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C.D.Psy.

Active Private limited companyfounded 2008active for 18 yearsRue de Namur 34, 1340 Ottignies-Louvain-la-NeuveKBO/BCE: BE 0895.437.484

Lifetime

18 annual accounts with figures on one time axis
peak €298,440 (2025)
€298,440▲ 34.2%
peak €194,614 (2025)
€194,614▲ 33.6%
peak €901,102 (2023)
€659,307▼ 13.4%
€322,164▲ 432%
Board2 names since 2014
2 directors and 1 other
Documentsfilings and deeds
06-08-20266 days late
2025micro format
Gross margin from €222,431 to €298,440Result from €145,704 to €194,614Dividend €296,917Equity from €761,610 to €659,307Debts from €60,546 to €322,164

Key points

from the 2025 annual accounts

Equity

€659,307 ▼ 13.4%
761,6102024+194,614Profit-296,917Dividend659,3072025

C.D.Psy. paid out €296,917 in dividends. That is 153% of the 2025 profit.

Debts

€322,164 ▲ 432%
Other debts
+260,091
Taxes and wages
+7,961
The rest
-6,433

Debts rose by €261,619 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Liquidity

2.95 was 13.83 in 2024

Short-term debts rose from €55,742 to €321,983.

2025 accounts filed 6 days after the deadline

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as C.D.Psy. has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for C.D.Psy.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 29-11-2023
Director, since 29-11-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0895437484
Changes of role: (director) and (director) Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 29-11-2023 · Gazette deed
Reappointments: (director) and (director) Gazette deed
Capital decrease of €219,600 to €18,600 Capital from €238,200 to €18,600 · General meeting of 29-12-2017 · Gazette deed
All 35 events

Official details

Source: KBO
Status
Active since 01-02-2008Normal situation
Activity
No activity registered in the KBO
Financial year end
31 December
Peppol
Reachable since 03-12-2025
Company details

Annual accounts 2025

≈ €600,000estimated
€981,471▲ 19.4%
Filing
Filed on 06-08-2026
Financials

Insights on C.D.Psy.

C.D.Psy. files the micro format. That format states no turnover. The gross margin rose from €67,114 in 2008 to €298,440 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about C.D.Psy.

What is the company number of C.D.Psy.?
The company number of C.D.Psy. is 0895.437.484. The VAT number is the same number with BE in front: BE 0895.437.484.
Where is C.D.Psy. based?
The registered office is at Rue de Namur 34, 1340 Ottignies-Louvain-la-Neuve.Company details
What is the legal form of C.D.Psy.?
C.D.Psy. is a private limited company (BV).
When was C.D.Psy. founded?
C.D.Psy. was founded on 01-02-2008.
Is C.D.Psy. still active?
Yes, C.D.Psy. is an active enterprise in the KBO register.
What is the turnover of C.D.Psy.?
The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €298,440 and 875 comparable companies of the same size. It probably lies between €420,000 and €870,000. It is a rough estimate.Financials
Is C.D.Psy. profitable?
In financial year 2025, C.D.Psy. made a profit of €194,614.
Where can I find the annual accounts of C.D.Psy.?
C.D.Psy. filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of C.D.Psy. due?
C.D.Psy. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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