C+INTERIOR
ActiveC+INTERIOR has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €87k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+10
Solvency46▲+10
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.5 in 2024; short-term debt: 10.6% and cash: 7.7% of total assets), and 78.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.5%
Return on assets
13.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 27676 sector peers (2025).
NBB · sector comparisonPosition among 27676 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €143k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
23 d late
2024
10 d late
2023
5 d late
2022
6 d late
2021
24 d late
2020
24 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€143k▲ 89.6%
2024 · €75k
2019: €75k
2020: €186k
2021: €158k
2022: €159k
2023: €97k
2024: €75k
2019 → 2025
Total assets
€666k▼ 0.7%
2024 · €670k
2019: €164k
2020: €235k
2021: €188k
2022: €205k
2023: €522k
2024: €670k
2019 → 2025
Net result
€87k▲ 169%
2024 · €32k
2019: €55k
2020: €111k
2021: €102k
2022: €89k
2023: €25k
2024: €32k
2019 → 2025
Working capital
€-3k▲ 94.4%
2024 · €-48k
2019: €54k
2020: €186k
2021: €154k
2022: €144k
2023: €20k
2024: €-48k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€158k-€159k▲ 0.4%€97k▼ 39.1%€75k▼ 22.2%€143k▲ 89.6%
Operating result€133k-€117k▼ 11.7%€42k▼ 63.7%€63k▲ 47.8%€133k▲ 113%
Net result€102k-€89k▼ 12.3%€25k▼ 72.4%€32k▲ 31.5%€87k▲ 169%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 113% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €666k
Fixed assets
€598k▼ 4.0%
Current assets
€68k▲ 42.4%
Equity and liabilities €666k
Equity
€143k▲ 89.6%
Debt
€523k▼ 12.1%
The debt ratio falls from 88.8% to 78.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€158k▲
2024 · €120k
Cash flow
€112k▲
2024 · €89k
Solvency
21.5%▲
2024 · 11.2%
Current ratio
0.96▲
2024 · 0.50
Quick ratio
0.96▲
2024 · 0.50
Debt / equity
3.66▼
2024 · 7.90
ROE
61.3%▲
2024 · 43.1%
ROA
13.1%▲
2024 · 4.8%
Interest coverage
7.88▲
2024 · 6.20
Debt
€523k▼
2024 · €595k
Debt ≤ 1 year
€71k▼
2024 · €96k
Debt > 1 year
€452k▼
2024 · €499k
Income taxes
€26k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€670k€666k▼
Fixed assets21/28€622k€598k▼
Tangible fixed assets22/27€622k€598k▼
Land and buildings22€613k€594k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€7k€1k▼
Current assets29/58€48k€68k▲
Amounts receivable within one year40/41€37k€17k▼
Trade receivables40€23k€16k▼
Other amounts receivable41€14k€1k▼
Cash at bank and in hand54/58€11k€51k▲
Equity and liabilities
Total equity and liabilities10/49€670k€666k▼
Equity10/15€75k€143k▲
Contributions10/11€19k€19k=
Reserves13€57k€124k▲
Distributable reserves133€57k€124k▲
Amounts payable17/49€595k€523k▼
Amounts payable after more than one year17€499k€452k▼
Financial debts170/4€499k€452k▼
Amounts payable within one year42/48€96k€71k▼
Current portion of amounts payable after more than one year42€45k€47k▲
Trade debts44€27k€3k▼
Suppliers440/4€27k€3k▼
Taxes, remuneration and social security45€24k€21k▼
Taxes450/3€24k€18k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€326€326=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€25k▼
Other operating charges640/8€595€698▲
Gross operating margin9900€120k€159k▲
Operating profit (loss)9901€63k€133k▲
Financial income75/76B€17€42▲
Recurring financial income75€17€42▲
Financial charges65/66B€19k€20k▲
Recurring financial charges65€19k€20k▲
Profit (loss) for the period before taxes9903€44k€113k▲
Income taxes67/77€11k€26k▲
Profit (loss) for the period9904€32k€87k▲
Profit (loss) for the period to be appropriated9905€32k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€87k▲
Transfer from equity791/2€54k€20k▼
Transfer to equity691/2€32k€87k▲
To other reserves6921€32k€87k▲
Profit to be distributed694/7€54k€20k▼
Return on contributions (dividend)694€54k€20k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
30-06
Financial
Equity above €100kEq €143k ▲89.6%
7 profitable years in a row build equity to €143k.
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
30-06
Financial
Weakest financial yearnet €25k ▼72.4%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
06-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2022
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
24-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-06
Financial
Highest result since 2019net €111k ▲100%
Operating result €148k, net result €111k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 4.86
Current ratio from 1.62 to 4.86; short-term debt falls from €88k to €48k.
30-06
Financial
Equity above €150kEq €186k ▲147%
2 profitable years in a row build equity to €186k.
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berrebroeckstraat 619406 NinoveGround area
4,243 m²
Building footprint
440 m²
Volume, LiDAR
2,736 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Iddergemsesteenweg(DE) 77, 9450 Haaltert
since 20172.265.454.794
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41055B1046/00A002 | Flanders | 2,740 m² | 1 · 297 m² | 9.1 m · 2 fl. |
| 41010B1186/02K000 | Flanders | 1,502 m² | 1 · 143 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,653 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2017
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.