C.A.E.
ActiveSummary
C.A.E. has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112,023 and a net result of €15,159. Equity is growing by about 8.4% per year across the filed financial years. Its solvency ranks better than 66% of 39,200 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €112,023
- Profit
- €15,159
Why 94lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 2.67, cash €20,900, halvedSize: total assets €159,663Equity €112,023 (70.2% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 66% on solvency, 43% on liquidity, 48% on profitability and 61% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 23 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €112,023 ▲13.7%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (19 days) Filed on 19 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00406560.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result recovers in 2025; 2025 is 6% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 31,368 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €446 | €446 | €446 | €3,635 | €13,449 | €13,003 | €13,128 | €11,504 | ▼ 12.4% |
| Other operating charges640/8 | - | - | - | €2,112 | €2,990 | €2,660 | €2,697 | €2,686 | ▼ 0.4% |
| Gross operating margin9900 | €21,434 | €2,825 | €5,943 | €39,695 | €26,773 | €42,424 | €41,602 | €41,503 | ▼ 0.2% |
| Operating profit (loss)9901 | €19,126 | €1,321 | €4,464 | €33,948 | €10,334 | €26,761 | €25,776 | €27,313 | ▲ 6.0% |
| Financial income75/76B | - | - | - | €960 | €203 | €100 | €793 | €1,136 | ▲ 43.2% |
| Recurring financial income75 | €2,905 | €2,414 | €2,454 | €960 | €203 | €100 | €793 | €1,136 | ▲ 43.2% |
| Financial charges65/66B | - | - | - | €2,263 | €2,363 | €1,196 | €1,599 | €1,352 | ▼ 15.5% |
| Recurring financial charges65 | €3,850 | €677 | €685 | €2,263 | €2,363 | €1,196 | €1,599 | €1,352 | ▼ 15.5% |
| Profit (loss) for the period before taxes9903 | €18,181 | €3,059 | €6,233 | €32,645 | €8,175 | €25,665 | €24,970 | €27,097 | ▲ 8.5% |
| Income taxes67/77 | €4,522 | €2,257 | €3,594 | €11,756 | €4,553 | €9,301 | €9,534 | €11,938 | ▲ 25.2% |
| Profit (loss) for the period9904 | €13,659 | €802 | €2,639 | €20,889 | €3,621 | €16,364 | €15,437 | €15,159 | ▼ 1.8% |
| Profit (loss) for the period to be appropriated9905 | €13,659 | €802 | €2,639 | €20,889 | €3,621 | €16,364 | €15,437 | €15,159 | ▼ 1.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €83,241 | €84,203 | €118,753 | €197,409 | €175,462 | €172,635 | €169,588 | €159,663 | ▼ 5.9% |
| Fixed assets21/28 | €2,825 | €2,379 | €1,933 | €80,172 | €66,722 | €53,719 | €42,181 | €32,355 | ▼ 23.3% |
| Tangible fixed assets22/27 | €2,825 | €2,379 | €1,933 | €80,172 | €66,722 | €53,719 | €42,181 | €32,355 | ▼ 23.3% |
| Plant, machinery and equipment23 | - | - | - | €446 | €0 | - | €1,371 | €2,407 | ▲ 75.6% |
| Furniture and vehicles24 | - | - | - | €7,562 | €5,129 | €2,696 | €357 | €65 | ▼ 81.9% |
| Leasing and similar rights25 | - | - | - | €71,123 | €60,553 | €49,983 | €39,413 | €28,843 | ▼ 26.8% |
| Other tangible fixed assets26 | - | - | - | €1,040 | €1,040 | €1,040 | €1,040 | €1,040 | = |
| Current assets29/58 | €80,416 | €81,825 | €116,820 | €117,237 | €108,740 | €118,915 | €127,407 | €127,308 | ▼ 0.1% |
| Stocks and contracts in progress3 | €1,405 | €1,500 | - | - | - | €1,694 | €11,792 | €25,200 | ▲ 114% |
| Stocks30/36 | - | - | - | - | - | €1,359 | €0 | - | - |
| Contracts in progress37 | - | - | - | - | - | €335 | €11,792 | €25,200 | ▲ 114% |
| Amounts receivable within one year40/41 | €43,036 | €32,395 | €81,058 | €42,420 | €17,478 | €18,122 | €22,652 | €20,273 | ▼ 10.5% |
| Trade receivables40 | - | - | - | €42,420 | €17,467 | €18,122 | €22,652 | €20,273 | ▼ 10.5% |
| Other amounts receivable41 | - | - | - | €0 | €10 | €0 | - | - | - |
| Current investments50/53 | - | - | - | - | €9,356 | €22,368 | €40,188 | €58,224 | ▲ 44.9% |
| Cash at bank and in hand54/58 | €20,239 | €32,260 | €34,394 | €62,371 | €79,537 | €74,251 | €50,119 | €20,900 | ▼ 58.3% |
| Deferred charges and accrued income490/1 | - | - | - | €12,446 | €2,370 | €2,480 | €2,656 | €2,712 | ▲ 2.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €83,241 | €84,203 | €118,753 | €197,409 | €175,462 | €172,635 | €169,588 | €159,663 | ▼ 5.9% |
| Equity10/15 | €64,503 | €63,681 | €64,720 | €84,009 | €86,030 | €100,728 | €98,530 | €112,023 | ▲ 13.7% |
| Contributions10/11 | €14,280 | €14,280 | - | €14,280 | €14,280 | €14,280 | €14,280 | €14,280 | = |
| Reserves13 | €50,223 | €49,401 | €50,440 | €69,729 | €71,750 | €86,448 | €84,250 | €97,743 | ▲ 16.0% |
