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C.F.N.B

Active
Private limited companyfounded 2017active for 9 yearsKam 53, 1780 Wemmel, BelgiumKBO/BCE: BE 0681.889.016

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

C.F.N.B has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155,372 and a net result of €31,010. Equity has been growing by about 22% per year since 2018. Its solvency ranks better than 95% of 16,961 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 28-09-2017 Normal situation
Activity
Event catering NACE 56210and 4 others
Establishment units
3 establishment units
Financial year end
31 December
Peppol
Reachable since 30-12-2025

Board and ownership

Board

Financial position

71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€64,043
▲ 34.1%
Turnover
≈ €230,000
estimated
Profit
€31,010
▲ 0.4%
Equity
€155,372
▲ 24.9%
Total assets
€158,542
▲ 12.0%
Staff
≈ 0.2 FTE
estimated
Filed on 26-10-2026, 87 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 87 days late; 3 of the last 3 accounts lateSize: total assets €158,542Sector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 48.21, cash €72,604Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 86% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 98.0% of total assets
Liquidity 100+26
short-term debt 2.0% · cash 45.8%
Profitability 93-3
return on assets 19.6%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 4.7% 12-2024: 4.7%● unchanged vs 11-2024 01-2025: 4.6%▼ -0.1 percentage points vs 12-2024 02-2025: 4.6%● unchanged vs 01-2025 03-2025: 4.7%▲ +0.1 percentage points vs 02-2025 04-2025: 4.8%▲ +0.1 percentage points vs 03-2025 05-2025: 4.2%▼ -0.6 percentage points vs 04-2025 06-2025: 4.2%● unchanged vs 05-2025 07-2025: 4.3%▲ +0.1 percentage points vs 06-2025 08-2025: 5.4%▲ +1.1 percentage points vs 07-2025 09-2025: 6.1%▲ +0.7 percentage points vs 08-2025highest value 10-2025: 2.1%▼ -4.0 percentage points vs 09-2025 11-2025: 1.7%▼ -0.4 percentage points vs 10-2025 12-2025: 1.2%▼ -0.5 percentage points vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.1%▼ -0.1 percentage points vs 01-2026 03-2026: 1.3%▲ +0.2 percentage points vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.4%▲ +0.1 percentage points vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 1.9%▲ +0.5 percentage points vs 07-2026 09-2026: 2.4%▲ +0.5 percentage points vs 08-2026 10-2026: 0.8%▼ -1.6 percentage points vs 09-2026lowest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 48.21 (7.77 in 2024), above the usual 1.5. Short-term debt is 2% and cash 45.8% of total assets. 2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 99% on liquidity, 81% on profitability and 70% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 87 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 48.21, cash €72,604
NBB · annual accounts
raises risk · Size: total assets €158,542
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · 2025 accounts filed 87 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-10-2026, 87 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
87 days late
2024
52 days late
2023
54 days late
2022
57 days late
2021
34 days early
2020
31 days late
2019
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 45 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 September (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in food and beverage servicesector median 29.6% · 16,961 companies 98.0% View

Comparable companies

These companies have the same main activity as C.F.N.B: event catering (NACE 56210). They are comparable in size and age: total assets between €134,000 and €182,000, founded between 2016 and 2018.

CompanyTotal assetsGross margin
C.F.N.B Wemmel€158,542€64,043
Gong Li Grimbergen€152,316€69,361
O' 2 SENS Perwez€172,859€64,907
ASK! Consultancy Wellen€181,858€64,597
MANOLO MADRID Namur€164,639€52,956
S.A.L.E. Honest Food Elsene€151,201€50,784
Global Food Development Company Liège€134,256€81,750
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about C.F.N.B

What is the company number of C.F.N.B?
The company number of C.F.N.B is 0681.889.016. The VAT number is the same number with BE in front: BE 0681.889.016.
Where is C.F.N.B based?
The registered office is at Kam 53, 1780 Wemmel.Company details
What does C.F.N.B do?
According to the KBO register, the main activity is event catering (NACE 56210).
What is the legal form of C.F.N.B?
The legal form of C.F.N.B is Private limited company (BV).
When was C.F.N.B founded?
C.F.N.B was founded on 28-09-2017.
Is C.F.N.B still active?
Yes, C.F.N.B is an active enterprise in the KBO register.
What is the turnover of C.F.N.B?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €64,043 and 214 comparable companies (NACE 56). It probably lies between €170,000 and €280,000.Financials
Is C.F.N.B profitable?
In financial year 2025, C.F.N.B made a profit of €31,010.
Where can I find the annual accounts of C.F.N.B?
C.F.N.B filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of C.F.N.B due?
C.F.N.B must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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