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C.D. Consult

Active
Private limited companyfounded 20224 yrs activeZelfbestuursstraat 14, 1070 Anderlecht, BelgiumKBO/BCE: BE 0789.557.333
Summary

C.D. Consult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,150 and a net result of €6,821. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 53% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability74▼-26
Solvency84▼-10
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 2.45 against 3.16 in 2024; short-term debt: 40.5% and cash: 49% of total assets), and 40.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.5%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
27 d late
2024
60 d late
2023
35 d late
2022
71 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 September (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 August 2022, C.D. Consult was incorporated as a Private limited company.1 Total assets went from EUR 3,413 in 2022 to EUR 178,485 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€106,150▲ 6.9%
2024 · €99,329
Total assets
€178,485▲ 23.4%
2024 · €144,670
Net result
€6,821▼ 93.2%
2024 · €100,410
Working capital
€105,238▲ 7.4%
2024 · €97,945
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€2,796--€1,156▲ 58.7%€126,166€9,611▼ 92.4%
Net result-€2,829below the sector's middle half--€1,253below the sector's middle half▲ 55.7%€100,410above the sector's middle half€6,821within the sector's middle half▼ 93.2%
Equity€171below the sector's middle half--€1,082below the sector's middle half€99,329within the sector's middle half€106,150within the sector's middle half▲ 6.9%
Total assets€3,413below the sector's middle half-€2,874below the sector's middle half▼ 15.8%€144,670within the sector's middle half▲ 4,933%€178,485within the sector's middle half▲ 23.4%
Debt€3,241-€3,956▲ 22.1%€45,342▲ 1,046%€72,335▲ 59.5%
Working capital-€2,157below the sector's middle half--€2,938below the sector's middle half▼ 36.2%€97,945within the sector's middle half€105,238within the sector's middle half▲ 7.4%
Solvency68.7%within the sector's middle half59.5%within the sector's middle half▼ 9.2pp
Current ratio3.16within the sector's middle half2.45within the sector's middle half▼ 0.71
Return on assets (ROA)69.4%above the sector's middle half3.8%within the sector's middle half▼ 65.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2022: -€2,796-€2,796Net result 2022: -€2,829-€2,829Operating result 2023: -€1,156-€1,156Net result 2023: -€1,253-€1,253Operating result 2024: €126,166€126,166Net result 2024: €100,410€100,410Operating result 2025: €9,611€9,611Net result 2025: €6,821€6,8212022202320242025-€50,000€0€50,000€100,000€150,000Operating result 2023: -€1,156-€1,160Net result 2023: -€1,253-€1,250Operating result 2024: €126,166€126,000Net result 2024: €100,410€100,000Operating result 2025: €9,611€9,610Net result 2025: €6,821€6,820202320242025
The operating result falls in 2025; 2025 is 92% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €178,485
Equity €106,150 ▲ 6.9%
Debt €72,335 ▲ 59.5%
Debt's share of the balance-sheet total rises from 31.3% to 40.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€10,083▼
2024 · €126,638
Cash flow
€7,293▼
2024 · €100,883
Debt to equity
0.68▲
2024 · 0.46
ROE
6.4%▼
2024 · 101.1%
Interest coverage
84.89▼
2024 · 1213.01
Debt ≤ 1 year
€72,335▲
2024 · €45,342
Income taxes
€2,671▼
2024 · €25,651
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,546 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.3% went bankrupt
3.1% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,546 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€144,670€178,485▲
Formation expenses20€1,384€911▼
Current assets29/58€143,286€177,573▲
Amounts receivable within one year40/41€30,436€90,165▲
Trade receivables40-€30,225
Other amounts receivable41€30,436€59,940▲
Cash at bank and in hand54/58€112,851€87,409▼
Equity and liabilities
Total equity and liabilities10/49€144,670€178,485▲
Equity10/15€99,329€106,150▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€96,329€103,150▲
