C-advise
ActiveC-advise has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €72k and a net result of €8k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 19354 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+13
Solvency91▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.91 against 2.47 in 2023; short-term debt: 33.8% and cash: 48.1% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
65.8%
Return on assets
7.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
43 d early
2022
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€72k▲ 12.6%
2023 · €64k
2022: €59k
2023: €64k
2022 → 2024
Total assets
€109k▼ 3.9%
2023 · €113k
2022: €123k
2023: €113k
2022 → 2024
Net result
€8k▲ 89.7%
2023 · €4k
2022: €34k
2023: €4k
2022 → 2024
Working capital
€70k▲ 5.7%
2023 · €66k
2022: €56k
2023: €66k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€59k-€64k▲ 7.1%€72k▲ 12.6%
Operating result€52k-€13k▼ 73.9%€17k▲ 28.5%
Net result€34k-€4k▼ 87.4%€8k▲ 89.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 28% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €109k
Fixed assets
€2k▲ 15.4%
Current assets
€107k▼ 4.1%
Equity and liabilities €109k
Equity
€72k▲ 12.6%
Debt
€37k▼ 25.0%
The debt ratio falls from 43.8% to 34.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2023 · €16k
Cash flow
€9k▲
2023 · €7k
Solvency
65.8%▲
2023 · 56.2%
Current ratio
2.91▲
2023 · 2.47
Quick ratio
2.91▲
2023 · 2.47
Debt / equity
0.52▼
2023 · 0.78
ROE
11.2%▲
2023 · 6.7%
ROA
7.4%▲
2023 · 3.7%
Interest coverage
6.57▲
2023 · 4.94
Debt
€37k▼
2023 · €50k
Debt ≤ 1 year
€37k▼
2023 · €45k
Income taxes
€7k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€113k€109k▼
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€431€0▼
Current assets29/58€111k€107k▼
Amounts receivable within one year40/41€10k€5k▼
Trade receivables40€10k€4k▼
Other amounts receivable41€0€960▲
Current investments50/53€45k€50k▲
Cash at bank and in hand54/58€57k€52k▼
Equity and liabilities
Total equity and liabilities10/49€113k€109k▼
Equity10/15€64k€72k▲
Contributions10/11€6k€6k=
Reserves13€57k€65k▲
Distributable reserves133€57k€65k▲
Amounts payable17/49€50k€37k▼
Amounts payable within one year42/48€45k€37k▼
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€1k€91▼
Suppliers440/4€1k€91▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Other amounts payable47/48€33k€32k▼
Accrued charges and deferred income492/3€4k€387▼
Income statement
Code20232024
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€646€736▲
Non-recurring operating charges66A-€226
Gross operating margin9900€17k€19k▲
Operating profit (loss)9901€13k€17k▲
Financial income75/76B€111€540▲
Recurring financial income75€111€540▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€10k€15k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€4k€8k▲
Profit (loss) for the period to be appropriated9905€4k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€8k▲
Transfer to equity691/2€4k€8k▲
To other reserves6921€4k€8k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €4k ▼87.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bloemkoolstraat 58800 RoeselareGround area
250 m²
Building footprint
86 m²
Parcel 36502B1940/00Z003, Flanders. Linked by address, not a title deed.
1 establishment unit
C-advise
since 20162.250.688.327
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B1940/00Z003 | Flanders | 250 m² | 1 · 86 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPHINK
BE 0874.737.783
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C-SQUARE
BE 0686.621.725
Kortrijk · Eq €71k
HIP HOME
BE 0890.104.464
Hasselt · Eq €71k
SDN INVEST
BE 0840.709.292
Destelbergen · Eq €72k
L&S PROJECTS
BE 0476.968.893
Lille · Eq €71k
Of 7,322 companies in sector 68110 we hold annual accounts for 5,382. 3,509 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2016
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.