C.A.M. 7 IMMO
ActiveSummary
The annual accounts of C.A.M. 7 IMMO for fiscal year 2025 show a net loss of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €10k and a net result of €-24k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 14079 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-72
Solvency27▼-13
Growth55▼-30
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.72 against 0.51 in 2024; short-term debt: 97.5% and cash: 0.3% of total assets), and 97.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.5%
Return on assets
-6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
19 d late
2024
10 d late
2023
47 d early
2022
22 d early
2021
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€35k▼ 16.4%
2022 · €42k
2021: €16k
2022: €42k
2021 → 2025
EBIT margin
-57.2%▼ 71.7pp
2022 · 14.5%
2021: -29.0%
2022: 14.5%
2021 → 2025
Net result
€-24k
2024 · €18k
2021: €-5k
2022: €6k
2023: €-6k
2024: €18k
2021 → 2025
Working capital
€-106k▼ 12.3%
2024 · €-94k
2021: €-140k
2022: €-138k
2023: €-124k
2024: €-94k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€16k-€42k▲ 156%€35k
Equity€15k-€21k▲ 39.1%€16k▼ 26.4%€33k▲ 114%€10k▼ 70.9%
Operating result€-5k-€6k€-5k€20k€-20k
Net result€-5k-€6k€-6k€18k€-24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €20k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€116k ▼ 9.3%
Current assets
€277k ▲ 185%
Equity and liabilities €392k
Equity
€10k ▼ 70.9%
Debt
€383k ▲ 100.0%
Debt's share of the balance-sheet total rises from 85.1% to 97.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-7k▼
2024 · €33k
Cash flow
€-10k▼
2024 · €31k
Current ratio
0.72▲
2024 · 0.51
Quick ratio
0.05▼
2024 · 0.51
Debt to equity
39.39▲
2024 · 5.73
ROE
-244.1%▼
2024 · 53.4%
ROA
-6.0%▼
2024 · 7.9%
Interest coverage
-50.25▼
2024 · 17.42
Debt ≤ 1 year
€383k▲
2024 · €191k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€225k€392k▲
Formation expenses20€287-
Fixed assets21/28€127k€116k▼
Tangible fixed assets22/27€127k€116k▼
Land and buildings22€127k€114k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€338-
Current assets29/58€97k€277k▲
Stocks and contracts in progress3-€257k
Stocks30/36-€257k
Amounts receivable within one year40/41€25k€19k▼
Trade receivables40€19k€11k▼
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€72k€1k▼
Equity and liabilities
Total equity and liabilities10/49€225k€392k▲
Equity10/15€33k€10k▼
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Profit (loss) carried forward14€13k€-10k▼
Amounts payable17/49€191k€383k▲
Amounts payable within one year42/48€191k€383k▲
Current portion of amounts payable after more than one year42-€186k
Trade debts44€7k€12k▲
Suppliers440/4€7k€12k▲
Taxes, remuneration and social security45€982€2k▲
Taxes450/3€5€4▼
Remuneration and social security454/9€977€2k▲
Other amounts payable47/48€184k€183k▼
Income statement
Code20242025
Turnover70-€35k
Goods, raw materials, services and sundry goods60/61-€38k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€36k€-4k▼
Operating profit (loss)9901€20k€-20k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€132▼
Recurring financial charges65€2k€132▼
Profit (loss) for the period before taxes9903€18k€-20k▼
Income taxes67/77-€4k
Profit (loss) for the period9904€18k€-24k▼
Profit (loss) for the period to be appropriated9905€18k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-10k▼
Profit (loss) brought forward from the previous period14P€-4k€13k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
30-06
Financial
Weakest financial yearnet €-24k ▼233%
Net result drops to €-24k, the lowest in the series.
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
30-06
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Les Bons Villers · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Revioux(REV) 476210 Les Bons VillersGround area
604 m²
Building footprint
127 m²
Parcel 52059C0285/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
C.A.M. 7 IMMO
since 20202.306.010.593
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52059C0285/00F000 | Wallonia | 604 m² | 1 · 127 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Construct+
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BE 0806.173.928
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CLICKINVEST
BE 0760.394.183
Dinant · Eq €9,684
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 1,867 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2020
Fiscal year end30-06
Activities, NACEBEL 2025
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.