Skip to content

C.E.T.T. P. MONSEU

Active
Public limited companyfounded 2001active for 25 yearsRue des Galets 3, 5580 Rochefort, BelgiumKBO/BCE: BE 0474.739.477
Summary

The computed 12-month bankruptcy probability of C.E.T.T. P. MONSEU is 1.9% (moderate). The 2025 annual accounts show equity of €4.5m and a net result of -€1.8m. Equity remains stable across the filed financial years (±0.9% per year). Its solvency ranks better than 28% of 1,069 sector peers (NACE 49, financial year 2025). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Freight transport by road
NACE 49410Wholesale trade NACE 46872
2nd largest company by total assets in the province of Namur, Land transport sector2 sites
Size
€23.7mturnover 2025
Staff
47.3 FTE
Equity
€4.5m
Loss
-€1.8m
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
Parent
TD MONSEU INVEST · 100%
Auditor: ACF AUDIT BELGIUMAccounts filed 17 days late2 of 9 deeds read
Why 53raises riskLoss of €1.8m (financial year 2025)Liquidity: current ratio 1.15, cash €835,907Size: turnover €23.7m, 47.3 FTE, total assets €20.9mSector: Land transport and transport via pipelines (NACE 49)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 23% of its sector peers (NACE 49, small)
Financial strength · tick = 2024
Weak
Solvency 47-14
equity 21.6% of total assets
Liquidity 28-4
short-term debt 52.5% · cash 4.0%
Profitability 22-44
return on assets -8.7%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,181 companies, NACE 49, small)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▼ -0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.6 percentage points vs 07-2026 09-2026: 1.9%▲ +0.7 percentage points vs 08-2026highest value 10-2026: 1.9%● unchanged vs 09-2026highest value
Credit of up to €230,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.15, compared with 1.57 in 2024, below the usual 1.5; short-term debt: 52.5% and cash: 4% of total assets), and 78.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, small): better than 27% on solvency, 20% on liquidity, 7% on profitability and 38% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
raises riskneutral
raises risk · Loss of €1.8m (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.15, cash €835,907
NBB · annual accounts
raises risk · Size: turnover €23.7m, 47.3 FTE, total assets €20.9m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
17 days late
2024
7 days early
2023
27 days late
2022
67 days early
2021
51 days early
2020
8 days early
2019
73 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Where today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Weakest financial yearnet -€1.8m
  3. Reappointment: ACF Audit Belgium (statutory auditor)Gazette deed

Key points

  • Caution: From profit to loss in 2025after €117,966 in 2024 -€1.8m View
  • Caution: Among the weakest 5% on net resultsector median €50,239 · 1,067 companies -€1.8m View
  • Controlled by TD MONSEU INVEST 100% View

By topic

Financials

Financial year
2025
Turnover
€23.7m
Loss
-€1.8m
Solvency
21.6%
Turnover▲ 6.3%
Net result
20182025
Go to Financials

Timeline

Events
29
Since
2002
Next accounts
by 31-07-2027
  1. 24-07-2025Annual accounts filed
  2. 16-04-2025Purpose
  3. 27-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Freight transport by roadNACE 49410
Founded
21-05-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
35
Annual meeting
Second Saturday of May at 15:00
Purpose
“Letraitementdesdéchêts; Laventeetreventedegazoil,detouteénergieoucombustible…” (deed in French)
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.