| Non-distributable reserves130/1 | - | - | - | €2,500 | €2,500 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €2,500 | €2,500 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | €67,229 | €69,250 | €86,448 | €84,250 | €97,743 | ▲ 16.0% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €18,739 | €20,523 | €54,033 | €113,400 | €89,433 | €71,907 | €71,059 | €47,640 | ▼ 33.0% |
| Amounts payable after more than one year17 | - | - | - | €50,288 | €36,933 | €23,311 | €9,417 | €0 | ▼ 100% |
| Financial debts170/4 | - | - | - | €50,288 | €36,933 | €23,311 | €9,417 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €18,739 | €20,523 | €54,033 | €63,096 | €52,492 | €48,586 | €61,642 | €47,640 | ▼ 22.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €13,093 | €13,355 | €13,622 | €13,894 | €9,417 | ▼ 32.2% |
| Financial debts43 | - | - | - | €0 | - | - | €1,438 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €0 | - | - | €1,438 | €0 | ▼ 100% |
| Trade debts44 | €5,172 | €10,251 | €39,547 | €31,650 | €2,401 | €9,627 | €12,462 | €4,925 | ▼ 60.5% |
| Suppliers440/4 | - | - | - | €31,650 | €2,401 | €9,627 | €12,462 | €4,925 | ▼ 60.5% |
| Taxes, remuneration and social security45 | - | - | - | €15,792 | €27,104 | €20,316 | €31,016 | €26,055 | ▼ 16.0% |
| Taxes450/3 | - | - | - | €15,792 | €27,104 | €20,316 | €31,016 | €26,055 | ▼ 16.0% |
| Remuneration and social security454/9 | - | - | - | €0 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €2,562 | €9,632 | €5,022 | €2,830 | €7,243 | ▲ 156% |
| Accrued charges and deferred income492/3 | - | - | - | €16 | €7 | €9 | €0 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,659 | €802 | €2,639 | €20,889 | €3,621 | €16,364 | €15,437 | €15,159 | ▼ 1.8% |
| + Depreciation and write-downs630 | €446 | €446 | €446 | €3,635 | €13,449 | €13,003 | €13,128 | €11,504 | ▼ 12.4% |
| Operating cash flow (approximation) | €14,105 | €1,248 | €3,085 | €24,524 | €17,071 | €29,367 | €28,565 | €26,663 | ▼ 6.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€81,874 | €0 | €0 | -€1,590 | -€1,678 | ▼ 5.5% |
| Change in cash | - | €12,020 | €2,134 | €27,977 | €17,166 | -€5,286 | -€24,132 | -€29,219 | ▼ 21.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 21 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 19-08-2026 | 2026-00406560 |
| 31-12-2024 | micro format | 27-08-2025 | 2025-00409894 |
| 31-12-2023 | micro format | 29-08-2024 | 2024-00393169 |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00384784 |
| 31-12-2021 | micro format | 30-08-2022 | 2022-20343127 |
| 31-12-2020 | micro format | 30-08-2021 | 2021-56100231 |
| 31-12-2019 | micro format | 29-07-2020 | 2020-35900065 |
| 31-12-2018 | micro format | 02-08-2019 | 2019-42600080 |
| 31-12-2017 | micro format | 31-08-2018 | 2018-58700442 |
| 31-12-2016 | micro format | 25-07-2017 | 2017-36100177 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Vincent Filip |
|
Owners and capital
Capital and shareholders
- 27-09-2023 Capital stated in the deed · 250 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
27-09
Gazette deed
Resignation: Vincent Filip (manager)Appointment: Vincent Filip (director) · Capital conversion · Reserve release14 facts ▸
- General meeting, 20-09-2023
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm, artikel 39,§1,eerste en derde lid wet van 23-03-2019” (deed in Dutch)
- Capital conversion, “van rechtswege”, EUR (deed in Dutch)
- Reserve release, “vormen en meerderheden van statutenwijziging, opheffing” (deed in Dutch)
- Other provision, “eenparigheid van stemmen, vrijstelling volstorting van aandelen zonder vernietiging van aandelen” (deed in Dutch)
- Other provision, “naleving artikelen 5:142 en 5:143 WVV” (deed in Dutch)
- Director resignation, Vincent Filip (manager (not named in the articles))
- Director appointment, Vincent Filip (director (not named in the articles))
- Director discharge, Vincent Filip
- Power of attorney, Peter De Proft
- Amendment of the articles
- Capital
- +2 further facts in this act
Show earlier events
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34452A0875/00A000 | Flanders | 5,878 m² | 1 · 719 m² | 9.0 m |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het uitoefenen van alle functies die het beheer,de administratie en het doeltreffend functioneren van individuele handelsactiviteiten en/of…” (deed in Dutch)
25 activities (deed in Dutch)
- Het uitoefenen van alle functies die het beheer,de administratie en het doeltreffend functioneren van individuele handelsactiviteiten en/of maatschappijen toelaat en het verstrekken van adviezen en intellectuele hulp hieromtrent.
