating result 2023: €105,065€105,000Net result 2023: €305€305Operating result 2024: €102,648€103,000Net result 2024: €395€395202220232024
The operating result falls in 2024; 2024 is 2% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.7m
Fixed assets €56,830 ▼ 28.1%
Current assets €2.7m ▼ 4.1%
Equity and liabilities €2.7m
Equity €799,014 =
Debt €1.9m ▼ 6.6%
Debt's share of the balance-sheet total falls from 72.3% to 70.9%. Debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€124,897▼
2023 · €126,666
Cash flow
€22,645▲
2023 · €21,906
Current ratio
1.97▲
2023 · 1.90
Quick ratio
0.86▲
2023 · 0.81
Debt to equity
2.43▼
2023 · 2.61
ROE
0.0%▲
2023 · 0.0%
ROA
0.0%▲
2023 · 0.0%
Interest coverage
1.21▲
2023 · 1.20
Debt ≤ 1 year
€1.4m▼
2023 · €1.5m
Debt > 1 year
€579,999▼
2023 · €604,002
Income taxes
€2,489▼
2023 · €3,860
Staff costs
€463,836▲
2023 · €450,305
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,972 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.2% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet Code20232024
Assets
Total assets20/58€2.9m€2.7m▼
Fixed assets21/28€79,079€56,830▼
Tangible fixed assets22/27€79,079€56,830▼
Furniture and vehicles24€79,079€56,830▼
Current assets29/58€2.8m€2.7m▼
Amounts receivable after more than one year29€14,000€14,000=
Other amounts receivable291€14,000€14,000=
Stocks and contracts in progress3€1.6m€1.5m▼
Stocks30/36€1.6m€1.5m▼
Amounts receivable within one year40/41€885,223€1.1m▲
Trade receivables40€735,077€829,969▲
Other amounts receivable41€150,146€232,218▲
Cash at bank and in hand54/58€274,329€76,968▼
Deferred charges and accrued income490/1€19,926€14,229▼
Equity and liabilities
Total equity and liabilities10/49€2.9m€2.7m▼
Equity10/15€798,618€799,014=
Contributions10/11€167,328€167,328=
Outside capital11€167,328€167,328=
Other1109/19€167,328€167,328=
Reserves13€16,733€16,733=
Non-distributable reserves130/1€16,733€16,733=
Reserves not available under the articles1311€16,733€16,733=
Profit (loss) carried forward14€614,557€614,953▲
Amounts payable17/49€2.1m€1.9m▼
Amounts payable after more than one year17€604,002€579,999▼
Financial debts170/4€43,744€19,741▼
Other amounts payable178/9€560,258€560,258=
Amounts payable within one year42/48€1.5m€1.4m▼
Current portion of amounts payable after more than one year42€26,892€24,003▼
Financial debts43€1.0m€900,000▼
Credit institutions430/8€1.0m€900,000▼
Trade debts44€372,764€356,268▼
Suppliers440/4€372,764€356,268▼
Taxes, remuneration and social security45€78,414€84,019▲
Taxes450/3€15,391€20,987▲
Remuneration and social security454/9€63,024€63,032=
Accrued charges and deferred income492/3€701€58▼
Income statement Code20232024
Remuneration, social security and pensions62€450,305€463,836▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,601€22,249▲
Other operating charges640/8€1,726€1,600▼
Gross operating margin9900€578,696€590,333▲
Operating profit (loss)9901€105,065€102,648▼
Financial income75/76B€4,861€3,511▼
Recurring financial income75€789€3,511▲
Non-recurring financial income76B€4,072-
Financial charges65/66B€105,760€103,275▼
Recurring financial charges65€105,760€103,275▼
Profit (loss) for the period before taxes9903€4,166€2,884▼
Income taxes67/77€3,860€2,489▼
Profit (loss) for the period9904€305€395▲
Profit (loss) for the period to be appropriated9905€305€395▲
Appropriation of the result
Profit (loss) to be appropriated9906€614,557€614,953▲
Profit (loss) brought forward from the previous period14P€614,252€614,557=
Social balance
Average headcount (FTE)90876.86.8=

