C²
ActiveC² has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-42k) and a net result of €5k. Equity is shrinking by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 11% of 7538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
11
/ 100
Critical▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.46 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 7538 sector peers (2025).
NBB · sector comparisonPosition among 7538 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
31 d early
2023
7 d early
2022
9 d late
2021
26 d early
2020
17 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-42k▲ 10.3%
2024 · €-47k
2021: €-6k
2022: €13k
2023: €-29k
2024: €-47k
2021 → 2025
Total assets
€823k▼ 6.8%
2024 · €883k
2021: €369k
2022: €331k
2023: €473k
2024: €883k
2021 → 2025
Net result
€5k
2024 · €-18k
2021: €-27k
2022: €19k
2023: €-42k
2024: €-18k
2021 → 2025
Working capital
€-275k▼ 212%
2024 · €-88k
2021: €134k
2022: €-19k
2023: €-61k
2024: €-88k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€13k€-29k€-47k▼ 63.8%€-42k▲ 10.3%
Operating result€-21k-€16k€-34k€-3k▲ 92.2%€35k
Net result€-27k-€19k€-42k€-18k▲ 56.1%€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €35k after a loss of €3k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €823k
Fixed assets
€801k▼ 0.7%
Current assets
€22k▼ 71.2%
Key figures and ratios
EBITDA
€55k▲
2024 · €14k
Cash flow
€25k▲
2024 · €-2k
Solvency
-5.1%▲
2024 · -5.3%
Current ratio
0.07▼
2024 · 0.46
Quick ratio
0.07▲
2024 · 0.03
Debt / equity
-20.45▼
2024 · -19.70
ROE
-11.5%▼
2024 · 39.0%
ROA
0.6%▲
2024 · -2.1%
Interest coverage
1.87▲
2024 · 0.87
Debt
€866k▼
2024 · €930k
Debt ≤ 1 year
€297k▲
2024 · €164k
Debt > 1 year
€569k▼
2024 · €766k
Income taxes
€460▼
2024 · €548
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€883k€823k▼
Fixed assets
21/28€807k€801k▼
Tangible fixed assets
22/27€743k€738k▼
Financial fixed assets
28€64k€64k=
Current assets
29/58€76k€22k▼
Stocks & contracts in progress
3€72k-
Amounts receivable within one year
40/41€444€26▼
Investments
50/53-€10k
Cash & bank
54/58€4k€12k▲
Total equity & liabilities
10/49€883k€823k▼
Equity
10/15€-47k€-42k▲
Contributions / capital
10/11€54k€54k=
Reserves
13€38€38=
Accumulated profits (losses)
14€-101k€-96k▲
Amounts payable
17/49€930k€866k▼
Amounts payable after one year
17€766k€569k▼
Amounts payable within one year
42/48€164k€297k▲
Trade debts payable within one year
44€21k€3k▼
Income statement
Code20242025
Gross operating margin
9900€18k€65k▲
Operating result
9901€-3k€35k▲
Financial income
75€0€57▲
Financial charges
65€16k€29k▲
Result before taxes
9903€-18k€5k▲
Income taxes
67/77€548€460▼
Net result for the period
9904€-18k€5k▲
Result to be appropriated
9905€-18k€5k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-42k ▼317%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 11,162 companies in sector 82100 we hold annual accounts for 3,383. 1,894 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2013
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.