- De uitoefening van bestuursmandaten en het nemen van belangen,op welke wijze ook,in andere vennootschappen en onderaannemingen.
- Het uitoefenen van diensten met betrekking tot projecten,beheer,commerciële,fiscale,juridische en administratieve activiteiten.
- Het optreden als studiebureau en de projectontwikkeling verzorgen betreffende de hier voormelde punten.
- Computerconsultancy-activiteiten.
- Gegevensverwerking,webhosting en aanverwante activiteiten.
- Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant:
- Invoeren van gegevens;
- Volledige verwerking van gegevens.
- Permanent beheren van en werken met de gegevensverwerkende apparatuur van derden
- Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enz.
- Het verlenen van advies aan de gebruikers over soorten computers(hardware)en hun configuratie en de toepassing van bijbehorende apparatuur(software):analyseren van behoeften en problemen van gebruikers en het aanbieden van oplossingen.
- De realisatie van programma’s en gebruiksklare systemen,analyseren,ontwerpen,en eventueel uitgeven van gebruiksklare systemen,inclusief systemen van automatische dataidentificatie:ontwikkeling,productie,levering/samenstelling van documentatie over programmatuur;Het verlenen van advies en bijstand inzake alle om het even welke informatica-,internet,multimedia-en computertoepassingen,hardware en software configuratie,databeheer en dataverwerking,automatisering,programmering,telecommunicatie en telemetrie;
- Het verlenen van diensten en advies op vlak van database management,CM en Business Intelligence;
- Het verlenen van diensten die rechtstreeks of onrechtstreeks betrekking hebben op de communicatiesector;
- Het opstellen,programmeren,kopen en verkopen,import en export,huren en verhuren,installeren,updaten,testen en herstellen van al dan niet zelf ontwikkelde standaard als maatwerk-software op welke informatiedrager ook,voor onder meer doch niet limitatief te zijn,retail,distributie,informatieverwerking,De exploitatie van elektronische communicatienetwerken voor algemeen gebruik of ten behoeve van bepaalde categorieën van gebruikers.Alles in verband met GPS navigatiesystemen.Het verlenen van administratieve prestaties en computerservices.De aan- en
- Verkoop,in-en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in het kort tussenpersoon in de handel;
- De in-en verkoop zowel als groothandel en kleinhandel,de in-en uitvoer,het uitvoeren van studieopdrachten of werken,het plaatsen van installaties en toestellen,de herstelling en het onderhoud aangaande de volgende activiteiten:
- Alle grondwerken,funderingswerken,voeg-en rioleringswerken,het aannemen van metsel-en betonwerken en al de andere bouwwerkzaamheden.
- Alle schrijnwerkerij en houtbewerking of verwerking.Alle sanitaire werkzaamheden en installaties.
- Alle werkzaamheden aangaande verwarming en installaties zowel op gas,stookolie,elektriciteit of andere energiebronnen.
- Alle mogelijke elektriciteitswerken en installaties,zowel voor privé gebruik als voor industrieel of commercieel gebruik.
- De in-en verkoop zowel als groot-of kleinhandel,de in-en uitvoer,het uitvoeren van studieopdrachten aangaande volgende activiteiten:
- De productie en handel in textielgrondstoffen en textielproducten in de ruimste zin van het woord.
- De productie en handel in machines,machineonderdelen en soft-en hardware,in de ruimste zin van het woord
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- C.A.E.
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, exploitatiezetels oprichten of opheffen bij enkel besluit bestuursorgaan wanneer en waar nodig voor zover geen wijziging…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 12.- Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen,al dan niet aandeelhouder,benoemd met of zonder beperking van duur,indien benoemd in statuten…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Friday of June at 14:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging overeenkomstig toepasselijke wettelijke bepalingen, ontbinding op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Artikel 24, onverminderd ontbinding en sluiting vereffening in één akte artikel 2:80 WVV” (deed in Dutch)