C&D Services
ActiveSummary
C&D Services has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,959 and a net result of €1,018. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 4695 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-29
Solvency57▼-21
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.05 in 2024; short-term debt: 39.8% and cash: 31.2% of total assets), and 67.7% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
43 d early
2024
42 d early
2023
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, micro schema
Equity
€22,959▲ 4.6%
2024 · €21,941
Total assets
€71,129▲ 73.1%
2024 · €41,093
Net result
€1,018▼ 93.0%
2024 · €14,481
Working capital
€1,311▲ 25.9%
2024 · €1,041
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€3,231-€18,924▲ 486%€4,218▼ 77.7%
Net result€2,460within the sector's middle half-€14,481within the sector's middle half▲ 489%€1,018within the sector's middle half▼ 93.0%
Equity€7,460within the sector's middle half-€21,941within the sector's middle half▲ 194%€22,959within the sector's middle half▲ 4.6%
Total assets€60,548within the sector's middle half-€41,093within the sector's middle half▼ 32.1%€71,129within the sector's middle half▲ 73.1%
Debt€53,088-€19,151▼ 63.9%€48,170▲ 152%
Working capital-€21,040-€1,041€1,311▲ 25.9%
Solvency12.3%within the sector's middle half-53.4%within the sector's middle half▲ 41.1pp32.3%within the sector's middle half▼ 21.1pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71,129
Fixed assets
€41,507 ▲ 98.6%
Current assets
€29,622 ▲ 46.7%
Equity and liabilities €71,129
Equity
€22,959 ▲ 4.6%
Debt
€48,170 ▲ 152%
Debt's share of the balance-sheet total rises from 46.6% to 67.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14,045▼
2024 · €26,524
Cash flow
€10,844▼
2024 · €22,081
Current ratio
1.05▼
2024 · 1.05
Quick ratio
0.90▲
2024 · 0.89
Debt to equity
2.10▲
2024 · 0.87
ROE
4.4%▼
2024 · 66.0%
ROA
1.4%▼
2024 · 35.2%
Interest coverage
7.52▼
2024 · 268.48
Debt ≤ 1 year
€28,310▲
2024 · €19,151
Debt > 1 year
€19,760
Income taxes
€1,415▼
2024 · €6,269
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,548 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
1.8%
went bankrupt
3.1%
stopped otherwise
94%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €936 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,500 | €7,600 | €9,827 | ▲ 29.3% |
| Other operating charges640/8 | €609 | €895 | €783 | ▼ 12.5% |
| Gross operating margin9900 | €14,276 | €27,419 | €14,828 | ▼ 45.9% |
| Operating profit (loss)9901 | €3,231 | €18,924 | €4,218 | ▼ 77.7% |
| Financial income75/76B | €2 | €1,926 | €82 | ▼ 95.7% |
| Recurring financial income75 | €2 | €1,926 | €82 | ▼ 95.7% |
| Financial charges65/66B | €45 | €99 | €1,867 | ▲ 1,790% |
| Recurring financial charges65 | €45 | €99 | €1,867 | ▲ 1,790% |
| Profit (loss) for the period before taxes9903 | €3,187 | €20,751 | €2,433 | ▼ 88.3% |
| Income taxes67/77 | €727 | €6,269 | €1,415 | ▼ 77.4% |
| Profit (loss) for the period9904 | €2,460 | €14,481 | €1,018 | ▼ 93.0% |
| Profit (loss) for the period to be appropriated9905 | €2,460 | €14,481 | €1,018 | ▼ 93.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €60,548 | €41,093 | €71,129 | ▲ 73.1% |
| Fixed assets21/28 | €28,500 | €20,900 | €41,507 | ▲ 98.6% |
| Tangible fixed assets22/27 | €28,500 | €20,900 | €41,507 | ▲ 98.6% |
| Land and buildings22 | - | - | €13,559 | - |
| Plant, machinery and equipment23 | - | - | €14,648 | - |
| Furniture and vehicles24 | €28,500 | €20,900 | €13,300 | ▼ 36.4% |