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62-€398,713€448,086€450,305€463,836▲ 3.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,450€11,285€15,636€21,601€22,249▲ 3.0%
Other operating charges640/8-€2,176€1,885€1,726€1,600▼ 7.3%
Gross operating margin9900€424,742€557,899€511,461€578,696€590,333▲ 2.0%
Operating profit (loss)9901€116,842€145,726€45,854€105,065€102,648▼ 2.3%
Financial income75/76B-€18,115€1,863€4,861€3,511▼ 27.8%
Recurring financial income75€4,097€6,124€1,863€789€3,511▲ 345%
Non-recurring financial income76B-€11,991-€4,072--
Financial charges65/66B-€55,000€46,713€105,760€103,275▼ 2.3%
Recurring financial charges65€56,853€52,641€46,713€105,760€103,275▼ 2.3%
Non-recurring financial charges66B-€2,359----
Profit (loss) for the period before taxes9903€64,086€108,841€1,005€4,166€2,884▼ 30.8%
Income taxes67/77€20,460€29,590€235€3,860€2,489▼ 35.5%
Profit (loss) for the period9904€43,626€79,252€770€305€395▲ 29.5%
Profit (loss) for the period to be appropriated9905€43,626€79,252€770€305€395▲ 29.5%
Line20202021202220232024Change
Assets
Total assets20/58€2.4m€3.1m€3.0m€2.9m€2.7m▼ 4.8%
Fixed assets21/28€16,354€42,363€26,727€79,079€56,830▼ 28.1%
Tangible fixed assets22/27€16,354€42,363€26,727€79,079€56,830▼ 28.1%
Furniture and vehicles24-€42,363€26,727€79,079€56,830▼ 28.1%
Current assets29/58€2.4m€3.0m€3.0m€2.8m€2.7m▼ 4.1%
Amounts receivable after more than one year29-€14,000€14,000€14,000€14,000=
Other amounts receivable291-€14,000€14,000€14,000€14,000=
Stocks and contracts in progress3€1.5m€2.2m€1.9m€1.6m€1.5m▼ 5.6%
Stocks30/36-€2.2m€1.9m€1.6m€1.5m▼ 5.6%
Amounts receivable within one year40/41€666,265€594,950€715,284€885,223€1.1m▲ 20.0%
Trade receivables40-€503,816€655,637€735,077€829,969▲ 12.9%
Other amounts receivable41-€91,134€59,647€150,146€232,218▲ 54.7%
Cash at bank and in hand54/58€215,034€193,291€309,064€274,329€76,968▼ 71.9%
Deferred charges and accrued income490/1-€7,268€7,396€19,926€14,229▼ 28.6%
Equity and liabilities
Total equity and liabilities10/49€2.4m€3.1m€3.0m€2.9m€2.7m▼ 4.8%
Equity10/15€718,291€797,543€798,313€798,618€799,014=
Contributions10/11-€167,328€167,328€167,328€167,328=
Outside capital11-€167,328€167,328€167,328€167,328=
Other1109/19-€167,328€167,328€167,328€167,328=
Reserves13€16,733€16,733€16,733€16,733€16,733=
Non-distributable reserves130/1-€16,733€16,733€16,733€16,733=
Reserves not available under the articles1311-€16,733€16,733€16,733€16,733=
Profit (loss) carried forward14€534,230€613,482€614,252€614,557€614,953▲ 0.1%
Amounts payable17/49€1.7m€2.3m€2.2m€2.1m€1.9m▼ 6.6%
Amounts payable after more than one year17€580,945€583,378€574,708€604,002€579,999▼ 4.0%
Financial debts170/4-€23,120€14,450€43,744€19,741▼ 54.9%
Other amounts payable178/9-€560,258€560,258€560,258€560,258=
Amounts payable within one year42/48€1.1m€1.7m€1.6m€1.5m€1.4m▼ 7.7%
Current portion of amounts payable after more than one year42-€18,151€8,670€26,892€24,003▼ 10.7%
Financial debts43-€1.0m€1.0m€1.0m€900,000▼ 10.0%
Credit institutions430/8-€1.0m€1.0m€1.0m€900,000▼ 10.0%
Trade debts44€421,663€559,978€530,887€372,764€356,268▼ 4.4%
Suppliers440/4-€559,978€530,887€372,764€356,268▼ 4.4%
Taxes, remuneration and social security45-€105,596€105,409€78,414€84,019▲ 7.1%
Taxes450/3-€37,885€47,100€15,391€20,987▲ 36.4%
Remuneration and social security454/9-€67,710€58,310€63,024€63,032=
Accrued charges and deferred income492/3-€259€1,105€701€58▼ 91.8%
Line20202021202220232024Change
Profit (loss) for the period9904€43,626€79,252€770€305€395▲ 29.5%
+ Depreciation and write-downs630€15,450€11,285€15,636€21,601€22,249▲ 3.0%
Operating cash flow (approximation)€59,076€90,537€16,406€21,906€22,645▲ 3.4%
Investment in fixed assets (approximation)--€37,293€0-€73,953€0▲ 100%
Change in cash--€21,743€115,774-€34,735-€197,361▼ 468%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet €305 ▼60.4%
Net result drops to €305, the lowest in the series; recovery starts the following year.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €79,252 ▲81.7%
Operating result €145,726, net result €79,252, both a record.
24-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 1990
seat establishment The establishment unit on the map
Ground area
7,329 m²
Building footprint
3,908 m²
Volume, LiDAR
13,178 m³
Parcel 31403E0067/00R000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
C & K
Nijverheidsstraat 3, 8020 OostkampAir transport
since 19902.049.871.009
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31403E0067/00R000 Flanders 7,329 m² 1 · 3,908 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. TRAVEE 74.93%
  2. C & K f.l.a. 99%
  3. C & K

Highest known parent: TRAVEE. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 3 entries · 803 EUR awarded · 803 EUR paid
Year Entries awardedpaid
2025 1 305 EUR305 EUR
2024 1 289 EUR289 EUR
2022 1 209 EUR209 EUR
Schemes
3 entries · 803 EUR · 803 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

894500HACPXYFUOXOT27
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 828 companies in sector 46620 we hold annual accounts for 642. 523 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded14-09-1990
Fiscal year end31-12
Activities, NACEBEL 2025
46620Wholesale of machine tools
E-invoicing
Reachable via Peppol
Peppol ID 0208:0441649314
Registered 17-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.