Financials
- Fiscal year
- 2024
- Total assets
- €203,461
- Loss
- -€6,848
- Solvency
- 21.7%
Total assets▼ 6.8%
Net result
20182024
C.A.V.S.
ActiveSummary
The computed 12-month bankruptcy probability of C.A.V.S. is 3.0% (moderate). The 2024 annual accounts show equity of €44,102 and a net result of -€6,848. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 41% of 26069 sector peers (fiscal year 2024). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of antiques
NACE 47791NACE 52501
2 sites
Size
€203,461total assets 2024
- Equity
- €44,102
- Loss
- -€6,848
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue0 of 7 deeds read
Why 50- Figures for FY 2024 (filed 04-09-2025)- Liquidity: current ratio 0.04, cash €517- Sector Retail trade (NACE 47)+ Founded in 1990Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
47-1
equity 21.7% of total assets
Liquidity
48=
short-term debt 14.4% · cash 0.3%
Profitability
65=
return on assets -3.4%
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.3%
12-2024: 1.3%● 0.0% vs 11-2024
01-2025: 1.3%● 0.0% vs 12-2024
02-2025: 1.3%● 0.0% vs 01-2025
03-2025: 1.3%● 0.0% vs 02-2025
04-2025: 1.3%▼ -2.3% vs 03-2025
05-2025: 1.3%▲ +0.2% vs 04-2025
06-2025: 1.3%▼ -2.8% vs 05-2025
07-2025: 1.5%▲ +22.1% vs 06-2025
08-2025: 2.2%▲ +41.8% vs 07-2025
09-2025: 2.5%▲ +15.2% vs 08-2025
10-2025: 1.2%▼ -52.7% vs 09-2025
11-2025: 1.2%● 0.0% vs 10-2025
12-2025: 1.2%● 0.0% vs 11-2025
01-2026: 1.2%● 0.0% vs 12-2025
02-2026: 1.2%▼ -0.5% vs 01-2026
03-2026: 1.2%● 0.0% vs 02-2026
04-2026: 1.2%▼ -0.5% vs 03-2026
05-2026: 1.2%▲ +0.2% vs 04-2026
06-2026: 1.1%▼ -2.9% vs 05-2026lowest value
07-2026: 1.2%▲ +5.8% vs 06-2026
08-2026: 2.1%▲ +69.2% vs 07-2026
09-2026: 2.4%▲ +15.0% vs 08-2026
10-2026: 3.0%▲ +26.0% vs 09-2026highest value
- Figures for FY 2024 (filed 04-09-2025) raises the probability
- Liquidity: current ratio 0.04, cash €517 raises the probability
- Founded in 1990 lowers the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.0 in 2023; short-term debt: 14.4% and cash: 0.3% of total assets), and 78.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 37%, liquidity 47%, profitability 45%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€6,848
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
31 d late
2022
61 d late
2021
123 d late
2020
25 d early
2019
98 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 53 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 10
- Since
- 2016
- 29-08-2025Annual accounts filed
- 31-08-2024Annual accounts filed
- 30-09-2023Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Public limited company
- Activity
- Retail sale of antiquesNACE 47791
- Founded
- 27-09-1990
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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