C. IMMO
ActiveC. IMMO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €255k and a net result of €10k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▲+51
Solvency74▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days only on tighter terms
Liquidity tight (current ratio 1.19 against 1.17 in 2023; short-term debt: 29.8% and cash: 0.8% of total assets), and 50.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-11-2025, 103 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
103 d late
2023
141 d late
2022
66 d late
2021
4 d early
2020
51 d late
2019
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€255k▲ 5.3%
2023 · €242k
2018: €143k
2019: €176k
2020: €227k
2021: €258k
2022: €260k
2023: €242k
2018 → 2024
Total assets
€515k▼ 6.0%
2023 · €548k
2018: €538k
2019: €541k
2020: €574k
2021: €575k
2022: €534k
2023: €548k
2018 → 2024
Net result
€10k
2023 · €-17k
2018: €11k
2019: €32k
2020: €51k
2021: €32k
2022: €1k
2023: €-17k
2018 → 2024
Working capital
€29k▲ 1.5%
2023 · €29k
2018: €17k
2019: €44k
2020: €89k
2021: €113k
2022: €107k
2023: €29k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€227k-€258k▲ 14.0%€260k▲ 0.4%€242k▼ 6.7%€255k▲ 5.3%
Operating result€68k-€54k▼ 19.7%€11k▼ 79.8%€-4k€20k
Net result€51k-€32k▼ 37.6%€1k▼ 96.5%€-17k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €20k after a loss of €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €515k
Fixed assets
€333k▼ 4.8%
Current assets
€183k▼ 8.2%
Equity and liabilities €515k
Equity
€255k▲ 5.3%
Debt
€260k▼ 15.0%
The debt ratio falls from 55.8% to 50.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2023 · €6k
Cash flow
€27k▲
2023 · €-7k
Solvency
49.5%▲
2023 · 44.2%
Current ratio
1.19▲
2023 · 1.17
Quick ratio
1.19▲
2023 · 1.17
Debt / equity
1.02▼
2023 · 1.26
ROE
4.1%▲
2023 · -7.2%
ROA
2.0%▲
2023 · -3.2%
Interest coverage
6.33▲
2023 · 0.60
Debt
€260k▼
2023 · €306k
Debt ≤ 1 year
€153k▼
2023 · €170k
Debt > 1 year
€106k▼
2023 · €135k
Income taxes
€6k▲
2023 · €3k
Staff costs
€18k▼
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€548k€515k▼
Fixed assets21/28€349k€333k▼
Tangible fixed assets22/27€347k€330k▼
Land and buildings22€308k€299k▼
Furniture and vehicles24€35k€27k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€2k€2k=
Current assets29/58€199k€183k▼
Amounts receivable within one year40/41€153k€148k▼
Trade receivables40€143k€136k▼
Other amounts receivable41€9k€12k▲
Cash at bank and in hand54/58€8k€4k▼
Deferred charges and accrued income490/1€38k€30k▼
Equity and liabilities
Total equity and liabilities10/49€548k€515k▼
Equity10/15€242k€255k▲
Contributions10/11€20k€20k=
Reserves13€237k€237k=
Distributable reserves133€237k€237k=
Profit (loss) carried forward14€-15k€-2k▲
Amounts payable17/49€306k€260k▼
Amounts payable after more than one year17€135k€106k▼
Financial debts170/4€135k€106k▼
Amounts payable within one year42/48€170k€153k▼
Current portion of amounts payable after more than one year42€28k€29k▲
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€15k€16k▲
Suppliers440/4€15k€16k▲
Taxes, remuneration and social security45€21k€21k▲
Taxes450/3€19k€19k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€106k€83k▼
Accrued charges and deferred income492/3€690€690=
Income statement
Code20232024
Remuneration, social security and pensions62€19k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€17k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€893-
Other operating charges640/8€12k€11k▼
Gross operating margin9900€39k€67k▲
Operating profit (loss)9901€-4k€20k▲
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€11k€6k▼
Recurring financial charges65€11k€6k▼
Profit (loss) for the period before taxes9903€-15k€17k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€-17k€10k▲
Profit (loss) for the period to be appropriated9905€-17k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-2k▲
Profit (loss) brought forward from the previous period14P€2k€-13k▼
Transfer from equity791/2€2k-
Transfer to equity691/2€2k-
To contributions691€2k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 103 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 141 days late
2023
31-12
Financial
Weakest financial yearnet €-17k ▼1651%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
31-12
Financial
Highest result since 2018net €51k ▲58.2%
Operating result €68k, net result €51k, both a record.
31-12
Financial
Equity above €200kEq €227k ▲29%
3 profitable years in a row build equity to €227k.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €176k ▲22.5%
2 profitable years in a row build equity to €176k.
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fr. Robbrechtsstraat 11780 WemmelGround area
87 m²
Building footprint
85 m²
Parcel 22005A0556/00K002, Flanders. Linked by address, not a title deed.
1 establishment unit
C. IMMO
since 19882.039.449.645
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0556/00K002 | Flanders | 86 m² | 1 · 85 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,569. 1,793 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-1988
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:alex.crabbe@cimmo.be