C&H TECHNICS
ActiveThe computed 12-month bankruptcy probability of C&H TECHNICS is 2.1% (moderate). The 2025 annual accounts show equity of €17k and a net result of €31k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 27451 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency51▼-2
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.32 in 2024; short-term debt: 73.5% and cash: 27.5% of total assets), and 73.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
49.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
17 d late
2024
19 d late
2023
30 d late
2022
54 d late
2021
61 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k=
2024 · €17k
2020: €23k
2021: €18k
2022: €16k
2023: €29k
2024: €17k
2020 → 2025
Total assets
€63k▲ 7.0%
2024 · €59k
2020: €36k
2021: €33k
2022: €43k
2023: €57k
2024: €59k
2020 → 2025
Net result
€31k▲ 411%
2024 · €6k
2020: €20k
2021: €10k
2022: €-2k
2023: €-979
2024: €6k
2020 → 2025
Working capital
€15k▲ 7.8%
2024 · €14k
2020: €22k
2021: €22k
2022: €24k
2023: €27k
2024: €14k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€16k▼ 12.6%€29k▲ 81.0%€17k▼ 42.4%€17k=
Operating result€11k-€-2k€6k€10k▲ 81.6%€40k▲ 289%
Net result€10k-€-2k€-979▲ 57.9%€6k€31k▲ 411%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 289% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€2k▼ 34.0%
Current assets
€61k▲ 9.3%
Equity and liabilities €63k
Equity
€17k=
Debt
€46k▲ 9.8%
The debt ratio rises from 71.7% to 73.5%. Debt is higher.
Key figures and ratios
EBITDA
€42k▲
2024 · €14k
Cash flow
€34k▲
2024 · €9k
Solvency
26.5%▼
2024 · 28.3%
Current ratio
1.32▼
2024 · 1.32
Quick ratio
1.32▼
2024 · 1.32
Debt / equity
2.78▲
2024 · 2.53
ROE
186.9%▲
2024 · 36.6%
ROA
49.5%▲
2024 · 10.4%
Interest coverage
124.65▲
2024 · 11.04
Debt
€46k▲
2024 · €42k
Debt ≤ 1 year
€46k▲
2024 · €42k
Income taxes
€11k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€63k▲
Fixed assets21/28€3k€2k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€80-
Furniture and vehicles24€3k€2k▼
Current assets29/58€56k€61k▲
Amounts receivable within one year40/41€47k€42k▼
Trade receivables40€17k€8k▼
Other amounts receivable41€30k€34k▲
Cash at bank and in hand54/58€8k€17k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€59k€63k▲
Equity10/15€17k€17k=
Contributions10/11€3k€3k=
Reserves13€14k€14k=
Non-distributable reserves130/1€250€250=
Reserves not available under the articles1311€250€250=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€0-
Amounts payable17/49€42k€46k▲
Amounts payable within one year42/48€42k€46k▲
Current portion of amounts payable after more than one year42-€839
Trade debts44€18k€8k▼
Suppliers440/4€18k€8k▼
Advances received on contracts in progress46€2k€2k=
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€6k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€18k€28k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€643€769▲
Gross operating margin9900€14k€43k▲
Operating profit (loss)9901€10k€40k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€1k€339▼
Recurring financial charges65€1k€339▼
Profit (loss) for the period before taxes9903€11k€42k▲
Income taxes67/77€5k€11k▲
Profit (loss) for the period9904€6k€31k▲
Profit (loss) for the period to be appropriated9905€6k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€31k▲
Profit (loss) brought forward from the previous period14P€12k-
Profit to be distributed694/7€18k€31k▲
Return on contributions (dividend)694€18k€31k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Highest result since 2020net €31k ▲411%
Operating result €40k, net result €31k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 54 days late
2022
31-12
Financial
Weakest financial yearnet €-2k ▼124%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Roton 336150 AnderluesGround area
2,119 m²
Building footprint
50 m²
Parcel 56001C0088/00B007, Wallonia. Linked by address, not a title deed.
1 establishment unit
C&H TECHNICS
since 20192.296.188.948
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56001C0088/00B007 | Wallonia | 2,118 m² | 1 · 50 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1018.011.040
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Elektriciteitswerken Brecht Ceusters
BE 1006.190.106
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 6,806 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2019
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
28250Manufacture of machinery and equipment not elsewhere classified
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ek@chtechnics.be