C.I.M.

Active

Private limited companyfounded 199036 yrs activeHubert Malfaitlaan 9, 9051 Gent, BelgiumKBO/BCE: BE 0440.508.771

Summary

C.I.M. has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €364,456 and a net result of €173,133. Equity is shrinking by ~19% per year across the filed fiscal years. Its solvency ranks better than 20% of 62 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

C.I.M.ActiveChecked score 92/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990NACE 74501

1 site

Size

€1.8mtotal assets 2026

Equity: €364,456
Profit: €173,133

Turnover not published (abridged schema)

Financial health

92 Excellent Checked score 2026

Bankruptcy chance 12 m: 0.1%

Structure

Parent: Claeyssens Investments · 100%

Accounts 33 d early1 of 9 deeds read

Why 92- 1 change of registered office in 24 months+ Size: total assets €1.8m+ Figures for FY 2026 (filed 28-09-2026)+ Founded in 1990Show the evidence

Checked score

Score 2026

92 / 100

Excellent

Probability in this band: under 0.55%

Better than 45% of its sector peers (NACE 82, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Strong

Solvency 46+1

equity 20.5% of total assets

Liquidity 63-1

short-term debt 14.3% · cash 12.3%

Profitability 81+9

return on assets 9.7%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,439 companies)

Last 5 months 06-2026: 0.1% 07-2026: 0.1%▲ +4.6% vs 06-2026 08-2026: 0.2%▲ +20.6% vs 07-2026 09-2026: 0.2%▲ +23.2% vs 08-2026highest value 10-2026: 0.1%▼ -39.1% vs 09-2026lowest value

1 change of registered office in 24 months raises the probability
Size: total assets €1.8m lowers the probability for this profile
Figures for FY 2026 (filed 28-09-2026) lowers the probability
Founded in 1990 lowers the probability for this profile

Credit up to €30,000 at 30 days acceptable

Liquidity short (current ratio 0.86 against 0.97 in 2025; short-term debt: 14.3% and cash: 12.3% of total assets), and 79.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 28%, liquidity 57%, profitability 54%, growth against the median 42%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Size: total assets €1.8m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Figures for FY 2026 (filed 28-09-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 1990

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 62 sector peers (2026).

NBB · sector comparison

Position among 62 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

33 d early

2025

43 d early

2024

34 d early

2023

43 d early

2022

192 d early

2021

34 d early

2020

61 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 63 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 18 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-09-26 Annual accounts filedfiscal year 2026 · abbreviated…
27-05-26 Registered officeRegistered-office move
18-09-25 Annual accounts filedfiscal year 2025 · micro…

Key points

Caution: Among the weakest 20% on solvencysector median 51.2% · 62 companies 20.5% View
Positive: Always filed on timeaccounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2026: €173,133 8 years View
Controlled by Claeyssens Investmentsknown shareholders 100% 100% View