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C.J.M. CONSTRUCT

Active
Private limited company·Activiteiten van hoofdkantoren· 16 yrs active
Ophemmerstraat 100 ·3770 Riemst, Belgium
KBO/BCE: BE 0824.631.543
Watch Print / PDF
Age16 yrs
Real estate1 parcel · 169 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of C.J.M. CONSTRUCT is 0.2% (very low). The 2025 annual accounts show equity of €141k and a net result of €11k. The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 05-05-2026 87 d early 2026-00102153
31-12-2024 31-07-2025 20-05-2025 72 d early 2025-00098951
31-12-2023 31-07-2024 03-06-2024 58 d early 2024-00105042
31-12-2022 31-07-2023 26-06-2023 35 d early 2023-00155951
31-12-2021 31-07-2022 26-07-2022 5 d early 2022-20220884
31-12-2020 31-07-2021 16-09-2021 47 d late 2021-67300129
31-12-2019 31-07-2020 16-11-2020 108 d late 2020-70600067
31-12-2018 31-07-2019 10-10-2019 71 d late 2019-69700166
31-12-2017 31-07-2018 27-09-2018 58 d late 2018-66000121
31-12-2016 31-07-2017 29-09-2017 60 d late 2017-64300167

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2010, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€11k
Working capital€135k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 05-05-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2025
Depositmicro
Revenue-
EBITDA€21k
Net profit€11k
Cash flow€14k
Staff costs-
Income taxes€7k
Dividends-
Total assets€159k
Equity€141k
Debt€19k
of which ≤ 1y€19k
of which > 1y-
Working capital€135k
Employees (FTE)-
Ratios (computed)
2025
Current ratio8.18
Quick ratio8.18
Working capital ratio84.8%
Solvency88.2%
Debt / equity0.13
Long-term debt ratio-
Interest coverage21.42
Gross margin-
Net margin-
ROA6.8%
ROE7.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€159k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€5k
Current assets 29/58€154k
Amounts receivable within one year 40/41€38k
Cash & bank 54/58€115k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€159k
Equity 10/15€141k
Contributions / capital 10/11€1k
Reserves 13€140k
Amounts payable 17/49€19k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€9k
Income statement
Gross operating margin 9900€26k
Operating result 9901€18k
Financial income 75€386
Financial charges 65€970
Result before taxes 9903€18k
Income taxes 67/77€7k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • JANSEN Christina Antonia
    Director
    State Gazette act 23426307 (14-11-2023)
    Current
    14-11-2023 → present
Former directors (2)
  • MARTING Hugo
    Director
    State Gazette act 23426307 (14-11-2023)
    Former
    - → 14-11-2023
  • MARTING Milan
    Director
    State Gazette act 23426307 (14-11-2023)
    Former
    - → 14-11-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van hoofdkantoren(70100)
Legal form Private limited company(610)
Incorporation29-03-2010
StatusActive
Postal code3770

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ophemmerstraat 1003770 Riemst

Establishment units

1 location
C.J. Management
Ophemmerstraat 100, 3770 RiemstSchrijnwerk
since 20102.187.802.633
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area169 m²
Buildings1
Building footprint92 m²
Volume (LiDAR)694 m³
Tallest building10.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73092D1082/00K000 Flanders 169 m² 1 · 92 m² 10.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
Capital history · 1
14-11-2023
Capital change
All acts · 1 updated 2 years ago
2023
14-11-2023 Restructuring of share classes Capital & shares·Maria NEVEN
Notary: Maria NEVEN · Riemst

Analysis

Financial profile

4 of 5 axes measured
Health86Profitability39Solvency100Growth-Stability85
78 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 39
Solvency 100
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,108 of the 5,635 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van hoofdkantoren70100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL C.J.M. CONSTRUCT
Registered office
Ophemmerstraat 100
3770 Riemst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.