Result
-€19,310 -€19,310
From profit to loss in 2025, after a profit of €725,979 in 2024.
C&H ONREL
Lifetime
14 annual accounts with figures on one time axispeak €127,278 (2023)
€34,823▲ 60.6%
lowest -€43,515 (2019)
-€19,310▼ €745,290
peak €7.3m (2024)
€7.2m▼ 0.3%
€9,819▼ 3.2%
Board3 names since 2010
1 directorLerno Filip
Documentsfilings and deeds
26-06-202635 days before the deadline
2025abbreviated format
Gross margin from €21,685 to €34,823Loss of €19,310Investments €182,194Cash from €172,503 to €412,295
Key points
from the 2025 annual accountsTurnover
≈ €57,000 estimated
The accounts state no turnover.
Investments
€222,321 3.4 × depreciation
Green is investment, beige is depreciation.
Filings
14 annual accounts since 2011
Two of the last ten came late. The 2020 accounts came latest: 26 days after the end of the period.
At the same address
384 companies
Position in the sector
99.9%
Higher solvency than 95% of companies in real estate. Sector median 30.7% · 11,299 companies.
Checked score
96
Excellent
Financially stronger than 71% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Loss of €19,310 (financial year 2025)
lowers risk
Size: total assets €7.3m
Figures for financial year 2025 (filed on 26-06-2026)
Equity €7.2m (99.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 92% of them on solvency, 83% on liquidity, 67% on profitability and 41% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €650,000 on 30-day terms is acceptable
Short-term debt is 0.1% and cash 5.7% of total assets. 0.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 days early
2024
38 days early
2023
30 days early
2022
17 days early
2021
25 days late
2020
26 days late
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0832520910
Registered office moved from Mariakerke to Ixelles
New registered office: Louizalaan 54, 1050 Elsene · Previous registered office: Marcus Van Vaernewijckstraat 21, 9030 Mariakerke · Appointments: Céline Lerno (successor statutory director) and Hélène Lerno (successor statutory director) · General meeting of 19-08-2024 · Gazette deed
Capital decrease of €300,000 to €4,606,000
Capital from €4,906,000 to €4,606,000 · Change of role: Lerno Filip, from manager to statutory director · Legal-form conversion: from partnership limited by shares to private limited company · General meeting of 30-06-2020 · Gazette deed
Incorporation
published on 17-01-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| C&H ONREL Ixelles | €7.3m | €34,823 | 99.9% | - |
| OLYMPIA INVEST Oostkamp | €7.5m | €39,138 | 15.6% | - |
| HOUSES OF SOULS Tienen | €4.8m | €51,929 | 32.8% | - |
| FLAXINVEST Kortemark | €4.0m | €38,647 | 25.8% | - |
| PATRIMAS Zwevegem | €7.4m | €38,741 | 94.6% | - |
| Congregatie Zusters O.-L.-Vrouw-Presentatie Beveren Beveren-Kruibeke-Zwijndrecht | €7.2m | €17,218 | 98.9% | - |
| Les Commerces du Vert Chasseur Uccle | €3.8m | €58,979 | -3.6% | 0 |
These companies have the same main activity as C&H ONREL: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €3.8m and €7.5m, founded between 1999 and 2012.
Official details
Source: KBO- Status
- Active since 06-01-2011Normal situation
- Registered office
- 385 active companies are registered at this address31 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.195.223.6281050 Ixelles, since 06-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 13-11-2025
Annual accounts 2025
- €7.3m▼ 0.3%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on C&H ONREL
C&H ONREL files the abbreviated format. That format states no turnover. The gross margin rose from -€15,150 in 2011 to €34,823 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about C&H ONREL
- What is the company number of C&H ONREL?
- The company number of C&H ONREL is 0832.520.910. The VAT number is the same number with BE in front: BE 0832.520.910.
- Where is C&H ONREL based?
- The registered office is at Louizalaan 54, 1050 Ixelles.Company details
- What does C&H ONREL do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of C&H ONREL?
- C&H ONREL is a private limited company (BV).
- When was C&H ONREL founded?
- C&H ONREL was founded on 06-01-2011.
- Is C&H ONREL still active?
- Yes, C&H ONREL is an active enterprise in the KBO register.
- What is the turnover of C&H ONREL?
- The turnover in financial year 2025 is ≈ €57,000. This figure is estimated from the gross margin of €34,823 and 51 comparable companies (NACE 682). It probably lies between €42,000 and €83,000.Financials
- Is C&H ONREL profitable?
- In financial year 2025, C&H ONREL made a loss of €19,310.
- Where can I find the annual accounts of C&H ONREL?
- C&H ONREL filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of C&H ONREL due?
- C&H ONREL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.