Skip to content

BZB-FEDAFIN

Active
Non-profit associationfounded 1999active for 27 yearsEinestraat 21, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0466.737.571

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BZB-FEDAFIN has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.0m and a net result of €247,706. Equity has been growing by about 9.4% per year since 2020. Its solvency ranks better than 71% of 496 sector peers (NACE 94, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 17-05-1999 Normal situation
Activity
Activities of business and employers' organisations NACE 94110
Establishment unit
2.230.891.518 9700 Oudenaarde, since 01-09-1999
Financial year end
31 December
Peppol
Reachable since 27-04-2026

Board and ownership

Board
and 20 other directors

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€812,202
▲ 91.0%
Turnover
≈ €1.1m
estimated
Surplus
€247,706
▲ 348%
Equity
€3.0m
▲ 9.2%
Total assets
€3.6m
▲ 14.1%
Staff
6.8 FTE
▲ 7.9%
Filed on 07-04-2026, 115 days before the deadlinePDF
Score breakdownlowers riskLegal form: non-profit associationSector: Activities of membership organisations (NACE 94)Size: total assets €3.6mFigures for financial year 2025 (filed on 10-04-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of small companies in membership organisations (NACE 94)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 82.8% of total assets
Liquidity 79+4
short-term debt 5.4% · cash 23.4%
Profitability 55+13
return on assets 7.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (512 companies, NACE 94, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €280,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 18.45, above the usual 1.5. Short-term debt is 5.4% and cash 23.4% of total assets. 17.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 94, small). It does better than 85% of them on solvency, 56% on liquidity, 41% on profitability and 70% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Sector: Activities of membership organisations (NACE 94)
KBO
lowers risk · Size: total assets €3.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 10-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
115 days early
2024
121 days early
2023
118 days early
2022
123 days early
2021
128 days early
2020
114 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 120 days before the deadline. In the sector (NACE 94), the median for financial year 2024 was 29 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €55,296 to €247,706 ▲ 348% View
  • Positive: Higher net result than 95% of companies in membership organisationssector median €4,730 · 495 companies €247,706 View
  • Board changedlatest change 05-05-2026 · 24 in office 1 joined · 3 left View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €247,706 6 years View

Comparable companies

These companies have the same main activity as BZB-FEDAFIN: activities of business and employers' organisations (NACE 94110). They are comparable in size and age: total assets between €2.1m and €4.1m, founded between 1994 and 2003.

CompanyTotal assetsGross margin
BZB-FEDAFIN Oudenaarde€3.6m€0.8m
COUNCIL OF EUROPEAN ENERGY REGULATORS Etterbeek€4.1m€0.9m
Union des entreprises à profit social Brussel€2.9m€0.7m
council of european employers of the metal,engineering and technology-based industries Brussel€2.1m€0.9m
EUROPABIO Brussel€4.1m€1.2m
Groupement Pharmaceutique de l'Union Européenne Brussel€2.7m€0.6m
EUROPEAN BIODIESEL BOARD EBB ASS INT Etterbeek€2.8m€0.6m
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Articles and registers

Key facts about BZB-FEDAFIN

What is the company number of BZB-FEDAFIN?
The company number of BZB-FEDAFIN is 0466.737.571. The VAT number is the same number with BE in front: BE 0466.737.571.
Where is BZB-FEDAFIN based?
The registered office is at Einestraat 21, 9700 Oudenaarde.Company details
What does BZB-FEDAFIN do?
According to the KBO register, the main activity is activities of business and employers' organisations (NACE 94110).
What is the legal form of BZB-FEDAFIN?
The legal form of BZB-FEDAFIN is Non-profit association (VZW).
When was BZB-FEDAFIN founded?
BZB-FEDAFIN was founded on 17-05-1999.
Is BZB-FEDAFIN still active?
Yes, BZB-FEDAFIN is an active enterprise in the KBO register.
How many employees does BZB-FEDAFIN have?
BZB-FEDAFIN had an average of 6.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BZB-FEDAFIN?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €812,202 and 48 comparable companies (NACE 94). It probably lies between €910,000 and €1.7m.
Is BZB-FEDAFIN profitable?
In financial year 2025, BZB-FEDAFIN made a profit of €247,706.
Where can I find the annual accounts of BZB-FEDAFIN?
BZB-FEDAFIN filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of BZB-FEDAFIN due?
BZB-FEDAFIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.