| Current assets29/58 | €32,048 | €20,193 | €29,622 | ▲ 46.7% |
| Stocks and contracts in progress3 | €11,170 | €3,118 | €4,282 | ▲ 37.3% |
| Stocks30/36 | €1,135 | €3,118 | €4,282 | ▲ 37.3% |
| Contracts in progress37 | €10,035 | €0 | - | - |
| Amounts receivable within one year40/41 | €873 | €231 | €2,419 | ▲ 949% |
| Trade receivables40 | €873 | €0 | €1,334 | - |
| Other amounts receivable41 | - | €231 | €1,085 | ▲ 370% |
| Cash at bank and in hand54/58 | €20,005 | €16,517 | €22,179 | ▲ 34.3% |
| Deferred charges and accrued income490/1 | - | €327 | €741 | ▲ 126% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €60,548 | €41,093 | €71,129 | ▲ 73.1% |
| Equity10/15 | €7,460 | €21,941 | €22,959 | ▲ 4.6% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Capital10 | €5,000 | - | - | - |
| Issued capital100 | €5,000 | - | - | - |
| Reserves13 | €2,460 | €16,941 | €17,959 | ▲ 6.0% |
| Distributable reserves133 | €2,460 | €16,941 | €17,959 | ▲ 6.0% |
| Amounts payable17/49 | €53,088 | €19,151 | €48,170 | ▲ 152% |
| Amounts payable after more than one year17 | - | - | €19,760 | - |
| Financial debts170/4 | - | - | €19,760 | - |
| Amounts payable within one year42/48 | €53,088 | €19,151 | €28,310 | ▲ 47.8% |
| Current portion of amounts payable after more than one year42 | - | - | €4,900 | - |
| Trade debts44 | €1,383 | €470 | €4,156 | ▲ 783% |
| Suppliers440/4 | €1,383 | €470 | €4,156 | ▲ 783% |
| Advances received on contracts in progress46 | €12,142 | €0 | - | - |
| Taxes, remuneration and social security45 | €9,679 | €4,454 | €4,331 | ▼ 2.8% |
| Taxes450/3 | €3,279 | €4,454 | €2,751 | ▼ 38.2% |
| Remuneration and social security454/9 | €6,400 | €0 | €1,580 | - |
| Other amounts payable47/48 | €29,883 | €14,227 | €14,923 | ▲ 4.9% |
| Accrued charges and deferred income492/3 | - | - | €100 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,460 | €14,481 | €1,018 | ▼ 93.0% |
| + Depreciation and write-downs630 | €9,500 | €7,600 | €9,827 | ▲ 29.3% |
| Operating cash flow (approximation) | €11,960 | €22,081 | €10,844 | ▼ 50.9% |
| Investment in fixed assets (approximation) | - | €0 | -€30,434 | - |
| Change in cash | - | -€3,488 | €5,662 | ▲ 262% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €1,018 ▼93%
Net result drops to €1,018, the lowest in the series.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2023net €14,481 ▲489%
Operating result €18,924, net result €14,481, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2022
Ground area
839 m²
Building footprint
161 m²
Volume, LiDAR
872 m³
Parcel 73022C0071/00F000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
C&D Services
since 20222.330.927.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73022C0071/00F000 | Flanders | 839 m² | 1 · 161 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 877 EUR awarded · 877 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 406 EUR | 406 EUR |
| 2024 | 1 | 186 EUR | 186 EUR |
| 2023 | 1 | 285 EUR | 285 EUR |
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Of 24,865 companies in sector 96220 we hold annual accounts for 1,444. 1,186 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-05-2022
Fiscal year end30-06
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
43240Other construction installation
43990Other specialised construction activities
81300Landscape service activities
90392Design and construction of stages and sets
E-invoicing
Reachable via Peppol
Peppol ID
0208:0785778192
Also
9925:BE0785778192
Registered
09-09-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.