C.D.P.O.
ActiveC.D.P.O. has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €20k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 12% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+15
Solvency33▼-45
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.94 against 2.89 in 2024; short-term debt: 79.8% and cash: 18.8% of total assets), and 92.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
20.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 16426 sector peers (2025).
NBB · sector comparisonPosition among 16426 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
65 d early
2024
21 d early
2023
21 d early
2022
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 83.7%
2024 · €47k
2022: €31k
2023: €40k
2024: €47k
2022 → 2025
Total assets
€98k▲ 10.3%
2024 · €89k
2022: €95k
2023: €94k
2024: €89k
2022 → 2025
Net result
€20k▲ 164%
2024 · €8k
2022: €28k
2023: €10k
2024: €8k
2022 → 2025
Working capital
€-4k
2024 · €34k
2022: €74k
2023: €26k
2024: €34k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€40k▲ 31.4%€47k▲ 17.2%€8k▼ 83.7%
Operating result€36k-€17k▼ 52.0%€13k▼ 25.5%€28k▲ 121%
Net result€28k-€10k▼ 63.4%€8k▼ 25.7%€20k▲ 164%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 121% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€24k▼ 33.1%
Current assets
€74k▲ 40.2%
Equity and liabilities €98k
Equity
€8k▼ 83.7%
Debt
€91k▲ 117%
The debt ratio rises from 46.9% to 92.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €26k
Cash flow
€32k▲
2024 · €20k
Solvency
7.9%▼
2024 · 53.1%
Current ratio
0.94▼
2024 · 2.89
Quick ratio
0.94▼
2024 · 2.89
Debt / equity
11.73▲
2024 · 0.88
ROE
265.1%▲
2024 · 16.4%
ROA
20.8%▲
2024 · 8.7%
Interest coverage
24.17▲
2024 · 14.31
Debt
€91k▲
2024 · €42k
Debt ≤ 1 year
€78k▲
2024 · €18k
Debt > 1 year
€12k▼
2024 · €23k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€98k▲
Formation expenses20€0€0=
Fixed assets21/28€36k€24k▼
Tangible fixed assets22/27€36k€24k▼
Furniture and vehicles24€36k€24k▼
Current assets29/58€53k€74k▲
Amounts receivable within one year40/41€1k€95▼
Trade receivables40€65€0▼
Other amounts receivable41€1k€95▼
Current investments50/53€15k€50k▲
Cash at bank and in hand54/58€29k€18k▼
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€89k€98k▲
Equity10/15€47k€8k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€42k€3k▼
Amounts payable17/49€42k€91k▲
Amounts payable after more than one year17€23k€12k▼
Financial debts170/4€23k€12k▼
Amounts payable within one year42/48€18k€78k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€4k€4k=
Taxes450/3€4k€4k=
Other amounts payable47/48€1k€61k▲
Accrued charges and deferred income492/3€245€220▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€27k€42k▲
Operating profit (loss)9901€13k€28k▲
Financial income75/76B€1k€495▼
Recurring financial income75€1k€495▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€12k€27k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€8k€20k▲
Profit (loss) for the period to be appropriated9905€8k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€63k▲
Profit (loss) brought forward from the previous period14P€35k€42k▲
Profit to be distributed694/7€800€60k▲
Return on contributions (dividend)694€800€60k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €8k ▼25.7%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Donceel · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lavaulx 784357 DonceelGround area
2,325 m²
Building footprint
299 m²
Volume, LiDAR
2,588 m³
3 parcels, Wallonia · tallest building 24.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
C.D.P.O.
since 20222.326.677.434
C.D.P.O.
since 20222.326.677.533
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64037A0636/00H000 | Wallonia | 1,234 m² | 1 · 77 m² | 10.3 m · 3 fl. |
| 62095D0054/00V000 | Wallonia | 968 m² | 1 · 153 m² | 8.1 m · 2 fl. |
| 62805B0239/00F000 | Wallonia | 123 m² | 1 · 69 m² | 24.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TGEMC
BE 0762.783.749
Grez-Doiceau · Eq €8k
KINAIR
BE 0781.764.768
Meerhout · Eq €8k
Kine Enbiya Demirayak
BE 1003.539.234
Antwerpen · Eq €8k
Maxime Schnaphauf
BE 1009.998.939
Antwerpen · Eq €8k
Hoefkens Erin
BE 0788.681.462
Hulshout · Eq €8k
Of 12,690 companies in sector 86951 we hold annual accounts for 2,137. 1,368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2022
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.