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C & C °

Active
Private limited companyfounded 200422 yrs activeKoperstraat 32, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0863.688.889
Summary

The computed 12-month bankruptcy probability of C & C ° is 1.5% (moderate). The 2025 annual accounts show negative equity (-€177,961) and a net result of -€10,874. Equity is growing by ~5% per year across the filed fiscal years. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability55▲+5
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.2 against 0.09 in 2024; short-term debt: 282.9% and cash: 32.6% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-182.9%
Return on assets
-11.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 22 years 0 30 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€177,961
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
5 d late
2023
20 d late
2022
26 d early
2021
2 d late
2020
37 d late
2019
45 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 11 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 February 2004, C & C ° was incorporated.1 Total assets went from EUR 410,901 in 2018 to EUR 97,307 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€177,961▼ 6.5%
2024 · -€167,087
Total assets
€97,307▼ 12.1%
2024 · €110,661
Net result
-€10,874▲ 74.4%
2024 · -€42,518
Working capital
-€220,959▲ 12.8%
2024 · -€253,381
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€9,603▼ 9.0%€57,068▲ 494%€28,367▼ 50.3%-€42,508-€10,861▲ 74.4%
Net result€9,301▼ 8.6%€56,974▲ 513%€28,598▼ 49.8%-€42,518-€10,874▲ 74.4%
Equity-€210,141▲ 4.2%-€153,167▲ 27.1%-€124,569▲ 18.7%-€167,087▼ 34.1%-€177,961▼ 6.5%
Total assets€315,308▼ 11.1%€333,192▲ 5.7%€154,430▼ 53.7%€110,661▼ 28.3%€97,307▼ 12.1%
Debt€525,449▼ 8.5%€486,358▼ 7.4%€278,999▼ 42.6%€277,748▼ 0.4%€275,268▼ 0.9%
Working capital-€426,324▲ 9.8%-€325,943▲ 23.5%-€247,421▲ 24.1%-€253,381▼ 2.4%-€220,959▲ 12.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000-€25,000€0€25,000€50,000Operating result 2021: €9,603€9,603Net result 2021: €9,301€9,301Operating result 2022: €57,068€57,068Net result 2022: €56,974€56,974Operating result 2023: €28,367€28,367Net result 2023: €28,598€28,598Operating result 2024: -€42,508-€42,508Net result 2024: -€42,518-€42,518Operating result 2025: -€10,861-€10,861Net result 2025: -€10,874-€10,87420212022202320242025-€60,000-€40,000-€20,000€0€20,000Operating result 2023: €28,367€28,400Net result 2023: €28,598€28,600Operating result 2024: -€42,508-€42,500Net result 2024: -€42,518-€42,500Operating result 2025: -€10,861-€10,900Net result 2025: -€10,874-€10,900202320242025
The operating result stays negative: a loss of €10,861 in 2025 against €42,508 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97,307
Fixed assets €42,998 ▼ 50.2%
Current assets €54,309 ▲ 123%
Key figures and ratios
2025 value · change against 2024
EBITDA
€32,435▲
2024 · €788
Cash flow
€32,422▲
2024 · €778
Solvency
-182.9%▼
2024 · -151.0%
Current ratio
0.20▲
2024 · 0.09
Debt to equity
-1.55▲
2024 · -1.66
ROA
-11.2%▲
2024 · -38.4%
Interest coverage
720.77▲
2024 · 18.10
Debt ≤ 1 year
€275,268▼
2024 · €277,748
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
9.9% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€110,661€97,307▼
Fixed assets21/28€86,294€42,998▼
Tangible fixed assets22/27€86,294€42,998▼
Land and buildings22€817€545▼
Leasing and similar rights25€83,822€41,911▼
Other tangible fixed assets26€1,656€543▼
Current assets29/58€24,367€54,309▲
Amounts receivable within one year40/41€91€109▲
Trade receivables40-€99
Other amounts receivable41€91€10▼
Cash at bank and in hand54/58€24,276€31,700▲
Deferred charges and accrued income490/1€0€22,500▲
Equity and liabilities
Total equity and liabilities10/49€110,661€97,307▼
Equity10/15-€167,087-€177,961▼
Contributions10/11€18,600€18,600=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14-€185,687-€196,561▼
Amounts payable17/49€277,748€275,268▼
Amounts payable within one year42/48€277,748€275,268▼
Trade debts44€128€262▲
Suppliers440/4€128€262▲
Other amounts payable47/48€277,621€275,006▼
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43,296€43,296=
Other operating charges640/8€2,984€3,058▲
Gross operating margin9900€3,772€35,492▲
Operating profit (loss)9901-€42,508-€10,861▲
Financial income75/76B€33€33▼
Recurring financial income75€33€33▼