Amounts payable17/49€45,342€72,335▲
Amounts payable within one year42/48€45,342€72,335▲
Trade debts44€2,045€31,991▲
Suppliers440/4€2,045€31,991▲
Taxes, remuneration and social security45€25,651€28,322▲
Taxes450/3€25,651€28,322▲
Other amounts payable47/48€17,645€12,021▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€472€472=
Gross operating margin9900€126,638€10,083▼
Operating profit (loss)9901€126,166€9,611▼
Financial charges65/66B€104€119▲
Recurring financial charges65€104€119▲
Profit (loss) for the period before taxes9903€126,062€9,492▼
Income taxes67/77€25,651€2,671▼
Profit (loss) for the period9904€100,410€6,821▼
Profit (loss) for the period to be appropriated9905€100,410€6,821▼
Appropriation of the result
Profit (loss) to be appropriated9906€96,329€103,150▲
Profit (loss) brought forward from the previous period14P-€4,082€96,329▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€172€472€472€472=
Gross operating margin9900-€2,624-€684€126,638€10,083▼ 92.0%
Operating profit (loss)9901-€2,796-€1,156€126,166€9,611▼ 92.4%
Financial charges65/66B€33€97€104€119▲ 13.8%
Recurring financial charges65€33€97€104€119▲ 13.8%
Profit (loss) for the period before taxes9903-€2,829-€1,253€126,062€9,492▼ 92.5%
Income taxes67/77--€25,651€2,671▼ 89.6%
Profit (loss) for the period9904-€2,829-€1,253€100,410€6,821▼ 93.2%
Profit (loss) for the period to be appropriated9905-€2,829-€1,253€100,410€6,821▼ 93.2%
Line2022202320242025Change
Assets
Total assets20/58€3,413€2,874€144,670€178,485▲ 23.4%
Formation expenses20€2,328€1,856€1,384€911▼ 34.1%
Current assets29/58€1,084€1,018€143,286€177,573▲ 23.9%
Amounts receivable within one year40/41€444€864€30,436€90,165▲ 196%
Trade receivables40---€30,225-
Other amounts receivable41€444€864€30,436€59,940▲ 96.9%
Cash at bank and in hand54/58€640€154€112,851€87,409▼ 22.5%
Equity and liabilities
Total equity and liabilities10/49€3,413€2,874€144,670€178,485▲ 23.4%
Equity10/15€171-€1,082€99,329€106,150▲ 6.9%
Contributions10/11€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14-€2,829-€4,082€96,329€103,150▲ 7.1%
Amounts payable17/49€3,241€3,956€45,342€72,335▲ 59.5%
Amounts payable within one year42/48€3,241€3,956€45,342€72,335▲ 59.5%
Trade debts44€1,093€508€2,045€31,991▲ 1,464%
Suppliers440/4€1,093€508€2,045€31,991▲ 1,464%
Taxes, remuneration and social security45--€25,651€28,322▲ 10.4%
Taxes450/3--€25,651€28,322▲ 10.4%
Other amounts payable47/48€2,149€3,449€17,645€12,021▼ 31.9%
Line2022202320242025Change
Profit (loss) for the period9904-€2,829-€1,253€100,410€6,821▼ 93.2%
+ Depreciation and write-downs630€172€472€472€472=
Operating cash flow (approximation)-€2,657-€781€100,883€7,293▼ 92.8%
Change in cash--€486€112,697-€25,442▼ 123%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial Equity above €100,000Eq €106,150 ▲6.9%
2 profitable years in a row build equity to €106,150.
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial Back to profitnet €100,410
Net result €100,410 after 2 loss-making years.
31-12
Financial Liquidity times 12current ratio 3.16
Current ratio from 0.26 to 3.16.
04-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
10-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
339 m²
Building footprint
536 m²
Volume, LiDAR
10,997 m³
Parcel 21305B0204/00B024, Brussels · tallest building 32.0 m, ±6 floors. Linked by address, not a title deed.
18 companies at this address See who is registered here
1 establishment unit
C.D. Consult
Zelfbestuursstraat 14, 1070 AnderlechtReal estate activities
since 20222.334.361.220
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21305B0204/00B024 Brussels 339 m² 1 · 536 m² 32.0 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 40,722 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68310Real estate agency activities
73300Public relations and communication consultancy
74991Agents and managers of artists, athletes and other public figures
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0789557333
Also 9925:BE0789557333
Registered 10-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.