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C'EST DIVIN

Active
Public limited companyfounded 1990active for 35 yearsKerkstraat 64, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0442.334.846
Summary

C'EST DIVIN has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €639,513 and a net result of €53,094. Equity has been growing by about 8.8% per year since 2018. Its solvency ranks better than 57% of 10,826 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-12-1990 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.051.018.577 1150 Sint-Pieters-Woluwe, since 14-01-1991
Financial year end
31 December
Peppol
Reachable since 14-01-2026

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€102,173
▼ 39.8%
Turnover
≈ €160,000
estimated
Profit
€53,094
▼ 43.9%
Equity
€639,513
▲ 9.1%
Total assets
€1.1m
▲ 4.2%
  • 2025 accounts filed 21 days after the deadline
Score breakdownlowers riskSize: total assets €1.1mSector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed on 26-08-2026)Founded in 1990Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 85+3
equity 60.2% of total assets
Liquidity 58-23
short-term debt 9.9% · cash 6.1%
Profitability 75-5
return on assets 5.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.6 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.1 (2.84 in 2024), above the usual 1.5. Short-term debt is 9.9% and cash 6.1% of total assets. 39.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 55% of them on solvency, 49% on liquidity, 40% on profitability and 56% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for financial year 2025 (filed on 26-08-2026)
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
22 days late
2023
28 days late
2022
10 days late
2021
11 days early
2020
18 days late
2019
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • New directorlatest change 10-12-2025 · 2 in office 1 joined View

Recent changes

  1. · Gazette deed 1 director appointed, 2 reappointedReappointments: Yves DUCOBU (director) and Martine BLIKI (director) · Appointment: Yves DUCOBU (managing director)
  2. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as C'EST DIVIN: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €867,000 and €1.2m, founded between 1989 and 1992.

CompanyTotal assetsGross margin
C'EST DIVIN Sint-Pieters-Woluwe€1.1m€0.1m
CEGESPRO Brussel€1.0m€0.1m
LA LIMITE Schaarbeek€1.0m€0.09m
PROTECTAS INVESTMENTS Sint-Agatha-Berchem€1.2m€0.09m
COMPTASSISTANCE Brussel€1.0m€0.09m
IMMAR Elsene€1.1m€0.1m
Ecosystems Ltd Sint-Lambrechts-Woluwe€0.9m€0.1m
Full comparison

Key facts about C'EST DIVIN

What is the company number of C'EST DIVIN?
The company number of C'EST DIVIN is 0442.334.846. The VAT number is the same number with BE in front: BE 0442.334.846.
Where is C'EST DIVIN based?
The registered office is at Kerkstraat 64, 1150 Sint-Pieters-Woluwe.Company details
What does C'EST DIVIN do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of C'EST DIVIN?
The legal form of C'EST DIVIN is Public limited company (NV).
When was C'EST DIVIN founded?
C'EST DIVIN was founded on 04-12-1990.
Is C'EST DIVIN still active?
Yes, C'EST DIVIN is an active enterprise in the KBO register.
What is the turnover of C'EST DIVIN?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €102,173 and 94 comparable companies (NACE 70200). It probably lies between €130,000 and €210,000.Financials
Is C'EST DIVIN profitable?
In financial year 2025, C'EST DIVIN made a profit of €53,094.
Where can I find the annual accounts of C'EST DIVIN?
C'EST DIVIN filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of C'EST DIVIN due?
C'EST DIVIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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