Equity
€6.9m =
Schreder BE paid out €1.2m in dividends. That is 100% of the 2025 profit.
Schreder BE
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €49.5m (2024)
€46.5m▼ 6.1%
lowest -€2.0m (2010)
€1.2m▼ 2.5%
peak €8.1m (2020)
€6.9munchanged
€14.3m▼ 1.3%
peak 74.4 FTE (2006)
41.3 FTE▲ 1.2%
Board23 names since 2006all names
3 directorsDenis Mortiaux and 2 others
Owners2 names in the annual accounts
100%SCHREDER
Documentsfilings and deeds
11-06-202650 days before the deadline
2025financial year
1 director appointed, 1 resignation 16-06Dividend €1.2mCash from €12.0m to €3,945
Key points
from the 2025 annual accountsStaff
41.3 FTE from 74.4 in 2006
Between 2006 and 2025, 44% of the full-time equivalents disappeared. Merger absorbing Uitrusting Schréder, effective 01-10-2019.
Payment terms
58 days to suppliers
Schreder BE pays its suppliers 18 days earlier than in 2024. Customers pay 9 days earlier.
Liquidity
2.31 was 1.81 in 2024
Short-term debts fell from €11.7m to €9.1m.
Filings
49 annual accounts since 1977
The last five annual accounts were filed 31 to 76 days before the end of the period.
Position in the sector
€1.2m
Higher net result than 83% of companies in wholesale trade. Sector median €110,308 · 6,124 companies.
Checked score
82
Excellent
Financially stronger than 35% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.2 percentage points vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: 0.4%● unchanged vs 09-2026highest value
11-2026: 0.4%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Liquidity: current ratio 2.31, cash €3,945, halved
lowers risk
Size: turnover €46.5m, 41.3 FTE, total assets €21.4m
Founded in 1927
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 37% of them on solvency, 29% on liquidity, 46% on profitability and 29% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as Schreder BE has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of Schreder BE itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for Schreder BE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €550,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.31 (1.81 in 2024), above the usual 1.5. Short-term debt is 42.5% and cash 0% of total assets. However, 67.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 days early
2024
31 days early
2023
62 days early
2022
66 days early
2021
76 days early
2020
66 days early
2019
50 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 57 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
KC
Kratos Consult B.V
Director, Didier De Backere, since 13-05-2025
RL
Ref.Lex BV
Director, Johan Van de Velde
- SCHREDER 100%score 92equity €134.2m (2025) · annual accounts 2025
Recent changes
Registered office moved from Fernelmont to Liège
Capital decrease of €5,000,000 to €750,000 · Capital from €5,750,000 to €750,000 · New registered office: rue de Mons 7, 4000 Liège · General meeting of 01-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0404440312
Purpose change · Amendment of the articles
“La société a pour objet la représentation et la vente du matériel électrique ou de tous appareils se…” (deed in French) · General meeting of 22-12-2025 · Gazette deed
1 director appointed, 1 resignation
Resignation: Coline Elisabeth M Simmons · Appointment: Kratos Consult B.V · Permanent representative: Didier De Backere · General meeting of 13-05-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Schreder BE Liège | €46.5m | 2.9% | 32.3% | 41.3 |
| K.S.B. Belgium Wavre | €39.0m | 2.3% | 27.0% | 57.3 |
| STAPPERT Intramet Engis | €37.4m | 1.2% | 83.8% | 19.7 |
| TORO EUROPE Westerlo | €39.3m | 6.2% | 50.8% | 37.7 |
| Hobart Belgium Kampenhout | €18.0m | 21.6% | 52.6% | 46 |
| CALVET Asse | €44.3m | 3.5% | 30.7% | 26.5 |
| BOSCH REXROTH Anderlecht | €53.3m | 7.8% | 36.9% | 62 |
Grey: the largest companies of the sector (wholesale trade (NACE 46)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Schreder BE: wholesale of other machinery and equipment (NACE 46649). They are comparable in size and age: total assets between €16m and €21m, founded between 1936 and 1971.
Official details
Source: KBO- Status
- Active since 22-12-1927Normal situation
- Activity
- Wholesale of other machinery and equipmentNACE 46649and 4 others
- Joint committee
- 209White-collar workers in metal manufacturing · annual accounts 2025
- Establishment units
- 2.003.232.4194000 Liège, since 01-12-1927
- 2.315.723.4612880 Bornem, since 01-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 29-01-2026
Annual accounts 2025
- €21.4m▼ 1.2%
- Employeeson 31-12-2025
- 42▼ 2.3%
- Filing
- Filed on 11-06-2026, 50 days before the end of the filing period
Insights on Schreder BE
Schreder BE has existed since 1927. The present size dates from 2020. Turnover rose that year from €15.4m to €36.9m and staff from 27.5 to 37 full-time equivalents. On 1 October 2019 Schreder BE absorbed Uitrusting Schréder in a merger.
SCHREDER holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Schreder BE
- What is the company number of Schreder BE?
- The company number of Schreder BE is 0404.440.312. The VAT number is the same number with BE in front: BE 0404.440.312.
- Where is Schreder BE based?
- The registered office is at Rue de Mons 7, 4000 Liège.Company details
- What does Schreder BE do?
- According to the KBO register, the main activity is wholesale of other machinery and equipment (NACE 46649).
- What is the legal form of Schreder BE?
- Schreder BE is a public limited company (NV).
- When was Schreder BE founded?
- Schreder BE was founded on 22-12-1927.
- Is Schreder BE still active?
- Yes, Schreder BE is an active enterprise in the KBO register.
- How many employees does Schreder BE have?
- Schreder BE had an average of 41.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Schreder BE fall under?
- In its 2025 annual accounts, Schreder BE states joint committee 209 (White-collar workers in metal manufacturing).
- What is the turnover of Schreder BE?
- The turnover of Schreder BE was €46.5m in financial year 2025, according to the filed annual accounts.
- Is Schreder BE profitable?
- In financial year 2025, Schreder BE made a profit of €1.2m.
- Where can I find the annual accounts of Schreder BE?
- Schreder BE filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Schreder BE due?
- Schreder BE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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