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C&H Group

Active
Private limited companyfounded 2022active for 4 yearsOktrooiplein 1, 9000 Gent, Belgium129 active companies are registered at this addressKBO/BCE: BE 0784.621.914
Summary

The computed 12-month bankruptcy probability of C&H Group is 5.0% (elevated). The annual accounts of C&H Group for financial year 2024 show a net loss of 77% of the equity at the start of that year. The 2024 annual accounts show equity of €633 and a net result of -€2,078. Its solvency ranks better than 15% of 9,457 sector peers (NACE 82, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Office administrative and support services
NACE 82100
1 site
Size
€23,680total assets 2024
Equity
€633
Loss
-€2,078
Turnover not published (micro format)
Financial health
35 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.0%
Structure
Accounts 75 days overdue1 of 3 deeds read
Why 35raises riskFigures for financial year 2024 (filed 03-10-2025)1 financial year not filed after the legal deadline; latest accounts 64 days late; 2 of the last 3 late1 change of registered office in 24 monthslowers riskSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 11% of its sector peers (NACE 82, micro)
Financial strength · tick = 2023
Weak
Solvency 28-15
equity 2.7% of total assets
Liquidity 2-19
short-term debt 97.3% · cash 2.0%
Profitability 24-51
return on assets -8.8%
Bankruptcy probability, 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,627 companies, NACE 82, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.2%▼ -0.7 percentage points vs 06-2025lowest value 08-2025: 1.7%▲ +0.5 percentage points vs 07-2025 09-2025: 2.0%▲ +0.3 percentage points vs 08-2025 10-2025: 4.6%▲ +2.6 percentage points vs 09-2025 11-2025: 2.2%▼ -2.4 percentage points vs 10-2025 12-2025: 2.0%▼ -0.2 percentage points vs 11-2025 01-2026: 1.9%▼ -0.1 percentage points vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.1 percentage points vs 02-2026 04-2026: 2.1%▲ +0.1 percentage points vs 03-2026 05-2026: 2.0%▼ -0.1 percentage points vs 04-2026 06-2026: 2.1%▲ +0.1 percentage points vs 05-2026 07-2026: 2.1%● unchanged vs 06-2026 08-2026: 2.6%▲ +0.5 percentage points vs 07-2026 09-2026: 3.3%▲ +0.7 percentage points vs 08-2026 10-2026: 5.0%▲ +1.7 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.89, compared with 1.03 in 2023, below 1; short-term debt: 97.3% and cash: 2% of total assets), and 97.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 15% on solvency, 3% on liquidity, 17% on profitability and 8% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 03-10-2025)
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 64 days late; 2 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9457 sector peers (2024).
NBB · sector comparison
Position among 9457 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
64 days late
2023
63 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 64 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Registered officeRegistered-office move · Director in…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Among the weakest 15% on equitysector median €57,129 · 9,473 companies €633 View
  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View
  • Total assets 20242 financial years filed €23,680 View

By topic

Financials

Financial year
2024
Total assets
€23,680
Loss
-€2,078
Solvency
2.7%
Total assets▲ 55.1%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Office administrative and support servicesNACE 82100
Founded
07-04-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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