C.J.C.

Active

Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 198739 yrs activeAvenue Louis Goblet(B) 8, 7331 Saint-Ghislain, BelgiumKBO/BCE: BE 0432.787.670

Summary

The computed 12-month bankruptcy probability of C.J.C. is 5.9% (elevated). For C.J.C., one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€10,978) and a net result of -€23. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 2023 sector peers (fiscal year 2024). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

C.J.C.Active

Risk analysis Report Compare

Activity

Rental and leasing activities

NACE 77320NACE 71320

#2 oldest company in Saint-Ghislain, Administrative and support services sector1 site

Size

€53,677total assets 2024

Equity: -€10,978
Loss: -€23

Financial health

Bankruptcy chance 12 m: 5.9%

2024 figures too old to score

Structure

Accounts 245 d overdue

Signals- Figures for FY 2024 (filed 08-11-2024)- 1 financial year not filed after the legal deadline; 2 of the last 3 late- Liquidity: current ratio 0.83, cash €9- Annual accounts not filed+ Founded in 1987Latest accounts filed on timeShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: One filing cycle is missing

Financial strength, FY 2024 · tick = 2023

Weak

Solvency 5=

equity -20.5% of total assets

Liquidity 0=

short-term debt 120.5% · cash 0.0%

Profitability 37=

return on assets 0.0%

Bankruptcy probability, 12 months

5.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (3,142 companies)

Last 24 months 11-2024: 7.8%highest value 12-2024: 1.0%▼ -87.9% vs 11-2024 01-2025: 1.0%● 0.0% vs 12-2024 02-2025: 1.0%● 0.0% vs 01-2025 03-2025: 1.0%● 0.0% vs 02-2025 04-2025: 1.0%● 0.0% vs 03-2025 05-2025: 1.0%● 0.0% vs 04-2025 06-2025: 1.0%● 0.0% vs 05-2025 07-2025: 1.0%● 0.0% vs 06-2025 08-2025: 1.0%● 0.0% vs 07-2025 09-2025: 1.0%● 0.0% vs 08-2025 10-2025: 0.9%▼ -0.5% vs 09-2025lowest value 11-2025: 0.9%▲ +0.3% vs 10-2025 12-2025: 1.0%▲ +9.7% vs 11-2025 01-2026: 1.3%▲ +21.3% vs 12-2025 02-2026: 1.8%▲ +42.0% vs 01-2026 03-2026: 2.0%▲ +10.8% vs 02-2026 04-2026: 2.6%▲ +31.6% vs 03-2026 05-2026: 2.8%▲ +6.5% vs 04-2026 06-2026: 3.6%▲ +29.6% vs 05-2026 07-2026: 5.9%▲ +64.7% vs 06-2026 08-2026: 5.9%● 0.0% vs 07-2026 09-2026: 6.4%▲ +7.0% vs 08-2026 10-2026: 5.9%▼ -7.9% vs 09-2026

Figures for FY 2024 (filed 08-11-2024) raises the probability
Founded in 1987 lowers the probability for this profile
1 financial year not filed after the legal deadline; 2 of the last 3 late raises the probability
Liquidity: current ratio 0.83, cash €9 raises the probability

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2024 (filed 08-11-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 1987

In the bankruptcy model this factor lowers the probability for this profile.

KBO

1 financial year not filed after the legal deadline; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 0.83, cash €9

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 245 days later.

NBB · 10 filings

Position against the passed deadline

30-06-2025 close31-01-2026 deadline03-10-2026 today

Latest accounts filed on time

The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 05-11-2024, 87 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

87 d early

2023

279 d late

2022

644 d late

2021

15 d late

2020

3 d early

2019

21 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 145 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

05-11-24 Annual accounts filedfiscal year 2024 · micro…
05-11-24 Annual accounts filedfiscal year 2023 · micro…
05-11-24 Annual accounts filedfiscal year 2022 · micro…

Key points

Risk: Accounts not fileddeadline was 31-01-2026 245 d late View
Risk: Negative equityfiscal year 2024: debts exceed assets -€10,978 View
Risk: 6 loss-making years in a rowloss fiscal year 2024 -€23 View
Positive: Oldest company in Saint-Ghislain, Administrative and support services…in the Checked rankings #2 View