Financial charges65/66B€44€45▲
Recurring financial charges65€44€45▲
Profit (loss) for the period before taxes9903-€42,518-€10,874▲
Profit (loss) for the period9904-€42,518-€10,874▲
Profit (loss) for the period to be appropriated9905-€42,518-€10,874▲
Appropriation of the result
Profit (loss) to be appropriated9906-€185,921-€196,561▼
Profit (loss) brought forward from the previous period14P-€143,403-€185,687▼
Transfer from equity791/2€234€0▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€33,884€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42,753€43,296€43,296€43,296€43,296=
Other operating charges640/8€3,929€2,567€2,890€2,984€3,058▲ 2.5%
Gross operating margin9900€56,285€102,932€74,553€3,772€35,492▲ 841%
Operating profit (loss)9901€9,603€57,068€28,367-€42,508-€10,861▲ 74.4%
Financial income75/76B€1€0€270€33€33▼ 1.2%
Recurring financial income75€1€0€270€33€33▼ 1.2%
Financial charges65/66B€156€50€39€44€45▲ 3.3%
Recurring financial charges65€156€50€39€44€45▲ 3.3%
Profit (loss) for the period before taxes9903€9,447€57,019€28,598-€42,518-€10,874▲ 74.4%
Income taxes67/77€146€44€0---
Profit (loss) for the period9904€9,301€56,974€28,598-€42,518-€10,874▲ 74.4%
Profit (loss) for the period to be appropriated9905€9,301€56,974€28,598-€42,518-€10,874▲ 74.4%
Line20212022202320242025Change
Assets
Total assets20/58€315,308€333,192€154,430€110,661€97,307▼ 12.1%
Fixed assets21/28€216,183€172,887€129,590€86,294€42,998▼ 50.2%
Tangible fixed assets22/27€216,183€172,887€129,590€86,294€42,998▼ 50.2%
Land and buildings22€1,634€1,362€1,089€817€545▼ 33.3%
Leasing and similar rights25€209,554€167,643€125,732€83,822€41,911▼ 50.0%
Other tangible fixed assets26€4,995€3,882€2,769€1,656€543▼ 67.2%
Current assets29/58€99,126€160,305€24,840€24,367€54,309▲ 123%
Amounts receivable within one year40/41€2,309€0€81€91€109▲ 19.7%
Trade receivables40€2,309€0--€99-
Other amounts receivable41--€81€91€10▼ 89.2%
Cash at bank and in hand54/58€96,346€159,830€23,885€24,276€31,700▲ 30.6%
Deferred charges and accrued income490/1€471€475€874€0€22,500-
Equity and liabilities
Total equity and liabilities10/49€315,308€333,192€154,430€110,661€97,307▼ 12.1%
Equity10/15-€210,141-€153,167-€124,569-€167,087-€177,961▼ 6.5%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€234€234€234€0--
Non-distributable reserves130/1€234€234€0---
Reserves not available under the articles1311€234€234€0---
Distributable reserves133--€234€0--
Profit (loss) carried forward14-€228,975-€172,000-€143,403-€185,687-€196,561▼ 5.9%
Amounts payable17/49€525,449€486,358€278,999€277,748€275,268▼ 0.9%
Amounts payable within one year42/48€525,449€486,248€272,260€277,748€275,268▼ 0.9%
Trade debts44€3,246€245€1,069€128€262▲ 105%
Suppliers440/4€3,246€245€1,069€128€262▲ 105%
Taxes, remuneration and social security45€1,905€44€0---
Taxes450/3€1,905€44€0---
Other amounts payable47/48€520,299€485,959€271,191€277,621€275,006▼ 0.9%
Accrued charges and deferred income492/3-€110€6,739€0--
Line20212022202320242025Change
Profit (loss) for the period9904€9,301€56,974€28,598-€42,518-€10,874▲ 74.4%
+ Depreciation and write-downs630€42,753€43,296€43,296€43,296€43,296=
Operating cash flow (approximation)€52,055€100,270€71,894€778€32,422▲ 4,068%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€63,484-€135,945€391€7,425▲ 1,799%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
05-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
20-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
05-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €56,974 ▲513%
Operating result €57,068, net result €56,974, both a record.
02-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
06-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 37 days late
2020
31-12
Financial Back to profitnet €10,176
Net result €10,176 after 2 loss-making years.
14-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
1,207 m²
Building footprint
214 m²
Volume, LiDAR
981 m³
Parcel 44064A0648/00B000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
C & C°
Koperstraat 32, 9830 Sint-Martens-LatemNACE 55301
since 20042.185.147.506
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064A0648/00B000 Flanders 1,207 m² 1 · 214 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded26-02-2004
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0863688889
Registered 07-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.