C.D. MATIC
ActiveC.D. MATIC has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €-31k. Equity is shrinking by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 47% of 2268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-22
Solvency50▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.8 in 2024; short-term debt: 67% and cash: 9.6% of total assets), and 75.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.5%
Return on assets
-16.6%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
55 d early
2023
68 d early
2022
66 d early
2021
87 d early
2020
24 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€404k
EBIT margin
-5.7%
Net result
€-31k
2024 · €8k
2018: €19k
2019: €11k
2020: €-44k
2021: €-19k
2022: €23k
2023: €-28k
2024: €8k
2018 → 2025
Working capital
€-51k▼ 49.2%
2024 · €-34k
2018: €20k
2019: €-140k
2020: €-168k
2021: €-74k
2022: €17k
2023: €-16k
2024: €-34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€404k
Equity€73k-€96k▲ 31.6%€68k▼ 28.9%€76k▲ 12.4%€46k▼ 40.4%
Operating result€-19k-€23k€-23k€12k€-23k
Net result€-19k-€23k€-28k€8k€-31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€112k▼ 23.0%
Current assets
€73k▼ 45.4%
Equity and liabilities €186k
Equity
€46k▼ 40.4%
Provisions
€4k=
Debt
€136k▼ 31.9%
The debt ratio rises from 71.3% to 73.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €54k
Cash flow
€17k▼
2024 · €50k
Solvency
24.5%▼
2024 · 27.3%
Current ratio
0.59▼
2024 · 0.80
Quick ratio
0.55▼
2024 · 0.80
Debt / equity
2.99▲
2024 · 2.61
ROE
-67.9%▼
2024 · 11.0%
ROA
-16.6%▼
2024 · 3.0%
Interest coverage
11.39▼
2024 · 15.72
Debt
€136k▼
2024 · €200k
Debt ≤ 1 year
€124k▼
2024 · €169k
Debt > 1 year
€12k▼
2024 · €31k
Income taxes
€6k▲
2024 · €366
Staff costs
€515▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€280k€186k▼
Fixed assets21/28€146k€112k▼
Tangible fixed assets22/27€134k€100k▼
Plant, machinery and equipment23€54k€41k▼
Furniture and vehicles24€71k€52k▼
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€12k€12k=
Current assets29/58€134k€73k▼
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€81k€48k▼
Trade receivables40€51k€32k▼
Other amounts receivable41€30k€15k▼
Cash at bank and in hand54/58€53k€18k▼
Deferred charges and accrued income490/1€522€4k▲
Equity and liabilities
Total equity and liabilities10/49€280k€186k▼
Equity10/15€76k€46k▼
Contributions10/11€50k€50k=
Reserves13€41k€41k=
Tax-exempt reserves132€41k€41k=
Profit (loss) carried forward14€-15k€-46k▼
Provisions and deferred taxes16€4k€4k=
Provisions for liabilities and charges160/5€4k€4k=
Taxes161€4k€4k=
Amounts payable17/49€200k€136k▼
Amounts payable after more than one year17€31k€12k▼
Financial debts170/4€31k€12k▼
Amounts payable within one year42/48€169k€124k▼
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€8k€795▼
Suppliers440/4€8k€795▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€18k€12k▼
Taxes450/3€18k€9k▼
Remuneration and social security454/9€658€3k▲
Other amounts payable47/48€124k€91k▼
Accrued charges and deferred income492/3€168-
Income statement
Code20242025
Remuneration, social security and pensions62€2k€515▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€48k▲
Other operating charges640/8€155k€3k▼
Gross operating margin9900€211k€28k▼
Operating profit (loss)9901€12k€-23k▼
Financial income75/76B€21€147▲
Recurring financial income75€21€147▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€9k€-25k▼
Income taxes67/77€366€6k▲
Profit (loss) for the period9904€8k€-31k▼
Profit (loss) for the period to be appropriated9905€8k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-46k▼
Profit (loss) brought forward from the previous period14P€-23k€-15k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.19
Current ratio from 0.56 to 1.19; short-term debt falls from €168k to €87k.
05-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €-44k ▼491%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Philippeville · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Balance 245600 PhilippevilleGround area
340 m²
Building footprint
93 m²
Parcel 93056D0218/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Balance 24, 5600 Philippeville
since 19792.035.930.525
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93056D0218/00N000 ProtectedArchitectural ensemble |
Wallonia | 340 m² | 1 · 93 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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TOP HORECA
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Of 298 companies in sector 93293 we hold annual accounts for 190. 108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-1979
Fiscal year end31-12
Activities, NACEBEL
92722
93293Sports, amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.