C & G TECHNICS
ActiveSummary
C & G TECHNICS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €508k and a net result of €36k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-3
Solvency69▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 2.26 in 2024; short-term debt: 12.8% and cash: 11.9% of total assets), but 56% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44%
Return on assets
3.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
55 d late
2023
1 d early
2022
22 d late
2021
4 d early
2020
47 d late
2019
413 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€508k▲ 7.6%
2024 · €472k
2019: €208k
2020: €245k
2021: €311k
2022: €406k
2023: €405k
2024: €472k
2019 → 2025
Total assets
€1.16M▲ 2.1%
2024 · €1.13M
2019: €645k
2020: €688k
2021: €726k
2022: €895k
2023: €1.04M
2024: €1.13M
2019 → 2025
Net result
€36k▼ 46.8%
2024 · €67k
2019: €47k
2020: €36k
2021: €66k
2022: €95k
2023: €-691
2024: €67k
2019 → 2025
Working capital
€157k▼ 3.1%
2024 · €162k
2019: €101k
2020: €69k
2021: €81k
2022: €40k
2023: €185k
2024: €162k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€311k-€406k▲ 30.5%€405k▼ 0.2%€472k▲ 16.6%€508k▲ 7.6%
Operating result€98k-€129k▲ 30.7%€2k▼ 98.6%€111k▲ 6,101%€64k▼ 41.9%
Net result€66k-€95k▲ 43.2%€-691€67k€36k▼ 46.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.16M
Fixed assets
€851k ▲ 1.2%
Current assets
€305k ▲ 4.8%
Equity and liabilities €1.16M
Equity
€508k ▲ 7.6%
Debt
€648k ▼ 1.8%
Debt's share of the balance-sheet total falls from 58.3% to 56.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€109k▼
2024 · €180k
Cash flow
€80k▼
2024 · €137k
Current ratio
2.07▼
2024 · 2.26
Debt to equity
1.27▼
2024 · 1.40
ROE
7.0%▼
2024 · 14.2%
ROA
3.1%▼
2024 · 5.9%
Interest coverage
8.28▼
2024 · 9.26
Debt ≤ 1 year
€147k▲
2024 · €128k
Debt > 1 year
€500k▼
2024 · €531k
Income taxes
€18k▼
2024 · €26k
Staff costs
€59k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.16M▲
Fixed assets21/28€841k€851k▲
Tangible fixed assets22/27€837k€847k▲
Land and buildings22€808k€790k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€25k€52k▲
Assets under construction and advance payments27-€2k
Financial fixed assets28€4k€4k=
Current assets29/58€291k€305k▲
Amounts receivable within one year40/41€199k€162k▼
Trade receivables40€172k€125k▼
Other amounts receivable41€27k€37k▲
Cash at bank and in hand54/58€89k€137k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.16M▲
Equity10/15€472k€508k▲
Contributions10/11€20k€20k=
Reserves13€67k€67k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€67k€67k=
Profit (loss) carried forward14€385k€420k▲
Amounts payable17/49€660k€648k▼
Amounts payable after more than one year17€531k€500k▼
Financial debts170/4€531k€500k▼
Amounts payable within one year42/48€128k€147k▲
Current portion of amounts payable after more than one year42€51k€53k▲
Financial debts43€19€8k▲
Credit institutions430/8€19€8k▲
Trade debts44€23k€35k▲
Suppliers440/4€23k€35k▲
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€7k€4k▼
Remuneration and social security454/9€3k€7k▲
Other amounts payable47/48€44k€40k▼
Income statement
Code20242025
Non-recurring operating income76A€0€11k▲
Remuneration, social security and pensions62€64k€59k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€44k▼
Other operating charges640/8€6k€3k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€249k€171k▼
Operating profit (loss)9901€111k€64k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€19k€13k▼
Recurring financial charges65€19k€13k▼
Profit (loss) for the period before taxes9903€93k€54k▼
Income taxes67/77€26k€18k▼
Profit (loss) for the period9904€67k€36k▼
Profit (loss) for the period to be appropriated9905€67k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€452k€420k▼
Profit (loss) brought forward from the previous period14P€385k€385k=
Transfer to equity691/2€67k€0▼
To other reserves6921€67k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €508k ▲7.6%
2 profitable years in a row build equity to €508k.
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-691 ▼101%
Net result drops to €-691, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 2.91
Current ratio from 1.26 to 2.91; short-term debt falls from €156k to €97k.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-06
Financial
Highest result since 2019net €95k ▲43.2%
Operating result €129k, net result €95k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 413 days late
Show earlier events
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 151 days late
2018
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 97 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkenlaan 53A9308 AalstGround area
797 m²
Building footprint
181 m²
Volume, LiDAR
1,270 m³
2 parcels, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
C & G Technics
since 20132.222.900.302
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41019A0157/00G002 | Flanders | 399 m² | 1 · 91 m² | 10.7 m · 3 fl. |
| 41019A0157/00H002 | Flanders | 398 m² | 1 · 90 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 2,620 EUR awarded · 2,571 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,891 EUR | 1,891 EUR |
| 2024 | 1 | 729 EUR | 680 EUR |
Schemes
Premie kwalificerend werkplekleren
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
3 live approvalsElektrische installaties duaal (so)
Elektrotechnisch installateur (vwo)
Installateur elektrotechnische basiscomponenten duaal (so)
Similar companies · same sector, comparable size
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A.S.A. M. PELSSER
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goozz green energy
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 6,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.